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Side-by-side financial comparison of Albemarle Corporation (ALB) and MERCURY GENERAL CORP (MCY). Click either name above to swap in a different company.
MERCURY GENERAL CORP is the larger business by last-quarter revenue ($1.5B vs $1.4B, roughly 1.1× Albemarle Corporation). MERCURY GENERAL CORP runs the higher net margin — 13.2% vs -29.0%, a 42.2% gap on every dollar of revenue. On growth, Albemarle Corporation posted the faster year-over-year revenue change (15.9% vs 12.4%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $233.1M). Over the past eight quarters, MERCURY GENERAL CORP's revenue compounded faster (9.8% CAGR vs 2.4%).
Albemarle Corporation develops, manufactures, and markets engineered specialty chemicals worldwide. It operates through three segments: Lithium, Bromine, and Catalysts. The Lithium segment offers lithium compounds, including lithium carbonate, lithium hydroxide, lithium chloride, and lithium specialties; and reagents, such as butyllithium and lithium aluminum hydride for use in lithium batteries for consumer electronics and electric vehicles, high performance greases, thermoplastic elastomers...
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
ALB vs MCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $1.5B |
| Net Profit | $-414.2M | $202.5M |
| Gross Margin | 13.9% | 99.7% |
| Operating Margin | -15.2% | 16.2% |
| Net Margin | -29.0% | 13.2% |
| Revenue YoY | 15.9% | 12.4% |
| Net Profit YoY | -650.1% | 100.4% |
| EPS (diluted) | $-3.88 | $3.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.4B | $1.5B | ||
| Q3 25 | $1.3B | $1.6B | ||
| Q2 25 | $1.3B | $1.5B | ||
| Q1 25 | $1.1B | $1.4B | ||
| Q4 24 | $1.2B | $1.4B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.4B | $1.3B | ||
| Q1 24 | $1.4B | $1.3B |
| Q4 25 | $-414.2M | $202.5M | ||
| Q3 25 | $-160.7M | $280.4M | ||
| Q2 25 | $22.9M | $166.5M | ||
| Q1 25 | $41.3M | $-108.3M | ||
| Q4 24 | $75.3M | $101.1M | ||
| Q3 24 | $-1.1B | $230.9M | ||
| Q2 24 | $-188.2M | $62.6M | ||
| Q1 24 | $2.4M | $73.5M |
| Q4 25 | 13.9% | 99.7% | ||
| Q3 25 | 9.0% | 99.8% | ||
| Q2 25 | 14.8% | 99.8% | ||
| Q1 25 | 14.5% | 99.7% | ||
| Q4 24 | 11.2% | 99.7% | ||
| Q3 24 | -7.7% | 99.8% | ||
| Q2 24 | -0.7% | 99.8% | ||
| Q1 24 | 2.9% | 99.7% |
| Q4 25 | -15.2% | 16.2% | ||
| Q3 25 | -16.6% | 22.1% | ||
| Q2 25 | 3.6% | 14.0% | ||
| Q1 25 | 1.8% | -10.2% | ||
| Q4 24 | 0.4% | 9.0% | ||
| Q3 24 | -81.9% | 18.8% | ||
| Q2 24 | -34.4% | 5.8% | ||
| Q1 24 | -13.2% | 7.0% |
| Q4 25 | -29.0% | 13.2% | ||
| Q3 25 | -12.3% | 17.7% | ||
| Q2 25 | 1.7% | 11.3% | ||
| Q1 25 | 3.8% | -7.8% | ||
| Q4 24 | 6.1% | 7.4% | ||
| Q3 24 | -78.9% | 15.1% | ||
| Q2 24 | -13.2% | 4.8% | ||
| Q1 24 | 0.2% | 5.8% |
| Q4 25 | $-3.88 | $3.66 | ||
| Q3 25 | $-1.72 | $5.06 | ||
| Q2 25 | $-0.16 | $3.01 | ||
| Q1 25 | $0.00 | $-1.96 | ||
| Q4 24 | $0.29 | $1.82 | ||
| Q3 24 | $-9.45 | $4.17 | ||
| Q2 24 | $-1.96 | $1.13 | ||
| Q1 24 | $-0.08 | $1.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $3.2B | $575.0M |
| Stockholders' EquityBook value | $9.5B | $2.4B |
| Total Assets | $16.4B | $9.6B |
| Debt / EquityLower = less leverage | 0.33× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | $2.1B | — |
| Q4 25 | $3.2B | $575.0M | ||
| Q3 25 | $3.6B | — | ||
| Q2 25 | $3.6B | — | ||
| Q1 25 | $3.5B | — | ||
| Q4 24 | $3.5B | $575.0M | ||
| Q3 24 | $3.6B | — | ||
| Q2 24 | $3.5B | — | ||
| Q1 24 | $3.5B | — |
| Q4 25 | $9.5B | $2.4B | ||
| Q3 25 | $10.0B | $2.2B | ||
| Q2 25 | $10.2B | $2.0B | ||
| Q1 25 | $10.0B | $1.8B | ||
| Q4 24 | $10.0B | $1.9B | ||
| Q3 24 | $10.2B | $1.9B | ||
| Q2 24 | $11.2B | $1.6B | ||
| Q1 24 | $11.5B | $1.6B |
| Q4 25 | $16.4B | $9.6B | ||
| Q3 25 | $17.1B | $9.4B | ||
| Q2 25 | $17.3B | $9.1B | ||
| Q1 25 | $17.0B | $9.0B | ||
| Q4 24 | $16.6B | $8.3B | ||
| Q3 24 | $17.5B | $8.2B | ||
| Q2 24 | $18.4B | $7.7B | ||
| Q1 24 | $19.0B | $7.4B |
| Q4 25 | 0.33× | 0.24× | ||
| Q3 25 | 0.36× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.35× | 0.30× | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.31× | — | ||
| Q1 24 | 0.31× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $388.5M | $287.9M |
| Free Cash FlowOCF − Capex | $233.1M | $273.9M |
| FCF MarginFCF / Revenue | 16.3% | 17.8% |
| Capex IntensityCapex / Revenue | 10.9% | 0.9% |
| Cash ConversionOCF / Net Profit | — | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $692.5M | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $388.5M | $287.9M | ||
| Q3 25 | $355.6M | $496.4M | ||
| Q2 25 | $-7.2M | $371.6M | ||
| Q1 25 | $545.4M | $-68.7M | ||
| Q4 24 | $674.0K | $248.3M | ||
| Q3 24 | $240.5M | $318.1M | ||
| Q2 24 | $362.9M | $278.0M | ||
| Q1 24 | $98.0M | $192.6M |
| Q4 25 | $233.1M | $273.9M | ||
| Q3 25 | $223.4M | $479.5M | ||
| Q2 25 | $-126.8M | $357.2M | ||
| Q1 25 | $362.8M | $-81.9M | ||
| Q4 24 | $-355.1M | $236.0M | ||
| Q3 24 | $-62.6M | $306.2M | ||
| Q2 24 | $-84.7M | $266.5M | ||
| Q1 24 | $-481.4M | $182.4M |
| Q4 25 | 16.3% | 17.8% | ||
| Q3 25 | 17.1% | 30.3% | ||
| Q2 25 | -9.5% | 24.2% | ||
| Q1 25 | 33.7% | -5.9% | ||
| Q4 24 | -28.8% | 17.3% | ||
| Q3 24 | -4.6% | 20.0% | ||
| Q2 24 | -5.9% | 20.4% | ||
| Q1 24 | -35.4% | 14.3% |
| Q4 25 | 10.9% | 0.9% | ||
| Q3 25 | 10.1% | 1.1% | ||
| Q2 25 | 9.0% | 1.0% | ||
| Q1 25 | 17.0% | 0.9% | ||
| Q4 24 | 28.9% | 0.9% | ||
| Q3 24 | 22.4% | 0.8% | ||
| Q2 24 | 31.3% | 0.9% | ||
| Q1 24 | 42.6% | 0.8% |
| Q4 25 | — | 1.42× | ||
| Q3 25 | — | 1.77× | ||
| Q2 25 | -0.31× | 2.23× | ||
| Q1 25 | 13.19× | — | ||
| Q4 24 | 0.01× | 2.46× | ||
| Q3 24 | — | 1.38× | ||
| Q2 24 | — | 4.44× | ||
| Q1 24 | 40.01× | 2.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALB
| Energy Storage | $759.1M | 53% |
| Specialties | $348.9M | 24% |
| Ketjen | $320.1M | 22% |
MCY
Segment breakdown not available.
