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Side-by-side financial comparison of Allstate (ALL) and Toast, Inc. (TOST). Click either name above to swap in a different company.
Toast, Inc. is the larger business by last-quarter revenue ($1.6B vs $922.0M, roughly 1.8× Allstate). Allstate runs the higher net margin — 266.6% vs 6.2%, a 260.4% gap on every dollar of revenue. On growth, Toast, Inc. posted the faster year-over-year revenue change (22.0% vs 7.2%). Over the past eight quarters, Toast, Inc.'s revenue compounded faster (23.3% CAGR vs -75.8%).
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal ...
Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.
ALL vs TOST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $922.0M | $1.6B |
| Net Profit | $2.5B | $101.0M |
| Gross Margin | — | 25.9% |
| Operating Margin | -1400.3% | 5.2% |
| Net Margin | 266.6% | 6.2% |
| Revenue YoY | 7.2% | 22.0% |
| Net Profit YoY | — | 215.6% |
| EPS (diluted) | $9.25 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $922.0M | — | ||
| Q4 25 | $17.3B | $1.6B | ||
| Q3 25 | $17.3B | $1.6B | ||
| Q2 25 | $16.6B | $1.6B | ||
| Q1 25 | $16.5B | $1.3B | ||
| Q4 24 | $16.5B | $1.3B | ||
| Q3 24 | $16.6B | $1.3B | ||
| Q2 24 | $15.7B | $1.2B |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $3.8B | $101.0M | ||
| Q3 25 | $3.7B | $105.0M | ||
| Q2 25 | $2.1B | $80.0M | ||
| Q1 25 | $595.0M | $56.0M | ||
| Q4 24 | $1.9B | $32.0M | ||
| Q3 24 | $1.2B | $56.0M | ||
| Q2 24 | $331.0M | $14.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 25.9% | ||
| Q3 25 | — | 26.5% | ||
| Q2 25 | — | 25.3% | ||
| Q1 25 | — | 25.9% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 23.0% |
| Q1 26 | -1400.3% | — | ||
| Q4 25 | — | 5.2% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 0.4% |
| Q1 26 | 266.6% | — | ||
| Q4 25 | 22.1% | 6.2% | ||
| Q3 25 | 21.7% | 6.4% | ||
| Q2 25 | 12.7% | 5.2% | ||
| Q1 25 | 3.6% | 4.2% | ||
| Q4 24 | 11.7% | 2.4% | ||
| Q3 24 | 7.2% | 4.3% | ||
| Q2 24 | 2.1% | 1.1% |
| Q1 26 | $9.25 | — | ||
| Q4 25 | $14.24 | $0.18 | ||
| Q3 25 | $13.95 | $0.16 | ||
| Q2 25 | $7.76 | $0.13 | ||
| Q1 25 | $2.11 | $0.09 | ||
| Q4 24 | $7.07 | $0.09 | ||
| Q3 24 | $4.33 | $0.07 | ||
| Q2 24 | $1.13 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $31.6B | $2.1B |
| Total Assets | $124.0B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | $1.4B | ||
| Q3 25 | $8.7B | $1.4B | ||
| Q2 25 | $9.6B | $1.2B | ||
| Q1 25 | $6.5B | $1.0B | ||
| Q4 24 | $4.5B | $903.0M | ||
| Q3 24 | $7.0B | $761.0M | ||
| Q2 24 | $5.3B | $691.0M |
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — |
| Q1 26 | $31.6B | — | ||
| Q4 25 | $30.6B | $2.1B | ||
| Q3 25 | $27.5B | $2.0B | ||
| Q2 25 | $24.0B | $1.8B | ||
| Q1 25 | $22.1B | $1.7B | ||
| Q4 24 | $21.4B | $1.5B | ||
| Q3 24 | $20.9B | $1.4B | ||
| Q2 24 | $18.6B | $1.3B |
| Q1 26 | $124.0B | — | ||
| Q4 25 | $119.8B | $3.1B | ||
| Q3 25 | $120.4B | $3.0B | ||
| Q2 25 | $115.9B | $2.8B | ||
| Q1 25 | $115.2B | $2.6B | ||
| Q4 24 | $111.6B | $2.4B | ||
| Q3 24 | $113.7B | $2.2B | ||
| Q2 24 | $108.4B | $2.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $194.0M |
| Free Cash FlowOCF − Capex | — | $178.0M |
| FCF MarginFCF / Revenue | — | 10.9% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | — | 1.92× |
| TTM Free Cash FlowTrailing 4 quarters | — | $608.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $194.0M | ||
| Q3 25 | $3.3B | $165.0M | ||
| Q2 25 | $1.9B | $223.0M | ||
| Q1 25 | $2.0B | $79.0M | ||
| Q4 24 | $1.7B | $147.0M | ||
| Q3 24 | $3.2B | $109.0M | ||
| Q2 24 | $2.4B | $124.0M |
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | $178.0M | ||
| Q3 25 | $3.2B | $153.0M | ||
| Q2 25 | $1.9B | $208.0M | ||
| Q1 25 | $1.9B | $69.0M | ||
| Q4 24 | $1.7B | $134.0M | ||
| Q3 24 | $3.1B | $97.0M | ||
| Q2 24 | $2.3B | $108.0M |
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | 10.9% | ||
| Q3 25 | 18.8% | 9.4% | ||
| Q2 25 | 11.3% | 13.4% | ||
| Q1 25 | 11.4% | 5.2% | ||
| Q4 24 | 10.0% | 10.0% | ||
| Q3 24 | 18.9% | 7.4% | ||
| Q2 24 | 14.7% | 8.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 1.0% | ||
| Q3 25 | 0.3% | 0.7% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.6% | 0.7% | ||
| Q4 24 | 0.3% | 1.0% | ||
| Q3 24 | 0.4% | 0.9% | ||
| Q2 24 | 0.4% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | 1.92× | ||
| Q3 25 | 0.88× | 1.57× | ||
| Q2 25 | 0.89× | 2.79× | ||
| Q1 25 | 3.30× | 1.41× | ||
| Q4 24 | 0.88× | 4.59× | ||
| Q3 24 | 2.69× | 1.95× | ||
| Q2 24 | 7.13× | 8.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALL
Segment breakdown not available.
TOST
| Technology Service | $1.3B | 82% |
| License | $256.0M | 16% |
| Product And Professional Services | $43.0M | 3% |
