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Side-by-side financial comparison of C3.ai, Inc. (AI) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $62.0M, roughly 1.2× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -139.3%, a 170.6% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -20.3%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-46.9M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
AI vs MPB — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $62.0M |
| Net Profit | $-104.7M | $19.4M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | 43.6% |
| Net Margin | -139.3% | 31.4% |
| Revenue YoY | -20.3% | 30.8% |
| Net Profit YoY | -58.7% | 47.0% |
| EPS (diluted) | $-0.75 | $0.83 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $62.0M | ||
| Q3 25 | $70.3M | $61.8M | ||
| Q2 25 | $108.7M | $54.3M | ||
| Q1 25 | $98.8M | $47.7M | ||
| Q4 24 | $94.3M | $47.4M | ||
| Q3 24 | $87.2M | $45.3M | ||
| Q2 24 | $86.6M | $44.1M | ||
| Q1 24 | $78.4M | $42.3M |
| Q4 25 | $-104.7M | $19.4M | ||
| Q3 25 | $-116.8M | $18.3M | ||
| Q2 25 | $-79.7M | $4.8M | ||
| Q1 25 | $-80.2M | $13.7M | ||
| Q4 24 | $-66.0M | $13.2M | ||
| Q3 24 | $-62.8M | $12.3M | ||
| Q2 24 | $-72.9M | $11.8M | ||
| Q1 24 | $-72.6M | $12.1M |
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
| Q4 25 | -149.2% | 43.6% | ||
| Q3 25 | -177.7% | 39.3% | ||
| Q2 25 | -81.8% | 7.9% | ||
| Q1 25 | -88.7% | 35.2% | ||
| Q4 24 | -79.8% | 34.1% | ||
| Q3 24 | -83.2% | 32.8% | ||
| Q2 24 | -95.1% | 32.4% | ||
| Q1 24 | -105.3% | 34.8% |
| Q4 25 | -139.3% | 31.4% | ||
| Q3 25 | -166.2% | 29.6% | ||
| Q2 25 | -73.3% | 8.8% | ||
| Q1 25 | -81.2% | 28.8% | ||
| Q4 24 | -69.9% | 27.9% | ||
| Q3 24 | -72.0% | 27.1% | ||
| Q2 24 | -84.2% | 26.7% | ||
| Q1 24 | -92.6% | 28.7% |
| Q4 25 | $-0.75 | $0.83 | ||
| Q3 25 | $-0.86 | $0.79 | ||
| Q2 25 | $-0.60 | $0.22 | ||
| Q1 25 | $-0.62 | $0.71 | ||
| Q4 24 | $-0.52 | $0.72 | ||
| Q3 24 | $-0.50 | $0.74 | ||
| Q2 24 | $-0.59 | $0.71 | ||
| Q1 24 | $-0.60 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $771.9M | $814.1M |
| Total Assets | $961.3M | $6.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — | ||
| Q1 24 | $723.3M | — |
| Q4 25 | $771.9M | $814.1M | ||
| Q3 25 | $798.8M | $796.3M | ||
| Q2 25 | $838.3M | $775.7M | ||
| Q1 25 | $860.2M | $667.9M | ||
| Q4 24 | $859.0M | $655.0M | ||
| Q3 24 | $874.9M | $573.1M | ||
| Q2 24 | $873.4M | $559.7M | ||
| Q1 24 | $898.0M | $551.0M |
| Q4 25 | $961.3M | $6.1B | ||
| Q3 25 | $968.7M | $6.3B | ||
| Q2 25 | $1.0B | $6.4B | ||
| Q1 25 | $1.1B | $5.5B | ||
| Q4 24 | $1.0B | $5.5B | ||
| Q3 24 | $1.1B | $5.5B | ||
| Q2 24 | $1.0B | $5.4B | ||
| Q1 24 | $1.1B | $5.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | $80.0M |
| Free Cash FlowOCF − Capex | $-46.9M | $71.8M |
| FCF MarginFCF / Revenue | -62.4% | 115.8% |
| Capex IntensityCapex / Revenue | 0.5% | 13.3% |
| Cash ConversionOCF / Net Profit | — | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | $132.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-46.5M | $80.0M | ||
| Q3 25 | $-33.5M | $26.3M | ||
| Q2 25 | $11.3M | $29.0M | ||
| Q1 25 | $-22.0M | $11.5M | ||
| Q4 24 | $-38.7M | $51.4M | ||
| Q3 24 | $8.0M | $16.9M | ||
| Q2 24 | $21.3M | $18.0M | ||
| Q1 24 | $-39.1M | $12.4M |
| Q4 25 | $-46.9M | $71.8M | ||
| Q3 25 | $-34.3M | $24.3M | ||
| Q2 25 | $10.3M | $27.2M | ||
| Q1 25 | $-22.4M | $8.8M | ||
| Q4 24 | $-39.5M | $44.5M | ||
| Q3 24 | $7.1M | $16.8M | ||
| Q2 24 | $18.8M | $17.7M | ||
| Q1 24 | $-45.1M | $12.1M |
| Q4 25 | -62.4% | 115.8% | ||
| Q3 25 | -48.8% | 39.4% | ||
| Q2 25 | 9.5% | 50.1% | ||
| Q1 25 | -22.7% | 18.4% | ||
| Q4 24 | -41.9% | 93.8% | ||
| Q3 24 | 8.2% | 37.1% | ||
| Q2 24 | 21.7% | 40.2% | ||
| Q1 24 | -57.6% | 28.5% |
| Q4 25 | 0.5% | 13.3% | ||
| Q3 25 | 1.1% | 3.1% | ||
| Q2 25 | 0.9% | 3.2% | ||
| Q1 25 | 0.4% | 5.7% | ||
| Q4 24 | 0.9% | 14.6% | ||
| Q3 24 | 1.1% | 0.0% | ||
| Q2 24 | 2.9% | 0.7% | ||
| Q1 24 | 7.8% | 0.8% |
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 6.08× | ||
| Q1 25 | — | 0.84× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | — | 1.37× | ||
| Q2 24 | — | 1.53× | ||
| Q1 24 | — | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
MPB
Segment breakdown not available.
