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Side-by-side financial comparison of C3.ai, Inc. (AI) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $75.1M, roughly 1.4× C3.ai, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs -139.3%, a 165.9% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
AI vs OBK — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $104.0M |
| Net Profit | $-104.7M | $27.7M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | — |
| Net Margin | -139.3% | 26.6% |
| Revenue YoY | -20.3% | — |
| Net Profit YoY | -58.7% | — |
| EPS (diluted) | $-0.75 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $104.0M | ||
| Q4 25 | $75.1M | $103.4M | ||
| Q3 25 | $70.3M | $109.8M | ||
| Q2 25 | $108.7M | $83.5M | ||
| Q1 25 | $98.8M | $94.1M | ||
| Q4 24 | $94.3M | $78.3M | ||
| Q3 24 | $87.2M | $90.8M | ||
| Q2 24 | $86.6M | $96.4M |
| Q1 26 | — | $27.7M | ||
| Q4 25 | $-104.7M | $29.5M | ||
| Q3 25 | $-116.8M | $8.6M | ||
| Q2 25 | $-79.7M | $14.6M | ||
| Q1 25 | $-80.2M | $22.4M | ||
| Q4 24 | $-66.0M | $14.3M | ||
| Q3 24 | $-62.8M | $18.6M | ||
| Q2 24 | $-72.9M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | -149.2% | 36.2% | ||
| Q3 25 | -177.7% | 10.0% | ||
| Q2 25 | -81.8% | 22.3% | ||
| Q1 25 | -88.7% | 30.4% | ||
| Q4 24 | -79.8% | 23.0% | ||
| Q3 24 | -83.2% | 26.1% | ||
| Q2 24 | -95.1% | 27.7% |
| Q1 26 | — | 26.6% | ||
| Q4 25 | -139.3% | 28.5% | ||
| Q3 25 | -166.2% | 7.9% | ||
| Q2 25 | -73.3% | 17.5% | ||
| Q1 25 | -81.2% | 23.8% | ||
| Q4 24 | -69.9% | 18.2% | ||
| Q3 24 | -72.0% | 20.5% | ||
| Q2 24 | -84.2% | 21.8% |
| Q1 26 | — | $0.89 | ||
| Q4 25 | $-0.75 | $0.95 | ||
| Q3 25 | $-0.86 | $0.27 | ||
| Q2 25 | $-0.60 | $0.47 | ||
| Q1 25 | $-0.62 | $0.71 | ||
| Q4 24 | $-0.52 | $0.45 | ||
| Q3 24 | $-0.50 | $0.60 | ||
| Q2 24 | $-0.59 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $771.9M | $1.3B |
| Total Assets | $961.3M | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $675.0M | $424.2M | ||
| Q3 25 | $711.9M | $626.9M | ||
| Q2 25 | $742.7M | $334.1M | ||
| Q1 25 | $724.3M | $486.2M | ||
| Q4 24 | $730.4M | $470.2M | ||
| Q3 24 | $762.5M | $321.2M | ||
| Q2 24 | $750.4M | $288.1M |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $771.9M | $1.2B | ||
| Q3 25 | $798.8M | $1.2B | ||
| Q2 25 | $838.3M | $1.2B | ||
| Q1 25 | $860.2M | $1.2B | ||
| Q4 24 | $859.0M | $1.1B | ||
| Q3 24 | $874.9M | $1.1B | ||
| Q2 24 | $873.4M | $1.1B |
| Q1 26 | — | $10.2B | ||
| Q4 25 | $961.3M | $9.7B | ||
| Q3 25 | $968.7M | $9.8B | ||
| Q2 25 | $1.0B | $9.7B | ||
| Q1 25 | $1.1B | $9.8B | ||
| Q4 24 | $1.0B | $9.7B | ||
| Q3 24 | $1.1B | $10.0B | ||
| Q2 24 | $1.0B | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | — |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-46.5M | $158.9M | ||
| Q3 25 | $-33.5M | $59.3M | ||
| Q2 25 | $11.3M | $20.6M | ||
| Q1 25 | $-22.0M | $35.6M | ||
| Q4 24 | $-38.7M | $108.5M | ||
| Q3 24 | $8.0M | $39.6M | ||
| Q2 24 | $21.3M | $11.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | $151.1M | ||
| Q3 25 | $-34.3M | $56.8M | ||
| Q2 25 | $10.3M | $19.6M | ||
| Q1 25 | $-22.4M | $34.8M | ||
| Q4 24 | $-39.5M | $86.4M | ||
| Q3 24 | $7.1M | $32.2M | ||
| Q2 24 | $18.8M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | -62.4% | 146.0% | ||
| Q3 25 | -48.8% | 51.7% | ||
| Q2 25 | 9.5% | 23.5% | ||
| Q1 25 | -22.7% | 37.0% | ||
| Q4 24 | -41.9% | 110.3% | ||
| Q3 24 | 8.2% | 35.5% | ||
| Q2 24 | 21.7% | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 7.6% | ||
| Q3 25 | 1.1% | 2.3% | ||
| Q2 25 | 0.9% | 1.2% | ||
| Q1 25 | 0.4% | 0.8% | ||
| Q4 24 | 0.9% | 28.1% | ||
| Q3 24 | 1.1% | 8.1% | ||
| Q2 24 | 2.9% | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.38× | ||
| Q3 25 | — | 6.88× | ||
| Q2 25 | — | 1.41× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | — | 7.60× | ||
| Q3 24 | — | 2.13× | ||
| Q2 24 | — | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
