vs
Side-by-side financial comparison of Allstate (ALL) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.
Allstate is the larger business by last-quarter revenue ($17.3B vs $312.4M, roughly 55.5× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 22.1%, a 27.5% gap on every dollar of revenue. On growth, Allstate posted the faster year-over-year revenue change (5.1% vs -0.8%). Allstate produced more free cash flow last quarter ($2.9B vs $228.0M). Over the past eight quarters, Allstate's revenue compounded faster (6.6% CAGR vs 2.3%).
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal ...
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
ALL vs ESNT — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $17.3B | $312.4M |
| Net Profit | $3.8B | $155.0M |
| Gross Margin | — | — |
| Operating Margin | — | 59.1% |
| Net Margin | 22.1% | 49.6% |
| Revenue YoY | 5.1% | -0.8% |
| Net Profit YoY | 98.8% | -7.7% |
| EPS (diluted) | $14.24 | $1.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.3B | $312.4M | ||
| Q3 25 | $17.3B | $311.8M | ||
| Q2 25 | $16.6B | $319.1M | ||
| Q1 25 | $16.5B | $317.6M | ||
| Q4 24 | $16.5B | $315.0M | ||
| Q3 24 | $16.6B | $316.6M | ||
| Q2 24 | $15.7B | $312.9M | ||
| Q1 24 | $15.3B | $298.4M |
| Q4 25 | $3.8B | $155.0M | ||
| Q3 25 | $3.7B | $164.2M | ||
| Q2 25 | $2.1B | $195.3M | ||
| Q1 25 | $595.0M | $175.4M | ||
| Q4 24 | $1.9B | $167.9M | ||
| Q3 24 | $1.2B | $176.2M | ||
| Q2 24 | $331.0M | $203.6M | ||
| Q1 24 | $1.2B | $181.7M |
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 63.9% | ||
| Q2 25 | — | 72.4% | ||
| Q1 25 | — | 65.2% | ||
| Q4 24 | — | 61.9% | ||
| Q3 24 | — | 65.6% | ||
| Q2 24 | — | 76.4% | ||
| Q1 24 | — | 71.6% |
| Q4 25 | 22.1% | 49.6% | ||
| Q3 25 | 21.7% | 52.7% | ||
| Q2 25 | 12.7% | 61.2% | ||
| Q1 25 | 3.6% | 55.2% | ||
| Q4 24 | 11.7% | 53.3% | ||
| Q3 24 | 7.2% | 55.6% | ||
| Q2 24 | 2.1% | 65.1% | ||
| Q1 24 | 8.0% | 60.9% |
| Q4 25 | $14.24 | $1.61 | ||
| Q3 25 | $13.95 | $1.67 | ||
| Q2 25 | $7.76 | $1.93 | ||
| Q1 25 | $2.11 | $1.69 | ||
| Q4 24 | $7.07 | $1.59 | ||
| Q3 24 | $4.33 | $1.65 | ||
| Q2 24 | $1.13 | $1.91 | ||
| Q1 24 | $4.46 | $1.70 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9B | — |
| Total DebtLower is stronger | $7.5B | — |
| Stockholders' EquityBook value | $30.6B | $5.8B |
| Total Assets | $119.8B | $7.4B |
| Debt / EquityLower = less leverage | 0.24× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9B | — | ||
| Q3 25 | $8.7B | — | ||
| Q2 25 | $9.6B | — | ||
| Q1 25 | $6.5B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $7.0B | — | ||
| Q2 24 | $5.3B | — | ||
| Q1 24 | $4.3B | — |
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
| Q4 25 | $30.6B | $5.8B | ||
| Q3 25 | $27.5B | $5.7B | ||
| Q2 25 | $24.0B | $5.7B | ||
| Q1 25 | $22.1B | $5.7B | ||
| Q4 24 | $21.4B | $5.6B | ||
| Q3 24 | $20.9B | $5.6B | ||
| Q2 24 | $18.6B | $5.4B | ||
| Q1 24 | $18.6B | $5.2B |
| Q4 25 | $119.8B | $7.4B | ||
| Q3 25 | $120.4B | $7.4B | ||
| Q2 25 | $115.9B | $7.2B | ||
| Q1 25 | $115.2B | $7.2B | ||
| Q4 24 | $111.6B | $7.1B | ||
| Q3 24 | $113.7B | $7.1B | ||
| Q2 24 | $108.4B | $6.7B | ||
| Q1 24 | $105.2B | $6.6B |
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0B | $229.1M |
| Free Cash FlowOCF − Capex | $2.9B | $228.0M |
| FCF MarginFCF / Revenue | 16.7% | 73.0% |
| Capex IntensityCapex / Revenue | 0.5% | 0.4% |
| Cash ConversionOCF / Net Profit | 0.78× | 1.48× |
| TTM Free Cash FlowTrailing 4 quarters | $9.9B | $848.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0B | $229.1M | ||
| Q3 25 | $3.3B | $215.9M | ||
| Q2 25 | $1.9B | $189.5M | ||
| Q1 25 | $2.0B | $221.6M | ||
| Q4 24 | $1.7B | $226.7M | ||
| Q3 24 | $3.2B | $229.2M | ||
| Q2 24 | $2.4B | $188.7M | ||
| Q1 24 | $1.7B | $216.9M |
| Q4 25 | $2.9B | $228.0M | ||
| Q3 25 | $3.2B | $210.6M | ||
| Q2 25 | $1.9B | $188.8M | ||
| Q1 25 | $1.9B | $221.3M | ||
| Q4 24 | $1.7B | $226.0M | ||
| Q3 24 | $3.1B | $228.7M | ||
| Q2 24 | $2.3B | $187.6M | ||
| Q1 24 | $1.6B | $212.5M |
| Q4 25 | 16.7% | 73.0% | ||
| Q3 25 | 18.8% | 67.5% | ||
| Q2 25 | 11.3% | 59.2% | ||
| Q1 25 | 11.4% | 69.7% | ||
| Q4 24 | 10.0% | 71.7% | ||
| Q3 24 | 18.9% | 72.2% | ||
| Q2 24 | 14.7% | 60.0% | ||
| Q1 24 | 10.6% | 71.2% |
| Q4 25 | 0.5% | 0.4% | ||
| Q3 25 | 0.3% | 1.7% | ||
| Q2 25 | 0.0% | 0.2% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 0.3% | 0.2% | ||
| Q3 24 | 0.4% | 0.2% | ||
| Q2 24 | 0.4% | 0.3% | ||
| Q1 24 | 0.3% | 1.5% |
| Q4 25 | 0.78× | 1.48× | ||
| Q3 25 | 0.88× | 1.31× | ||
| Q2 25 | 0.89× | 0.97× | ||
| Q1 25 | 3.30× | 1.26× | ||
| Q4 24 | 0.88× | 1.35× | ||
| Q3 24 | 2.69× | 1.30× | ||
| Q2 24 | 7.13× | 0.93× | ||
| Q1 24 | 1.37× | 1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
