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Side-by-side financial comparison of FEDERAL AGRICULTURAL MORTGAGE CORP (AGM) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $107.5M, roughly 1.0× FEDERAL AGRICULTURAL MORTGAGE CORP). On growth, FEDERAL AGRICULTURAL MORTGAGE CORP posted the faster year-over-year revenue change (6.1% vs 0.6%). Over the past eight quarters, FEDERAL AGRICULTURAL MORTGAGE CORP's revenue compounded faster (7.1% CAGR vs -4.4%).

The Federal Agricultural Mortgage Corporation, also known as Farmer Mac, is a stockholder-owned, federally chartered corporation established by the U.S. Congress in 1988 under the Agricultural Credit Act of 1987. It was created to establish a secondary market for agricultural real estate and housing mortgage loans, to increase liquidity and the availability of long-term, stable credit for farmers, ranchers, and rural communities.

AGM vs ZIP — Head-to-Head

Bigger by revenue
ZIP
ZIP
1.0× larger
ZIP
$111.7M
$107.5M
AGM
Growing faster (revenue YoY)
AGM
AGM
+5.5% gap
AGM
6.1%
0.6%
ZIP
Faster 2-yr revenue CAGR
AGM
AGM
Annualised
AGM
7.1%
-4.4%
ZIP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AGM
AGM
ZIP
ZIP
Revenue
$107.5M
$111.7M
Net Profit
$-835.0K
Gross Margin
89.1%
Operating Margin
56.3%
3.6%
Net Margin
-0.7%
Revenue YoY
6.1%
0.6%
Net Profit YoY
92.3%
EPS (diluted)
$3.69
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AGM
AGM
ZIP
ZIP
Q4 25
$107.5M
$111.7M
Q3 25
$104.0M
$115.0M
Q2 25
$102.6M
$112.2M
Q1 25
$94.3M
$110.1M
Q4 24
$101.3M
$111.0M
Q3 24
$90.3M
$117.1M
Q2 24
$89.9M
$123.7M
Q1 24
$93.7M
$122.2M
Net Profit
AGM
AGM
ZIP
ZIP
Q4 25
$-835.0K
Q3 25
$55.0M
$-9.8M
Q2 25
$54.8M
$-9.5M
Q1 25
$49.7M
$-12.8M
Q4 24
$56.5M
$-10.8M
Q3 24
$49.8M
$-2.6M
Q2 24
$47.1M
$7.0M
Q1 24
$53.7M
$-6.5M
Gross Margin
AGM
AGM
ZIP
ZIP
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Q1 24
89.1%
Operating Margin
AGM
AGM
ZIP
ZIP
Q4 25
56.3%
3.6%
Q3 25
64.1%
-4.4%
Q2 25
63.8%
-5.9%
Q1 25
66.9%
-10.6%
Q4 24
67.5%
-3.6%
Q3 24
69.0%
-2.8%
Q2 24
65.9%
7.6%
Q1 24
72.8%
-0.7%
Net Margin
AGM
AGM
ZIP
ZIP
Q4 25
-0.7%
Q3 25
52.9%
-8.5%
Q2 25
53.4%
-8.5%
Q1 25
52.6%
-11.7%
Q4 24
55.8%
-9.7%
Q3 24
55.2%
-2.2%
Q2 24
52.4%
5.7%
Q1 24
57.4%
-5.3%
EPS (diluted)
AGM
AGM
ZIP
ZIP
Q4 25
$3.69
$-0.03
Q3 25
$4.44
$-0.11
Q2 25
$4.48
$-0.10
Q1 25
$4.01
$-0.13
Q4 24
$4.62
$-0.10
Q3 24
$3.86
$-0.03
Q2 24
$3.68
$0.07
Q1 24
$4.28
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AGM
AGM
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$188.0M
Total DebtLower is stronger
$30.8B
Stockholders' EquityBook value
$1.7B
$-77.2M
Total Assets
$35.4B
$569.7M
Debt / EquityLower = less leverage
17.93×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AGM
AGM
ZIP
ZIP
Q4 25
$188.0M
Q3 25
$211.8M
Q2 25
$203.5M
Q1 25
$221.1M
Q4 24
$218.4M
Q3 24
$842.1M
$225.6M
Q2 24
$923.0M
$271.7M
Q1 24
$745.1M
$282.5M
Total Debt
AGM
AGM
ZIP
ZIP
Q4 25
$30.8B
Q3 25
$29.2B
Q2 25
$28.9B
Q1 25
$28.0B
Q4 24
$27.5B
Q3 24
$27.2B
Q2 24
$26.8B
Q1 24
$26.8B
Stockholders' Equity
AGM
AGM
ZIP
ZIP
Q4 25
$1.7B
$-77.2M
Q3 25
$1.7B
$-76.1M
Q2 25
$1.5B
$-65.9M
Q1 25
$1.5B
$-11.3M
Q4 24
$1.5B
$13.4M
Q3 24
$1.5B
$13.6M
Q2 24
$1.5B
$24.4M
Q1 24
$1.5B
$12.7M
Total Assets
AGM
AGM
ZIP
ZIP
Q4 25
$35.4B
$569.7M
Q3 25
$33.4B
$573.6M
Q2 25
$33.0B
$592.4M
Q1 25
$31.8B
$629.4M
Q4 24
$31.3B
$664.1M
Q3 24
$30.6B
$652.0M
Q2 24
$30.2B
$665.3M
Q1 24
$29.8B
$662.4M
Debt / Equity
AGM
AGM
ZIP
ZIP
Q4 25
17.93×
Q3 25
17.31×
Q2 25
18.70×
Q1 25
18.39×
Q4 24
18.48×
Q3 24
18.60×
Q2 24
17.87×
Q1 24
18.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AGM
AGM
ZIP
ZIP
Operating Cash FlowLast quarter
$80.1M
$7.7M
Free Cash FlowOCF − Capex
$7.6M
FCF MarginFCF / Revenue
6.8%
Capex IntensityCapex / Revenue
0.0%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AGM
AGM
ZIP
ZIP
Q4 25
$80.1M
$7.7M
Q3 25
$74.2M
$2.6M
Q2 25
$-47.7M
$10.5M
Q1 25
$-49.8M
$-9.9M
Q4 24
$612.6M
$12.5M
Q3 24
$-44.4M
$9.3M
Q2 24
$56.1M
$21.9M
Q1 24
$233.3M
$2.0M
Free Cash Flow
AGM
AGM
ZIP
ZIP
Q4 25
$7.6M
Q3 25
$2.2M
Q2 25
$10.2M
Q1 25
$-10.2M
Q4 24
$607.4M
$12.0M
Q3 24
$-44.4M
$9.2M
Q2 24
$52.6M
$21.7M
Q1 24
$231.7M
$1.9M
FCF Margin
AGM
AGM
ZIP
ZIP
Q4 25
6.8%
Q3 25
1.9%
Q2 25
9.1%
Q1 25
-9.3%
Q4 24
599.8%
10.8%
Q3 24
-49.2%
7.8%
Q2 24
58.5%
17.6%
Q1 24
247.3%
1.6%
Capex Intensity
AGM
AGM
ZIP
ZIP
Q4 25
0.0%
0.1%
Q3 25
0.0%
0.3%
Q2 25
0.0%
0.3%
Q1 25
0.0%
0.3%
Q4 24
5.2%
0.4%
Q3 24
0.1%
0.2%
Q2 24
4.0%
0.1%
Q1 24
1.7%
0.1%
Cash Conversion
AGM
AGM
ZIP
ZIP
Q4 25
Q3 25
1.35×
Q2 25
-0.87×
Q1 25
-1.00×
Q4 24
10.84×
Q3 24
-0.89×
Q2 24
1.19×
3.12×
Q1 24
4.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AGM
AGM

Segment breakdown not available.

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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