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Side-by-side financial comparison of AIR LEASE CORP (AL) and Finance of America Companies Inc. (FOA). Click either name above to swap in a different company.

AIR LEASE CORP is the larger business by last-quarter revenue ($140.8M vs $73.5M, roughly 1.9× Finance of America Companies Inc.). AIR LEASE CORP runs the higher net margin — 128.5% vs -14.1%, a 142.6% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 90.4%). Over the past eight quarters, AIR LEASE CORP's revenue compounded faster (69.6% CAGR vs -0.8%).

Air Lease Corporation (ALC) is an American aircraft leasing company founded in 2010 and headed by Steven F. Udvar-Házy. Air Lease purchases new commercial aircraft through direct orders from Boeing, Airbus, Embraer and ATR, and leases them to its airline customers worldwide through specialized aircraft leasing and financing.

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

AL vs FOA — Head-to-Head

Bigger by revenue
AL
AL
1.9× larger
AL
$140.8M
$73.5M
FOA
Growing faster (revenue YoY)
FOA
FOA
+158.3% gap
FOA
248.7%
90.4%
AL
Higher net margin
AL
AL
142.6% more per $
AL
128.5%
-14.1%
FOA
Faster 2-yr revenue CAGR
AL
AL
Annualised
AL
69.6%
-0.8%
FOA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AL
AL
FOA
FOA
Revenue
$140.8M
$73.5M
Net Profit
$180.9M
$-10.4M
Gross Margin
Operating Margin
-29.9%
Net Margin
128.5%
-14.1%
Revenue YoY
90.4%
248.7%
Net Profit YoY
60.2%
82.4%
EPS (diluted)
$1.49
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AL
AL
FOA
FOA
Q4 25
$140.8M
$73.5M
Q3 25
$44.5M
$80.8M
Q2 25
$53.0M
$177.4M
Q1 25
$92.9M
$165.7M
Q4 24
$74.0M
$-49.4M
Q3 24
$65.0M
$290.1M
Q2 24
$57.8M
$79.0M
Q1 24
$49.0M
$74.7M
Net Profit
AL
AL
FOA
FOA
Q4 25
$180.9M
$-10.4M
Q3 25
$146.5M
$-9.5M
Q2 25
$385.2M
$34.9M
Q1 25
$375.8M
$30.2M
Q4 24
$112.9M
$-59.1M
Q3 24
$104.0M
$84.2M
Q2 24
$102.9M
$-2.1M
Q1 24
$107.9M
$-7.5M
Operating Margin
AL
AL
FOA
FOA
Q4 25
-29.9%
Q3 25
-35.3%
Q2 25
46.2%
Q1 25
49.3%
Q4 24
295.0%
Q3 24
71.8%
Q2 24
-4.8%
Q1 24
-21.1%
Net Margin
AL
AL
FOA
FOA
Q4 25
128.5%
-14.1%
Q3 25
329.2%
-11.8%
Q2 25
726.9%
19.7%
Q1 25
404.5%
18.2%
Q4 24
152.7%
119.5%
Q3 24
160.0%
29.0%
Q2 24
178.2%
-2.6%
Q1 24
220.2%
-10.1%
EPS (diluted)
AL
AL
FOA
FOA
Q4 25
$1.49
$0.45
Q3 25
$1.21
$-1.27
Q2 25
$3.33
$2.13
Q1 25
$3.26
$2.43
Q4 24
$0.83
$-5.24
Q3 24
$0.82
$7.50
Q2 24
$0.81
$-0.30
Q1 24
$0.87
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AL
AL
FOA
FOA
Cash + ST InvestmentsLiquidity on hand
$466.4M
$89.5M
Total DebtLower is stronger
$19.7B
$357.5M
Stockholders' EquityBook value
$8.5B
$395.6M
Total Assets
$32.9B
$30.7B
Debt / EquityLower = less leverage
2.33×
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AL
AL
FOA
FOA
Q4 25
$466.4M
$89.5M
Q3 25
$452.2M
$109.8M
Q2 25
$454.8M
$46.5M
Q1 25
$456.6M
$52.0M
Q4 24
$472.6M
$47.4M
Q3 24
$460.8M
$44.3M
Q2 24
$454.1M
$46.5M
Q1 24
$554.4M
$48.2M
Total Debt
AL
AL
FOA
FOA
Q4 25
$19.7B
$357.5M
Q3 25
$20.2B
$390.0M
Q2 25
$20.3B
Q1 25
$19.9B
Q4 24
$20.2B
$374.5M
Q3 24
$20.2B
Q2 24
$19.7B
Q1 24
$19.5B
Stockholders' Equity
AL
AL
FOA
FOA
Q4 25
$8.5B
$395.6M
Q3 25
$8.3B
$365.8M
Q2 25
$8.2B
$473.4M
Q1 25
$7.9B
$394.9M
Q4 24
$7.5B
$315.7M
Q3 24
$7.7B
$456.5M
Q2 24
$7.3B
$251.3M
Q1 24
$7.2B
$255.7M
Total Assets
AL
AL
FOA
FOA
Q4 25
$32.9B
$30.7B
Q3 25
$33.4B
$30.7B
Q2 25
$33.3B
$30.1B
Q1 25
$32.4B
$29.7B
Q4 24
$32.3B
$29.2B
Q3 24
$32.2B
$29.0B
Q2 24
$31.0B
$28.0B
Q1 24
$30.9B
$27.7B
Debt / Equity
AL
AL
FOA
FOA
Q4 25
2.33×
0.90×
Q3 25
2.42×
1.07×
Q2 25
2.47×
Q1 25
2.53×
Q4 24
2.68×
1.19×
Q3 24
2.63×
Q2 24
2.69×
Q1 24
2.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AL
AL
FOA
FOA
Operating Cash FlowLast quarter
$414.1M
$-429.7M
Free Cash FlowOCF − Capex
$342.1M
FCF MarginFCF / Revenue
242.9%
Capex IntensityCapex / Revenue
51.1%
Cash ConversionOCF / Net Profit
2.29×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AL
AL
FOA
FOA
Q4 25
$414.1M
$-429.7M
Q3 25
$458.6M
$-149.7M
Q2 25
$473.6M
$-96.5M
Q1 25
$388.3M
$-92.1M
Q4 24
$430.0M
$-423.8M
Q3 24
$461.9M
$-81.4M
Q2 24
$413.8M
$-104.0M
Q1 24
$371.3M
$-132.2M
Free Cash Flow
AL
AL
FOA
FOA
Q4 25
$342.1M
Q3 25
$412.3M
Q2 25
$427.1M
Q1 25
$315.5M
Q4 24
$326.8M
Q3 24
$369.8M
Q2 24
$346.4M
Q1 24
$246.8M
$-132.7M
FCF Margin
AL
AL
FOA
FOA
Q4 25
242.9%
Q3 25
926.6%
Q2 25
806.0%
Q1 25
339.5%
Q4 24
441.8%
Q3 24
569.1%
Q2 24
599.5%
Q1 24
503.8%
-177.7%
Capex Intensity
AL
AL
FOA
FOA
Q4 25
51.1%
Q3 25
104.1%
Q2 25
87.8%
Q1 25
78.4%
Q4 24
139.6%
Q3 24
141.7%
Q2 24
116.7%
Q1 24
254.3%
0.6%
Cash Conversion
AL
AL
FOA
FOA
Q4 25
2.29×
Q3 25
3.13×
Q2 25
1.23×
-2.76×
Q1 25
1.03×
-3.05×
Q4 24
3.81×
Q3 24
4.44×
-0.97×
Q2 24
4.02×
Q1 24
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AL
AL

Segment breakdown not available.

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

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