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Side-by-side financial comparison of Powerfleet, Inc. (AIOT) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $113.5M, roughly 1.7× Powerfleet, Inc.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -3.0%, a 52.4% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 6.6%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $4.9M). Over the past eight quarters, Powerfleet, Inc.'s revenue compounded faster (81.2% CAGR vs 63.6%).
Powerfleet, Inc. is an American company headquartered in Woodcliff Lake, New Jersey, that operates as a global provider of IoT and M2M solutions for securing, controlling, and tracking high-value enterprise assets. The company is a provider in the international telematics industry, providing fleet management, asset tracking, freight visibility, and driver behavior monitoring for industrial trucks, vehicle fleets, and shipping containers.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
AIOT vs TMP — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $113.5M | $194.8M |
| Net Profit | $-3.4M | $96.2M |
| Gross Margin | 55.2% | — |
| Operating Margin | 5.6% | 71.7% |
| Net Margin | -3.0% | 49.4% |
| Revenue YoY | 6.6% | 152.7% |
| Net Profit YoY | 76.6% | 388.9% |
| EPS (diluted) | $-0.03 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $113.5M | $194.8M | ||
| Q3 25 | $111.7M | $87.4M | ||
| Q2 25 | $104.1M | $82.6M | ||
| Q1 25 | $103.6M | $81.7M | ||
| Q4 24 | $106.4M | $77.1M | ||
| Q3 24 | $77.0M | $76.6M | ||
| Q2 24 | $75.4M | $72.7M | ||
| Q1 24 | — | $72.8M |
| Q4 25 | $-3.4M | $96.2M | ||
| Q3 25 | $-4.3M | $23.7M | ||
| Q2 25 | $-10.2M | $21.5M | ||
| Q1 25 | $-12.4M | $19.7M | ||
| Q4 24 | $-14.3M | $19.7M | ||
| Q3 24 | $-1.9M | $18.6M | ||
| Q2 24 | $-22.3M | $15.7M | ||
| Q1 24 | — | $16.9M |
| Q4 25 | 55.2% | — | ||
| Q3 25 | 56.0% | — | ||
| Q2 25 | 54.2% | — | ||
| Q1 25 | 52.8% | — | ||
| Q4 24 | 55.2% | — | ||
| Q3 24 | 53.7% | — | ||
| Q2 24 | 52.6% | — | ||
| Q1 24 | — | — |
| Q4 25 | 5.6% | 71.7% | ||
| Q3 25 | 3.8% | 35.6% | ||
| Q2 25 | -2.0% | 34.2% | ||
| Q1 25 | -6.7% | 31.6% | ||
| Q4 24 | -1.2% | 33.4% | ||
| Q3 24 | 0.7% | 32.0% | ||
| Q2 24 | -24.2% | 28.3% | ||
| Q1 24 | — | 30.4% |
| Q4 25 | -3.0% | 49.4% | ||
| Q3 25 | -3.8% | 27.1% | ||
| Q2 25 | -9.8% | 26.0% | ||
| Q1 25 | -12.0% | 24.1% | ||
| Q4 24 | -13.5% | 25.5% | ||
| Q3 24 | -2.5% | 24.3% | ||
| Q2 24 | -29.6% | 21.6% | ||
| Q1 24 | — | 23.2% |
| Q4 25 | $-0.03 | $6.72 | ||
| Q3 25 | $-0.03 | $1.65 | ||
| Q2 25 | $-0.08 | $1.50 | ||
| Q1 25 | $-0.09 | $1.37 | ||
| Q4 24 | $-0.11 | $1.39 | ||
| Q3 24 | $-0.02 | $1.30 | ||
| Q2 24 | $-0.21 | $1.10 | ||
| Q1 24 | — | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.2M | $132.8M |
| Total DebtLower is stronger | $237.8M | — |
| Stockholders' EquityBook value | $485.0M | $938.4M |
| Total Assets | $959.5M | $8.7B |
| Debt / EquityLower = less leverage | 0.49× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.2M | $132.8M | ||
| Q3 25 | $27.9M | $193.5M | ||
| Q2 25 | $31.2M | $212.6M | ||
| Q1 25 | $44.4M | $193.1M | ||
| Q4 24 | $33.6M | $134.4M | ||
| Q3 24 | $26.0M | $132.3M | ||
| Q2 24 | $30.2M | $70.9M | ||
| Q1 24 | — | $57.1M |
| Q4 25 | $237.8M | — | ||
| Q3 25 | $238.2M | — | ||
| Q2 25 | $239.0M | — | ||
| Q1 25 | $237.5M | — | ||
| Q4 24 | $238.5M | — | ||
| Q3 24 | $113.6M | — | ||
| Q2 24 | $113.7M | — | ||
| Q1 24 | — | — |
| Q4 25 | $485.0M | $938.4M | ||
| Q3 25 | $468.8M | $788.8M | ||
| Q2 25 | $460.7M | $761.8M | ||
| Q1 25 | $446.6M | $741.4M | ||
| Q4 24 | $458.4M | $713.4M | ||
| Q3 24 | $451.0M | $719.9M | ||
| Q2 24 | $390.4M | $674.6M | ||
| Q1 24 | — | $667.9M |
| Q4 25 | $959.5M | $8.7B | ||
| Q3 25 | $936.9M | $8.5B | ||
| Q2 25 | $930.8M | $8.4B | ||
| Q1 25 | $910.1M | $8.2B | ||
| Q4 24 | $908.7M | $8.1B | ||
| Q3 24 | $748.3M | $8.0B | ||
| Q2 24 | $684.9M | $7.9B | ||
| Q1 24 | — | $7.8B |
| Q4 25 | 0.49× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.52× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $10.2M | $38.9M |
| Free Cash FlowOCF − Capex | $4.9M | $31.9M |
| FCF MarginFCF / Revenue | 4.4% | 16.4% |
| Capex IntensityCapex / Revenue | 4.6% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $12.9M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.2M | $38.9M | ||
| Q3 25 | $5.5M | $34.9M | ||
| Q2 25 | $4.7M | $18.9M | ||
| Q1 25 | $13.5M | $22.2M | ||
| Q4 24 | $-6.1M | $95.0M | ||
| Q3 24 | $-3.2M | $21.2M | ||
| Q2 24 | $-7.6M | $27.3M | ||
| Q1 24 | — | $23.2M |
| Q4 25 | $4.9M | $31.9M | ||
| Q3 25 | $1.2M | $33.9M | ||
| Q2 25 | $-3.4M | $18.3M | ||
| Q1 25 | $10.1M | $20.9M | ||
| Q4 24 | $-12.2M | $88.8M | ||
| Q3 24 | $-8.0M | $18.9M | ||
| Q2 24 | $-13.2M | $26.3M | ||
| Q1 24 | — | $21.9M |
| Q4 25 | 4.4% | 16.4% | ||
| Q3 25 | 1.1% | 38.8% | ||
| Q2 25 | -3.3% | 22.1% | ||
| Q1 25 | 9.8% | 25.5% | ||
| Q4 24 | -11.5% | 115.1% | ||
| Q3 24 | -10.4% | 24.7% | ||
| Q2 24 | -17.5% | 36.2% | ||
| Q1 24 | — | 30.0% |
| Q4 25 | 4.6% | 3.6% | ||
| Q3 25 | 3.9% | 1.1% | ||
| Q2 25 | 7.8% | 0.8% | ||
| Q1 25 | 3.3% | 1.7% | ||
| Q4 24 | 5.8% | 8.1% | ||
| Q3 24 | 6.3% | 2.9% | ||
| Q2 24 | 7.4% | 1.3% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIOT
| Services | $91.1M | 80% |
| Products | $22.4M | 20% |
TMP
Segment breakdown not available.
