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Side-by-side financial comparison of C3.ai, Inc. (AI) and El Pollo Loco Holdings, Inc. (LOCO). Click either name above to swap in a different company.

El Pollo Loco Holdings, Inc. is the larger business by last-quarter revenue ($126.2M vs $75.1M, roughly 1.7× C3.ai, Inc.). El Pollo Loco Holdings, Inc. runs the higher net margin — 6.5% vs -139.3%, a 145.7% gap on every dollar of revenue. On growth, El Pollo Loco Holdings, Inc. posted the faster year-over-year revenue change (5.9% vs -20.3%). Over the past eight quarters, El Pollo Loco Holdings, Inc.'s revenue compounded faster (1.6% CAGR vs -2.1%).

C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.

El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.

AI vs LOCO — Head-to-Head

Bigger by revenue
LOCO
LOCO
1.7× larger
LOCO
$126.2M
$75.1M
AI
Growing faster (revenue YoY)
LOCO
LOCO
+26.2% gap
LOCO
5.9%
-20.3%
AI
Higher net margin
LOCO
LOCO
145.7% more per $
LOCO
6.5%
-139.3%
AI
Faster 2-yr revenue CAGR
LOCO
LOCO
Annualised
LOCO
1.6%
-2.1%
AI

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
AI
AI
LOCO
LOCO
Revenue
$75.1M
$126.2M
Net Profit
$-104.7M
$8.2M
Gross Margin
40.4%
Operating Margin
-149.2%
9.7%
Net Margin
-139.3%
6.5%
Revenue YoY
-20.3%
5.9%
Net Profit YoY
-58.7%
48.8%
EPS (diluted)
$-0.75
$0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AI
AI
LOCO
LOCO
Q1 26
$126.2M
Q4 25
$75.1M
$123.5M
Q3 25
$70.3M
$121.5M
Q2 25
$108.7M
$125.8M
Q1 25
$98.8M
$119.2M
Q4 24
$94.3M
$114.3M
Q3 24
$87.2M
$120.4M
Q2 24
$86.6M
$122.2M
Net Profit
AI
AI
LOCO
LOCO
Q1 26
$8.2M
Q4 25
$-104.7M
$6.5M
Q3 25
$-116.8M
$7.4M
Q2 25
$-79.7M
$7.1M
Q1 25
$-80.2M
$5.5M
Q4 24
$-66.0M
$6.0M
Q3 24
$-62.8M
$6.2M
Q2 24
$-72.9M
$7.6M
Gross Margin
AI
AI
LOCO
LOCO
Q1 26
Q4 25
40.4%
Q3 25
37.6%
Q2 25
62.1%
Q1 25
59.1%
Q4 24
61.3%
Q3 24
59.8%
Q2 24
59.6%
Operating Margin
AI
AI
LOCO
LOCO
Q1 26
9.7%
Q4 25
-149.2%
8.3%
Q3 25
-177.7%
9.4%
Q2 25
-81.8%
9.0%
Q1 25
-88.7%
7.5%
Q4 24
-79.8%
7.9%
Q3 24
-83.2%
8.4%
Q2 24
-95.1%
10.1%
Net Margin
AI
AI
LOCO
LOCO
Q1 26
6.5%
Q4 25
-139.3%
5.3%
Q3 25
-166.2%
6.1%
Q2 25
-73.3%
5.6%
Q1 25
-81.2%
4.6%
Q4 24
-69.9%
5.2%
Q3 24
-72.0%
5.1%
Q2 24
-84.2%
6.2%
EPS (diluted)
AI
AI
LOCO
LOCO
Q1 26
$0.27
Q4 25
$-0.75
$0.22
Q3 25
$-0.86
$0.25
Q2 25
$-0.60
$0.24
Q1 25
$-0.62
$0.19
Q4 24
$-0.52
$0.21
Q3 24
$-0.50
$0.21
Q2 24
$-0.59
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AI
AI
LOCO
LOCO
Cash + ST InvestmentsLiquidity on hand
$675.0M
$3.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$771.9M
$302.5M
Total Assets
$961.3M
$609.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AI
AI
LOCO
LOCO
Q1 26
$3.9M
Q4 25
$675.0M
$6.2M
Q3 25
$711.9M
$10.9M
Q2 25
$742.7M
$9.0M
Q1 25
$724.3M
$4.3M
Q4 24
$730.4M
$2.5M
Q3 24
$762.5M
$7.9M
Q2 24
$750.4M
$10.5M
Total Debt
AI
AI
LOCO
LOCO
Q1 26
Q4 25
$51.0M
Q3 25
$61.0M
Q2 25
$69.0M
Q1 25
$73.0M
Q4 24
$71.0M
Q3 24
$76.0M
Q2 24
$87.0M
Stockholders' Equity
AI
AI
LOCO
LOCO
Q1 26
$302.5M
Q4 25
$771.9M
$291.1M
Q3 25
$798.8M
$282.9M
Q2 25
$838.3M
$274.2M
Q1 25
$860.2M
$265.7M
Q4 24
$859.0M
$260.7M
Q3 24
$874.9M
$255.2M
Q2 24
$873.4M
$248.6M
Total Assets
AI
AI
LOCO
LOCO
Q1 26
$609.1M
Q4 25
$961.3M
$606.6M
Q3 25
$968.7M
$602.7M
Q2 25
$1.0B
$596.8M
Q1 25
$1.1B
$590.5M
Q4 24
$1.0B
$592.0M
Q3 24
$1.1B
$590.0M
Q2 24
$1.0B
$593.8M
Debt / Equity
AI
AI
LOCO
LOCO
Q1 26
Q4 25
0.18×
Q3 25
0.22×
Q2 25
0.25×
Q1 25
0.27×
Q4 24
0.27×
Q3 24
0.30×
Q2 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AI
AI
LOCO
LOCO
Operating Cash FlowLast quarter
$-46.5M
Free Cash FlowOCF − Capex
$-46.9M
FCF MarginFCF / Revenue
-62.4%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-93.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AI
AI
LOCO
LOCO
Q1 26
Q4 25
$-46.5M
$13.9M
Q3 25
$-33.5M
$15.3M
Q2 25
$11.3M
$14.1M
Q1 25
$-22.0M
$4.7M
Q4 24
$-38.7M
$5.6M
Q3 24
$8.0M
$13.0M
Q2 24
$21.3M
$17.0M
Free Cash Flow
AI
AI
LOCO
LOCO
Q1 26
Q4 25
$-46.9M
$5.1M
Q3 25
$-34.3M
$9.9M
Q2 25
$10.3M
$9.1M
Q1 25
$-22.4M
$1.3M
Q4 24
$-39.5M
$1.1M
Q3 24
$7.1M
$9.1M
Q2 24
$18.8M
$10.4M
FCF Margin
AI
AI
LOCO
LOCO
Q1 26
Q4 25
-62.4%
4.1%
Q3 25
-48.8%
8.2%
Q2 25
9.5%
7.2%
Q1 25
-22.7%
1.1%
Q4 24
-41.9%
1.0%
Q3 24
8.2%
7.6%
Q2 24
21.7%
8.5%
Capex Intensity
AI
AI
LOCO
LOCO
Q1 26
Q4 25
0.5%
7.1%
Q3 25
1.1%
4.4%
Q2 25
0.9%
4.0%
Q1 25
0.4%
2.8%
Q4 24
0.9%
3.9%
Q3 24
1.1%
3.2%
Q2 24
2.9%
5.3%
Cash Conversion
AI
AI
LOCO
LOCO
Q1 26
Q4 25
2.13×
Q3 25
2.08×
Q2 25
1.99×
Q1 25
0.86×
Q4 24
0.95×
Q3 24
2.11×
Q2 24
2.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AI
AI

License And Service$70.2M93%
Professional Services$4.9M7%

LOCO
LOCO

Segment breakdown not available.

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