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Side-by-side financial comparison of C3.ai, Inc. (AI) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $56.4M, roughly 1.3× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -139.3%, a 165.4% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -20.3%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-46.9M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
AI vs KINS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $56.4M |
| Net Profit | $-104.7M | $14.8M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | 32.7% |
| Net Margin | -139.3% | 26.2% |
| Revenue YoY | -20.3% | 34.0% |
| Net Profit YoY | -58.7% | 171.4% |
| EPS (diluted) | $-0.75 | $1.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $56.4M | ||
| Q3 25 | $70.3M | $55.7M | ||
| Q2 25 | $108.7M | $52.3M | ||
| Q1 25 | $98.8M | $50.5M | ||
| Q4 24 | $94.3M | $42.1M | ||
| Q3 24 | $87.2M | $40.8M | ||
| Q2 24 | $86.6M | $36.5M | ||
| Q1 24 | $78.4M | $35.8M |
| Q4 25 | $-104.7M | $14.8M | ||
| Q3 25 | $-116.8M | $10.9M | ||
| Q2 25 | $-79.7M | $11.3M | ||
| Q1 25 | $-80.2M | $3.9M | ||
| Q4 24 | $-66.0M | $5.4M | ||
| Q3 24 | $-62.8M | $7.0M | ||
| Q2 24 | $-72.9M | $4.5M | ||
| Q1 24 | $-72.6M | $1.4M |
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
| Q4 25 | -149.2% | 32.7% | ||
| Q3 25 | -177.7% | 24.6% | ||
| Q2 25 | -81.8% | 27.1% | ||
| Q1 25 | -88.7% | 9.3% | ||
| Q4 24 | -79.8% | 15.9% | ||
| Q3 24 | -83.2% | 22.3% | ||
| Q2 24 | -95.1% | 15.7% | ||
| Q1 24 | -105.3% | 5.0% |
| Q4 25 | -139.3% | 26.2% | ||
| Q3 25 | -166.2% | 19.5% | ||
| Q2 25 | -73.3% | 21.5% | ||
| Q1 25 | -81.2% | 7.7% | ||
| Q4 24 | -69.9% | 12.9% | ||
| Q3 24 | -72.0% | 17.1% | ||
| Q2 24 | -84.2% | 12.4% | ||
| Q1 24 | -92.6% | 4.0% |
| Q4 25 | $-0.75 | $1.09 | ||
| Q3 25 | $-0.86 | $0.74 | ||
| Q2 25 | $-0.60 | $0.78 | ||
| Q1 25 | $-0.62 | $0.27 | ||
| Q4 24 | $-0.52 | $0.44 | ||
| Q3 24 | $-0.50 | $0.55 | ||
| Q2 24 | $-0.59 | $0.37 | ||
| Q1 24 | $-0.60 | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | $4.4M |
| Stockholders' EquityBook value | $771.9M | $122.7M |
| Total Assets | $961.3M | $453.4M |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — | ||
| Q1 24 | $723.3M | — |
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
| Q4 25 | $771.9M | $122.7M | ||
| Q3 25 | $798.8M | $107.7M | ||
| Q2 25 | $838.3M | $94.9M | ||
| Q1 25 | $860.2M | $82.2M | ||
| Q4 24 | $859.0M | $66.7M | ||
| Q3 24 | $874.9M | $59.7M | ||
| Q2 24 | $873.4M | $40.8M | ||
| Q1 24 | $898.0M | $35.7M |
| Q4 25 | $961.3M | $453.4M | ||
| Q3 25 | $968.7M | $428.6M | ||
| Q2 25 | $1.0B | $393.4M | ||
| Q1 25 | $1.1B | $385.4M | ||
| Q4 24 | $1.0B | $374.9M | ||
| Q3 24 | $1.1B | $347.0M | ||
| Q2 24 | $1.0B | $319.8M | ||
| Q1 24 | $1.1B | $318.3M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | $75.9M |
| Free Cash FlowOCF − Capex | $-46.9M | $73.1M |
| FCF MarginFCF / Revenue | -62.4% | 129.5% |
| Capex IntensityCapex / Revenue | 0.5% | 5.0% |
| Cash ConversionOCF / Net Profit | — | 5.14× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | $124.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-46.5M | $75.9M | ||
| Q3 25 | $-33.5M | $25.9M | ||
| Q2 25 | $11.3M | $9.3M | ||
| Q1 25 | $-22.0M | $17.9M | ||
| Q4 24 | $-38.7M | $57.9M | ||
| Q3 24 | $8.0M | $21.7M | ||
| Q2 24 | $21.3M | $7.1M | ||
| Q1 24 | $-39.1M | $6.1M |
| Q4 25 | $-46.9M | $73.1M | ||
| Q3 25 | $-34.3M | $25.3M | ||
| Q2 25 | $10.3M | $8.7M | ||
| Q1 25 | $-22.4M | $17.0M | ||
| Q4 24 | $-39.5M | $55.6M | ||
| Q3 24 | $7.1M | $21.0M | ||
| Q2 24 | $18.8M | $6.6M | ||
| Q1 24 | $-45.1M | $5.6M |
| Q4 25 | -62.4% | 129.5% | ||
| Q3 25 | -48.8% | 45.4% | ||
| Q2 25 | 9.5% | 16.6% | ||
| Q1 25 | -22.7% | 33.7% | ||
| Q4 24 | -41.9% | 132.1% | ||
| Q3 24 | 8.2% | 51.6% | ||
| Q2 24 | 21.7% | 18.1% | ||
| Q1 24 | -57.6% | 15.5% |
| Q4 25 | 0.5% | 5.0% | ||
| Q3 25 | 1.1% | 1.2% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 0.4% | 1.7% | ||
| Q4 24 | 0.9% | 5.6% | ||
| Q3 24 | 1.1% | 1.7% | ||
| Q2 24 | 2.9% | 1.4% | ||
| Q1 24 | 7.8% | 1.5% |
| Q4 25 | — | 5.14× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | 4.60× | ||
| Q4 24 | — | 10.65× | ||
| Q3 24 | — | 3.12× | ||
| Q2 24 | — | 1.58× | ||
| Q1 24 | — | 4.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
KINS
Segment breakdown not available.
