HANMI FINANCIAL CORP

HANMI FINANCIAL CORPHAFCEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

HAFC Q4 FY2025 Key Financial Metrics

Revenue

$71.2M

Gross Profit

N/A

Operating Profit

$21.2M

Net Profit

$21.2M

Gross Margin

N/A

Operating Margin

29.8%

Net Margin

29.8%

YoY Growth

17.1%

EPS

$0.70

HANMI FINANCIAL CORP Q4 FY2025 Financial Summary

HANMI FINANCIAL CORP reported revenue of $71.2M (up 17.1% YoY) for Q4 FY2025, with a net profit of $21.2M (up 20.0% YoY) (29.8% margin).

Key Financial Metrics

Total Revenue$71.2M
Net Profit$21.2M
Gross MarginN/A
Operating Margin29.8%
Report PeriodQ4 FY2025

HANMI FINANCIAL CORP Annual Revenue by Year

HANMI FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $270.2M).

YearAnnual Revenue
2025$270.2Mvs 2024
2024$234.4Mvs 2023
2023$221.3Mvs 2022
2022$237.6M

HANMI FINANCIAL CORP Quarterly Revenue & Net Profit History

HANMI FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$71.2M+17.1%$21.2M29.8%
Q3 FY2025$71.0M+21.3%$22.1M31.1%
Q2 FY2025$65.2M+15.1%$15.1M23.2%
Q1 FY2025$62.8M+7.6%$17.7M28.1%
Q4 FY2024$60.8M+1.6%$17.7M29.1%
Q3 FY2024$58.5M-11.5%$14.9M25.5%
Q2 FY2024$56.7M-10.5%$14.5M25.5%
Q1 FY2024$58.4M-11.8%$15.2M26.0%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$58.4M$56.7M$58.5M$60.8M$62.8M$65.2M$71.0M$71.2M
YoY Growth-11.8%-10.5%-11.5%1.6%7.6%15.1%21.3%17.1%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$7.51B$7.59B$7.71B$7.68B$7.73B$7.86B$7.86B$7.87B
Liabilities$6.81B$6.88B$6.98B$6.95B$6.98B$7.10B$7.08B$7.07B
Equity$703.1M$707.1M$736.7M$732.2M$751.5M$762.8M$779.5M$796.4M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$30.0M$2.1M$6.7M$52.6M$25.8M$-19.0M$146.9M$206.0M