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Side-by-side financial comparison of Assurant (AIZ) and Molson Coors Beverage Company (TAP). Click either name above to swap in a different company.
Assurant is the larger business by last-quarter revenue ($3.4B vs $3.1B, roughly 1.1× Molson Coors Beverage Company). Molson Coors Beverage Company runs the higher net margin — 7.6% vs 6.7%, a 0.9% gap on every dollar of revenue. On growth, Assurant posted the faster year-over-year revenue change (7.9% vs -3.6%). Assurant produced more free cash flow last quarter ($611.7M vs $357.8M). Over the past eight quarters, Assurant's revenue compounded faster (7.9% CAGR vs 1.2%).
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta. Its businesses provide a diverse set of specialty, niche-market insurance products in the property, casualty, extended device protection, and preneed insurance sectors. The company's main operating segments are Global Housing and Global Lifestyle.
Molson Coors Beverage Company is a Canadian-American multinational drink and brewing company headquartered in Chicago, Illinois and Montreal, Quebec.
AIZ vs TAP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $3.4B | $3.1B |
| Net Profit | $225.2M | $238.3M |
| Gross Margin | — | 31.0% |
| Operating Margin | 8.5% | 10.4% |
| Net Margin | 6.7% | 7.6% |
| Revenue YoY | 7.9% | -3.6% |
| Net Profit YoY | 11.9% | -17.2% |
| EPS (diluted) | $4.37 | $1.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $3.4B | $3.1B | ||
| Q3 25 | $3.2B | $3.5B | ||
| Q2 25 | $3.2B | $3.7B | ||
| Q1 25 | $3.1B | $2.7B | ||
| Q4 24 | $3.1B | $3.2B | ||
| Q3 24 | $3.0B | $3.6B | ||
| Q2 24 | $2.9B | $3.8B | ||
| Q1 24 | $2.9B | $3.0B |
| Q4 25 | $225.2M | $238.3M | ||
| Q3 25 | $265.6M | $-2.9B | ||
| Q2 25 | $235.3M | $428.7M | ||
| Q1 25 | $146.6M | $121.0M | ||
| Q4 24 | $201.3M | $287.8M | ||
| Q3 24 | $133.8M | $199.8M | ||
| Q2 24 | $188.7M | $427.0M | ||
| Q1 24 | $236.4M | $207.8M |
| Q4 25 | — | 31.0% | ||
| Q3 25 | — | 33.7% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | — | 32.0% | ||
| Q3 24 | — | 33.4% | ||
| Q2 24 | — | 34.6% | ||
| Q1 24 | — | 31.6% |
| Q4 25 | 8.5% | 10.4% | ||
| Q3 25 | 10.2% | -98.5% | ||
| Q2 25 | 9.2% | 15.6% | ||
| Q1 25 | 6.0% | 6.9% | ||
| Q4 24 | 8.1% | 12.0% | ||
| Q3 24 | 5.1% | 12.5% | ||
| Q2 24 | 8.0% | 15.6% | ||
| Q1 24 | 10.2% | 10.3% |
| Q4 25 | 6.7% | 7.6% | ||
| Q3 25 | 8.2% | -84.0% | ||
| Q2 25 | 7.4% | 11.5% | ||
| Q1 25 | 4.8% | 4.5% | ||
| Q4 24 | 6.5% | 8.9% | ||
| Q3 24 | 4.5% | 5.5% | ||
| Q2 24 | 6.5% | 11.1% | ||
| Q1 24 | 8.2% | 6.8% |
| Q4 25 | $4.37 | $1.32 | ||
| Q3 25 | $5.17 | $-14.79 | ||
| Q2 25 | $4.56 | $2.13 | ||
| Q1 25 | $2.83 | $0.59 | ||
| Q4 24 | $3.86 | $1.39 | ||
| Q3 24 | $2.55 | $0.96 | ||
| Q2 24 | $3.58 | $2.03 | ||
| Q1 24 | $4.47 | $0.97 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.8B | $896.5M |
| Total DebtLower is stronger | — | $6.3B |
| Stockholders' EquityBook value | $5.9B | $10.2B |
| Total Assets | $36.3B | $22.7B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.8B | $896.5M | ||
| Q3 25 | $1.7B | $950.2M | ||
| Q2 25 | $1.5B | $613.8M | ||
| Q1 25 | $1.7B | $412.7M | ||
| Q4 24 | $1.8B | $969.3M | ||
| Q3 24 | $1.8B | $1.0B | ||
| Q2 24 | $1.7B | $1.6B | ||
| Q1 24 | $1.3B | $458.4M |
| Q4 25 | — | $6.3B | ||
| Q3 25 | — | $6.3B | ||
| Q2 25 | — | $6.3B | ||
| Q1 25 | — | $6.2B | ||
| Q4 24 | — | $6.1B | ||
| Q3 24 | — | $6.2B | ||
| Q2 24 | — | $7.0B | ||
| Q1 24 | — | $6.2B |
| Q4 25 | $5.9B | $10.2B | ||
| Q3 25 | $5.8B | $10.3B | ||
| Q2 25 | $5.5B | $13.4B | ||
| Q1 25 | $5.2B | $13.1B | ||
| Q4 24 | $5.1B | $13.1B | ||
| Q3 24 | $5.3B | $13.3B | ||
| Q2 24 | $5.0B | $13.2B | ||
| Q1 24 | $4.9B | $13.1B |
| Q4 25 | $36.3B | $22.7B | ||
| Q3 25 | $35.8B | $22.9B | ||
| Q2 25 | $35.5B | $26.8B | ||
| Q1 25 | $35.0B | $25.9B | ||
| Q4 24 | $35.0B | $26.1B | ||
| Q3 24 | $35.3B | $26.6B | ||
| Q2 24 | $33.8B | $27.4B | ||
| Q1 24 | $33.2B | $26.1B |
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.61× | ||
| Q2 25 | — | 0.47× | ||
| Q1 25 | — | 0.47× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.47× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $671.0M | $540.7M |
| Free Cash FlowOCF − Capex | $611.7M | $357.8M |
| FCF MarginFCF / Revenue | 18.3% | 11.4% |
| Capex IntensityCapex / Revenue | 1.8% | 5.9% |
| Cash ConversionOCF / Net Profit | 2.98× | 2.27× |
| TTM Free Cash FlowTrailing 4 quarters | $1.6B | $1.1B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $671.0M | $540.7M | ||
| Q3 25 | $505.0M | $616.1M | ||
| Q2 25 | $265.5M | $718.3M | ||
| Q1 25 | $392.4M | $-90.7M | ||
| Q4 24 | $102.8M | $494.5M | ||
| Q3 24 | $436.5M | $521.2M | ||
| Q2 24 | $710.9M | $869.2M | ||
| Q1 24 | $82.5M | $25.4M |
| Q4 25 | $611.7M | $357.8M | ||
| Q3 25 | $442.1M | $483.0M | ||
| Q2 25 | $205.6M | $555.0M | ||
| Q1 25 | $339.0M | $-328.0M | ||
| Q4 24 | $34.8M | $383.4M | ||
| Q3 24 | $389.4M | $350.4M | ||
| Q2 24 | $655.5M | $691.7M | ||
| Q1 24 | $31.7M | $-189.3M |
| Q4 25 | 18.3% | 11.4% | ||
| Q3 25 | 13.7% | 13.9% | ||
| Q2 25 | 6.5% | 14.8% | ||
| Q1 25 | 11.0% | -12.2% | ||
| Q4 24 | 1.1% | 11.8% | ||
| Q3 24 | 13.1% | 9.7% | ||
| Q2 24 | 22.4% | 18.0% | ||
| Q1 24 | 1.1% | -6.2% |
| Q4 25 | 1.8% | 5.9% | ||
| Q3 25 | 1.9% | 3.8% | ||
| Q2 25 | 1.9% | 4.4% | ||
| Q1 25 | 1.7% | 8.8% | ||
| Q4 24 | 2.2% | 3.4% | ||
| Q3 24 | 1.6% | 4.7% | ||
| Q2 24 | 1.9% | 4.6% | ||
| Q1 24 | 1.8% | 7.0% |
| Q4 25 | 2.98× | 2.27× | ||
| Q3 25 | 1.90× | — | ||
| Q2 25 | 1.13× | 1.68× | ||
| Q1 25 | 2.68× | -0.75× | ||
| Q4 24 | 0.51× | 1.72× | ||
| Q3 24 | 3.26× | 2.61× | ||
| Q2 24 | 3.77× | 2.04× | ||
| Q1 24 | 0.35× | 0.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIZ
| Global Lifestyle | $2.6B | 78% |
| Global Housing | $749.1M | 22% |
| Service Contracts And Sales | $34.5M | 1% |
TAP
Segment breakdown not available.
