Essent Group Ltd.ESNTEarnings & Financial Report
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
ESNT Q4 FY2025 Key Financial Metrics
Revenue
$312.4M
Gross Profit
N/A
Operating Profit
$184.5M
Net Profit
$155.0M
Gross Margin
N/A
Operating Margin
59.1%
Net Margin
49.6%
YoY Growth
-0.8%
EPS
$1.61
Essent Group Ltd. Q4 FY2025 Financial Summary
Essent Group Ltd. reported revenue of $312.4M (down 0.8% YoY) for Q4 FY2025, with a net profit of $155.0M (down 7.7% YoY) (49.6% margin).
Key Financial Metrics
| Total Revenue | $312.4M |
|---|---|
| Net Profit | $155.0M |
| Gross Margin | N/A |
| Operating Margin | 59.1% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Essent Group Ltd. Q4 FY2025 revenue of $312.4M breaks down across 2 segments, led by Mortgage Insurance Segment at $192.4M (61.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Mortgage Insurance Segment | $192.4M | 61.6% |
| Other | $120.0M | 38.4% |
Essent Group Ltd. Revenue by Segment — Quarterly Trend
Essent Group Ltd. revenue by segment across the last 4 reported quarters, showing how each business line (such as Mortgage Insurance Segment and Other) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Mortgage Insurance Segment | $192.4M | $282.6M | $289.8M | $288.9M |
| Other | $120.0M | — | — | — |
Essent Group Ltd. Annual Revenue by Year
Essent Group Ltd. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.3B).
Essent Group Ltd. Quarterly Revenue & Net Profit History
Essent Group Ltd. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $312.4M | -0.8% | $155.0M | 49.6% |
| Q3 FY2025 | $311.8M | -1.5% | $164.2M | 52.7% |
| Q2 FY2025 | $319.1M | +2.0% | $195.3M | 61.2% |
| Q1 FY2025 | $317.6M | +6.4% | $175.4M | 55.2% |
| Q4 FY2024 | $315.0M | +6.0% | $167.9M | 53.3% |
| Q3 FY2024 | $316.6M | +6.9% | $176.2M | 55.6% |
| Q2 FY2024 | $312.9M | +20.3% | $203.6M | 65.1% |
| Q1 FY2024 | $298.4M | +16.4% | $181.7M | 60.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $298.4M | $312.9M | $316.6M | $315.0M | $317.6M | $319.1M | $311.8M | $312.4M |
| YoY Growth | 16.4% | 20.3% | 6.9% | 6.0% | 6.4% | 2.0% | -1.5% | -0.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.56B | $6.69B | $7.13B | $7.11B | $7.20B | $7.22B | $7.35B | $7.44B |
| Liabilities | $1.34B | $1.31B | $1.49B | $1.51B | $1.55B | $1.55B | $1.61B | $1.68B |
| Equity | $5.23B | $5.38B | $5.64B | $5.60B | $5.66B | $5.67B | $5.74B | $5.76B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $216.9M | $188.7M | $229.2M | $861.5M | $221.6M | $189.5M | $215.9M | $856.1M |