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Side-by-side financial comparison of C3.ai, Inc. (AI) and HANMI FINANCIAL CORP (HAFC). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $71.2M, roughly 1.1× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -139.3%, a 169.1% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -20.3%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $-46.9M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
AI vs HAFC — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $71.2M |
| Net Profit | $-104.7M | $21.2M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | 29.8% |
| Net Margin | -139.3% | 29.8% |
| Revenue YoY | -20.3% | 17.1% |
| Net Profit YoY | -58.7% | 20.0% |
| EPS (diluted) | $-0.75 | $0.70 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $71.2M | ||
| Q3 25 | $70.3M | $71.0M | ||
| Q2 25 | $108.7M | $65.2M | ||
| Q1 25 | $98.8M | $62.8M | ||
| Q4 24 | $94.3M | $60.8M | ||
| Q3 24 | $87.2M | $58.5M | ||
| Q2 24 | $86.6M | $56.7M | ||
| Q1 24 | $78.4M | $58.4M |
| Q4 25 | $-104.7M | $21.2M | ||
| Q3 25 | $-116.8M | $22.1M | ||
| Q2 25 | $-79.7M | $15.1M | ||
| Q1 25 | $-80.2M | $17.7M | ||
| Q4 24 | $-66.0M | $17.7M | ||
| Q3 24 | $-62.8M | $14.9M | ||
| Q2 24 | $-72.9M | $14.5M | ||
| Q1 24 | $-72.6M | $15.2M |
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
| Q4 25 | -149.2% | 29.8% | ||
| Q3 25 | -177.7% | 31.1% | ||
| Q2 25 | -81.8% | 23.2% | ||
| Q1 25 | -88.7% | 28.1% | ||
| Q4 24 | -79.8% | 29.1% | ||
| Q3 24 | -83.2% | 25.5% | ||
| Q2 24 | -95.1% | 25.5% | ||
| Q1 24 | -105.3% | 26.0% |
| Q4 25 | -139.3% | 29.8% | ||
| Q3 25 | -166.2% | 31.1% | ||
| Q2 25 | -73.3% | 23.2% | ||
| Q1 25 | -81.2% | 28.1% | ||
| Q4 24 | -69.9% | 29.1% | ||
| Q3 24 | -72.0% | 25.5% | ||
| Q2 24 | -84.2% | 25.5% | ||
| Q1 24 | -92.6% | 26.0% |
| Q4 25 | $-0.75 | $0.70 | ||
| Q3 25 | $-0.86 | $0.73 | ||
| Q2 25 | $-0.60 | $0.50 | ||
| Q1 25 | $-0.62 | $0.58 | ||
| Q4 24 | $-0.52 | $0.58 | ||
| Q3 24 | $-0.50 | $0.49 | ||
| Q2 24 | $-0.59 | $0.48 | ||
| Q1 24 | $-0.60 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $771.9M | $796.4M |
| Total Assets | $961.3M | $7.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — | ||
| Q1 24 | $723.3M | — |
| Q4 25 | $771.9M | $796.4M | ||
| Q3 25 | $798.8M | $779.5M | ||
| Q2 25 | $838.3M | $762.8M | ||
| Q1 25 | $860.2M | $751.5M | ||
| Q4 24 | $859.0M | $732.2M | ||
| Q3 24 | $874.9M | $736.7M | ||
| Q2 24 | $873.4M | $707.1M | ||
| Q1 24 | $898.0M | $703.1M |
| Q4 25 | $961.3M | $7.9B | ||
| Q3 25 | $968.7M | $7.9B | ||
| Q2 25 | $1.0B | $7.9B | ||
| Q1 25 | $1.1B | $7.7B | ||
| Q4 24 | $1.0B | $7.7B | ||
| Q3 24 | $1.1B | $7.7B | ||
| Q2 24 | $1.0B | $7.6B | ||
| Q1 24 | $1.1B | $7.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | $206.0M |
| Free Cash FlowOCF − Capex | $-46.9M | $203.7M |
| FCF MarginFCF / Revenue | -62.4% | 286.2% |
| Capex IntensityCapex / Revenue | 0.5% | 3.2% |
| Cash ConversionOCF / Net Profit | — | 9.70× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | $356.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-46.5M | $206.0M | ||
| Q3 25 | $-33.5M | $146.9M | ||
| Q2 25 | $11.3M | $-19.0M | ||
| Q1 25 | $-22.0M | $25.8M | ||
| Q4 24 | $-38.7M | $52.6M | ||
| Q3 24 | $8.0M | $6.7M | ||
| Q2 24 | $21.3M | $2.1M | ||
| Q1 24 | $-39.1M | $30.0M |
| Q4 25 | $-46.9M | $203.7M | ||
| Q3 25 | $-34.3M | $146.4M | ||
| Q2 25 | $10.3M | $-19.6M | ||
| Q1 25 | $-22.4M | $25.6M | ||
| Q4 24 | $-39.5M | $49.9M | ||
| Q3 24 | $7.1M | $6.5M | ||
| Q2 24 | $18.8M | $1.3M | ||
| Q1 24 | $-45.1M | $29.2M |
| Q4 25 | -62.4% | 286.2% | ||
| Q3 25 | -48.8% | 206.3% | ||
| Q2 25 | 9.5% | -30.0% | ||
| Q1 25 | -22.7% | 40.7% | ||
| Q4 24 | -41.9% | 82.1% | ||
| Q3 24 | 8.2% | 11.1% | ||
| Q2 24 | 21.7% | 2.3% | ||
| Q1 24 | -57.6% | 50.0% |
| Q4 25 | 0.5% | 3.2% | ||
| Q3 25 | 1.1% | 0.8% | ||
| Q2 25 | 0.9% | 0.9% | ||
| Q1 25 | 0.4% | 0.4% | ||
| Q4 24 | 0.9% | 4.3% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 2.9% | 1.4% | ||
| Q1 24 | 7.8% | 1.4% |
| Q4 25 | — | 9.70× | ||
| Q3 25 | — | 6.66× | ||
| Q2 25 | — | -1.26× | ||
| Q1 25 | — | 1.46× | ||
| Q4 24 | — | 2.97× | ||
| Q3 24 | — | 0.45× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 1.98× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
HAFC
Segment breakdown not available.
