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Side-by-side financial comparison of Arteris, Inc. (AIP) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.1M, roughly 1.6× Arteris, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -42.2%, a 78.5% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 30.0%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $3.0M). Over the past eight quarters, Arteris, Inc.'s revenue compounded faster (24.7% CAGR vs 23.7%).
Arteris, Inc. is a multinational technology company headquartered in Campbell, California. It develops the network-on-chip (NoC) IP and system-on-chip (SoC) integration automation software that is used to create semiconductor chip and chiplet designs for a variety of devices, particularly in automotive electronics, artificial intelligence, machine learning, enterprise computing, communications, consumer, industrial, and aerospace & defense markets. The company specializes in the development a...
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
AIP vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $20.1M | $31.4M |
| Net Profit | $-8.5M | $10.1M |
| Gross Margin | 90.8% | — |
| Operating Margin | -42.0% | 43.6% |
| Net Margin | -42.2% | 36.3% |
| Revenue YoY | 30.0% | 37.6% |
| Net Profit YoY | -3.7% | 245.6% |
| EPS (diluted) | $-0.19 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $20.1M | $31.4M | ||
| Q3 25 | $17.4M | $26.7M | ||
| Q2 25 | $16.5M | $26.5M | ||
| Q1 25 | $16.5M | $24.6M | ||
| Q4 24 | $15.5M | $22.8M | ||
| Q3 24 | $14.7M | $20.2M | ||
| Q2 24 | $14.6M | $20.2M | ||
| Q1 24 | $12.9M | $20.5M |
| Q4 25 | $-8.5M | $10.1M | ||
| Q3 25 | $-9.0M | $6.5M | ||
| Q2 25 | $-9.1M | $6.1M | ||
| Q1 25 | $-8.1M | $6.0M | ||
| Q4 24 | $-8.2M | $2.9M | ||
| Q3 24 | $-7.7M | $2.4M | ||
| Q2 24 | $-8.3M | $3.2M | ||
| Q1 24 | $-9.4M | $2.4M |
| Q4 25 | 90.8% | — | ||
| Q3 25 | 89.9% | — | ||
| Q2 25 | 89.4% | — | ||
| Q1 25 | 90.8% | — | ||
| Q4 24 | 89.8% | — | ||
| Q3 24 | 90.1% | — | ||
| Q2 24 | 90.0% | — | ||
| Q1 24 | 88.7% | — |
| Q4 25 | -42.0% | 43.6% | ||
| Q3 25 | -50.1% | 32.8% | ||
| Q2 25 | -50.0% | 30.2% | ||
| Q1 25 | -46.6% | 32.5% | ||
| Q4 24 | -45.9% | 19.6% | ||
| Q3 24 | -53.8% | 15.2% | ||
| Q2 24 | -51.1% | 21.8% | ||
| Q1 24 | -70.5% | 18.3% |
| Q4 25 | -42.2% | 36.3% | ||
| Q3 25 | -51.6% | 24.3% | ||
| Q2 25 | -55.3% | 23.0% | ||
| Q1 25 | -49.1% | 24.2% | ||
| Q4 24 | -53.0% | 14.1% | ||
| Q3 24 | -52.2% | 12.1% | ||
| Q2 24 | -57.2% | 15.8% | ||
| Q1 24 | -72.6% | 11.8% |
| Q4 25 | $-0.19 | $0.43 | ||
| Q3 25 | $-0.21 | $0.27 | ||
| Q2 25 | $-0.22 | $0.25 | ||
| Q1 25 | $-0.20 | $0.25 | ||
| Q4 24 | $-0.19 | $0.11 | ||
| Q3 24 | $-0.20 | $0.10 | ||
| Q2 24 | $-0.22 | $0.14 | ||
| Q1 24 | $-0.25 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.9M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $-14.6M | $541.5M |
| Total Assets | $115.0M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.9M | $126.2M | ||
| Q3 25 | $39.0M | $146.6M | ||
| Q2 25 | $38.0M | $126.6M | ||
| Q1 25 | $42.3M | $129.9M | ||
| Q4 24 | $43.8M | $139.8M | ||
| Q3 24 | $48.7M | $155.8M | ||
| Q2 24 | $45.8M | $103.2M | ||
| Q1 24 | $44.8M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $-14.6M | $541.5M | ||
| Q3 25 | $-11.4M | $529.8M | ||
| Q2 25 | $-7.5M | $521.1M | ||
| Q1 25 | $-4.8M | $513.9M | ||
| Q4 24 | $-1.2M | $505.5M | ||
| Q3 24 | $2.2M | $504.6M | ||
| Q2 24 | $5.3M | $497.7M | ||
| Q1 24 | $9.5M | $493.7M |
| Q4 25 | $115.0M | $3.2B | ||
| Q3 25 | $107.7M | $3.2B | ||
| Q2 25 | $106.9M | $3.2B | ||
| Q1 25 | $98.3M | $3.1B | ||
| Q4 24 | $106.1M | $3.0B | ||
| Q3 24 | $97.7M | $3.0B | ||
| Q2 24 | $96.4M | $2.8B | ||
| Q1 24 | $101.4M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.2M | $55.6M |
| Free Cash FlowOCF − Capex | $3.0M | $54.6M |
| FCF MarginFCF / Revenue | 15.1% | 173.9% |
| Capex IntensityCapex / Revenue | 0.7% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $5.3M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.2M | $55.6M | ||
| Q3 25 | $3.2M | $1.4M | ||
| Q2 25 | $-2.5M | $6.2M | ||
| Q1 25 | $2.9M | $13.1M | ||
| Q4 24 | $-2.6M | $7.2M | ||
| Q3 24 | $1.1M | $-14.6M | ||
| Q2 24 | $311.0K | $-2.6M | ||
| Q1 24 | $477.0K | $1.5M |
| Q4 25 | $3.0M | $54.6M | ||
| Q3 25 | $2.5M | $786.0K | ||
| Q2 25 | $-2.8M | $5.9M | ||
| Q1 25 | $2.7M | $12.9M | ||
| Q4 24 | $-2.7M | $4.5M | ||
| Q3 24 | $1.1M | $-15.0M | ||
| Q2 24 | $264.0K | $-2.6M | ||
| Q1 24 | $281.0K | $-315.0K |
| Q4 25 | 15.1% | 173.9% | ||
| Q3 25 | 14.2% | 2.9% | ||
| Q2 25 | -17.2% | 22.4% | ||
| Q1 25 | 16.2% | 52.6% | ||
| Q4 24 | -17.3% | 19.7% | ||
| Q3 24 | 7.4% | -74.1% | ||
| Q2 24 | 1.8% | -13.0% | ||
| Q1 24 | 2.2% | -1.5% |
| Q4 25 | 0.7% | 3.1% | ||
| Q3 25 | 4.1% | 2.3% | ||
| Q2 25 | 2.2% | 1.0% | ||
| Q1 25 | 1.1% | 0.6% | ||
| Q4 24 | 0.3% | 11.9% | ||
| Q3 24 | 0.2% | 2.0% | ||
| Q2 24 | 0.3% | 0.3% | ||
| Q1 24 | 1.5% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIP
| License And Maintenance | $17.5M | 87% |
| Variable Royalties And Other | $2.6M | 13% |
PDLB
Segment breakdown not available.
