TOMPKINS FINANCIAL CORPTMPEarnings & Financial Report
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
TMP Q4 FY2025 Key Financial Metrics
Revenue
$194.8M
Gross Profit
N/A
Operating Profit
$139.7M
Net Profit
$96.2M
Gross Margin
N/A
Operating Margin
71.7%
Net Margin
49.4%
YoY Growth
152.7%
EPS
$6.72
TOMPKINS FINANCIAL CORP Q4 FY2025 Financial Summary
TOMPKINS FINANCIAL CORP reported revenue of $194.8M (up 152.7% YoY) for Q4 FY2025, with a net profit of $96.2M (up 388.9% YoY) (49.4% margin).
Key Financial Metrics
| Total Revenue | $194.8M |
|---|---|
| Net Profit | $96.2M |
| Gross Margin | N/A |
| Operating Margin | 71.7% |
| Report Period | Q4 FY2025 |
TOMPKINS FINANCIAL CORP Annual Revenue by Year
TOMPKINS FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $446.6M).
TOMPKINS FINANCIAL CORP Quarterly Revenue & Net Profit History
TOMPKINS FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $194.8M | +152.7% | $96.2M | 49.4% |
| Q3 FY2025 | $87.4M | +14.2% | $23.7M | 27.1% |
| Q2 FY2025 | $82.6M | +13.6% | $21.5M | 26.0% |
| Q1 FY2025 | $81.7M | +12.2% | $19.7M | 24.1% |
| Q4 FY2024 | $77.1M | +349.3% | $19.7M | 25.5% |
| Q3 FY2024 | $76.6M | +270.5% | $18.6M | 24.3% |
| Q2 FY2024 | $72.7M | +12.7% | $15.7M | 21.6% |
| Q1 FY2024 | $72.8M | -2.5% | $16.9M | 23.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $72.8M | $72.7M | $76.6M | $77.1M | $81.7M | $82.6M | $87.4M | $194.8M |
| YoY Growth | -2.5% | 12.7% | 270.5% | 349.3% | 12.2% | 13.6% | 14.2% | 152.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $7.78B | $7.87B | $8.01B | $8.11B | $8.20B | $8.37B | $8.47B | $8.67B |
| Liabilities | $7.11B | $7.19B | $7.29B | $7.40B | $7.46B | $7.61B | $7.68B | $7.73B |
| Equity | $667.9M | $674.6M | $719.9M | $713.4M | $741.4M | $761.8M | $788.8M | $938.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $23.2M | $27.3M | $21.2M | $95.0M | $22.2M | $18.9M | $34.9M | $38.9M |