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Side-by-side financial comparison of Forafric Global PLC (AFRI) and NAVIENT CORP (NAVI). Click either name above to swap in a different company.

Forafric Global PLC is the larger business by last-quarter revenue ($159.7M vs $137.0M, roughly 1.2× NAVIENT CORP). NAVIENT CORP runs the higher net margin — -5.0% vs -7.5%, a 2.5% gap on every dollar of revenue.

Forafric Global PLC is an Africa-focused agribusiness operating across the full agricultural value chain, covering staple food production, processing, and distribution. Its core markets are North and West Africa, supplying grain, vegetable oil and essential food commodities to consumer, retail and industrial clients.

Navient Corporation is an American financial services company and former student loan servicer based in Wilmington, Delaware. The company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient. The company employs 4,500 people at offices across the US. In 2018, Navient serviced a quarter of all student loans in the United States. In 2024, the company was barred from servicing federal student loans.

AFRI vs NAVI — Head-to-Head

Bigger by revenue
AFRI
AFRI
1.2× larger
AFRI
$159.7M
$137.0M
NAVI
Higher net margin
NAVI
NAVI
2.5% more per $
NAVI
-5.0%
-7.5%
AFRI

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
AFRI
AFRI
NAVI
NAVI
Revenue
$159.7M
$137.0M
Net Profit
$-12.0M
$-6.0M
Gross Margin
10.7%
Operating Margin
-2.5%
-5.9%
Net Margin
-7.5%
-5.0%
Revenue YoY
-38.3%
Net Profit YoY
-125.0%
EPS (diluted)
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFRI
AFRI
NAVI
NAVI
Q4 25
$137.0M
Q3 25
$161.0M
Q2 25
$159.7M
$156.0M
Q1 25
$156.0M
Q4 24
$222.0M
Q3 24
$396.0M
Q2 24
$145.6M
$247.0M
Q1 24
$287.0M
Net Profit
AFRI
AFRI
NAVI
NAVI
Q4 25
$-6.0M
Q3 25
$-86.0M
Q2 25
$-12.0M
$14.0M
Q1 25
$-2.0M
Q4 24
$24.0M
Q3 24
$-2.0M
Q2 24
$-8.6M
$36.0M
Q1 24
$73.0M
Gross Margin
AFRI
AFRI
NAVI
NAVI
Q4 25
Q3 25
Q2 25
10.7%
Q1 25
Q4 24
Q3 24
Q2 24
9.4%
Q1 24
Operating Margin
AFRI
AFRI
NAVI
NAVI
Q4 25
-5.9%
Q3 25
-72.7%
Q2 25
-2.5%
11.5%
Q1 25
-3.2%
Q4 24
11.7%
Q3 24
3.0%
Q2 24
-0.9%
19.4%
Q1 24
30.7%
Net Margin
AFRI
AFRI
NAVI
NAVI
Q4 25
-5.0%
Q3 25
-53.4%
Q2 25
-7.5%
9.0%
Q1 25
-1.3%
Q4 24
10.8%
Q3 24
-0.5%
Q2 24
-5.9%
14.6%
Q1 24
25.4%
EPS (diluted)
AFRI
AFRI
NAVI
NAVI
Q4 25
$-0.05
Q3 25
$-0.87
Q2 25
$0.13
Q1 25
$-0.02
Q4 24
$0.24
Q3 24
$-0.02
Q2 24
$0.32
Q1 24
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFRI
AFRI
NAVI
NAVI
Cash + ST InvestmentsLiquidity on hand
$12.2M
$637.0M
Total DebtLower is stronger
$40.6B
Stockholders' EquityBook value
$5.3M
$2.4B
Total Assets
$246.1M
$48.7B
Debt / EquityLower = less leverage
16.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFRI
AFRI
NAVI
NAVI
Q4 25
$637.0M
Q3 25
$571.0M
Q2 25
$12.2M
$712.0M
Q1 25
$642.0M
Q4 24
$722.0M
Q3 24
$1.1B
Q2 24
$16.4M
$1.1B
Q1 24
$823.0M
Total Debt
AFRI
AFRI
NAVI
NAVI
Q4 25
$40.6B
Q3 25
$41.4B
Q2 25
$42.3B
Q1 25
$42.9B
Q4 24
$43.2B
Q3 24
$44.7B
Q2 24
$18.4M
$47.5B
Q1 24
$50.8B
Stockholders' Equity
AFRI
AFRI
NAVI
NAVI
Q4 25
$2.4B
Q3 25
$2.4B
Q2 25
$5.3M
$2.6B
Q1 25
$2.6B
Q4 24
$2.6B
Q3 24
$2.7B
Q2 24
$16.3M
$2.7B
Q1 24
$2.8B
Total Assets
AFRI
AFRI
NAVI
NAVI
Q4 25
$48.7B
Q3 25
$49.3B
Q2 25
$246.1M
$50.2B
Q1 25
$51.0B
Q4 24
$51.8B
Q3 24
$53.4B
Q2 24
$287.1M
$56.6B
Q1 24
$59.0B
Debt / Equity
AFRI
AFRI
NAVI
NAVI
Q4 25
16.94×
Q3 25
16.98×
Q2 25
16.52×
Q1 25
16.56×
Q4 24
16.35×
Q3 24
16.59×
Q2 24
1.13×
17.30×
Q1 24
18.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFRI
AFRI
NAVI
NAVI
Operating Cash FlowLast quarter
$706.0K
$441.0M
Free Cash FlowOCF − Capex
$146.0K
FCF MarginFCF / Revenue
0.1%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFRI
AFRI
NAVI
NAVI
Q4 25
$441.0M
Q3 25
$70.0M
Q2 25
$706.0K
$126.0M
Q1 25
$71.0M
Q4 24
$459.0M
Q3 24
$-10.0M
Q2 24
$10.5M
$279.0M
Q1 24
$182.0M
Free Cash Flow
AFRI
AFRI
NAVI
NAVI
Q4 25
Q3 25
Q2 25
$146.0K
Q1 25
Q4 24
Q3 24
Q2 24
$6.4M
Q1 24
FCF Margin
AFRI
AFRI
NAVI
NAVI
Q4 25
Q3 25
Q2 25
0.1%
Q1 25
Q4 24
Q3 24
Q2 24
4.4%
Q1 24
Capex Intensity
AFRI
AFRI
NAVI
NAVI
Q4 25
Q3 25
Q2 25
0.4%
Q1 25
Q4 24
Q3 24
Q2 24
2.8%
Q1 24
Cash Conversion
AFRI
AFRI
NAVI
NAVI
Q4 25
Q3 25
Q2 25
9.00×
Q1 25
Q4 24
19.13×
Q3 24
Q2 24
7.75×
Q1 24
2.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFRI
AFRI

Sales to external customers, Total$159.7M100%
Couscous & Pasta$934.0K1%
Soft Wheat$393.0K0%

NAVI
NAVI

Segment breakdown not available.

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