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TOMPKINS FINANCIAL CORP

TOMPKINS FINANCIAL CORPTMPEarnings & Financial Report

NYSE · financial services

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

TMP Q3 2025 Key Financial Metrics

Revenue

$63.9M

Gross Profit

N/A

Operating Profit

$31.1M

Net Profit

$23.7M

Gross Margin

N/A

Operating Margin

48.7%

Net Margin

37.1%

YoY Growth

199.8%

EPS

$1.65

Financial Flow

TOMPKINS FINANCIAL CORP Q3 2025 Financial Summary

TOMPKINS FINANCIAL CORP reported revenue of $63.9M for Q3 2025, with a net profit of $23.7M (37.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$63.9M
Net Profit$23.7M
Gross MarginN/A
Operating Margin48.7%
Report PeriodQ3 2025

TOMPKINS FINANCIAL CORP Annual Revenue by Year

TOMPKINS FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $79.3M).

YearAnnual Revenue
2024$79.3M
2023$75.0M
2022$74.0M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$17.2M$20.3M$19.3M$21.3M$18.5M$21.5M$60.1M$63.9M
YoY Growth1.5%7.7%4.8%3.1%7.7%6.2%211.8%199.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$7.82B$7.78B$7.87B$8.01B$8.11B$8.20B$8.37B$8.47B
Liabilities$7.15B$7.11B$7.19B$7.29B$7.40B$7.46B$7.61B$7.68B
Equity$668.5M$667.9M$674.6M$719.9M$713.4M$741.4M$761.8M$788.8M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$18.9M$23.2M$27.3M$21.2M$23.2M$22.2M$18.9M$34.9M