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Side-by-side financial comparison of Allegion (ALLE) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.1× Allegion). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 13.4%, a 5.3% gap on every dollar of revenue. On growth, Allegion posted the faster year-over-year revenue change (9.7% vs 8.3%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs 3.5%).

Allegion plc manufactures and sells mechanical and electronic security products and solutions worldwide. The company offers door closers, controls, and exit devices; locks, locksets, portable locks, and key systems and services; electronic security products and access control systems; time, attendance, and workforce productivity systems; doors and door systems; and other accessories. The company sells its products and solutions to end-users in commercial, institutional, and residential facili...

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

ALLE vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.1× larger
OMF
$1.1B
$1.0B
ALLE
Growing faster (revenue YoY)
ALLE
ALLE
+1.4% gap
ALLE
9.7%
8.3%
OMF
Higher net margin
OMF
OMF
5.3% more per $
OMF
18.7%
13.4%
ALLE
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
3.5%
ALLE

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ALLE
ALLE
OMF
OMF
Revenue
$1.0B
$1.1B
Net Profit
$138.1M
$204.0M
Gross Margin
44.0%
Operating Margin
18.9%
22.8%
Net Margin
13.4%
18.7%
Revenue YoY
9.7%
8.3%
Net Profit YoY
-6.8%
61.9%
EPS (diluted)
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALLE
ALLE
OMF
OMF
Q1 26
$1.0B
Q4 25
$1.0B
$1.1B
Q3 25
$1.1B
$1.1B
Q2 25
$1.0B
$1.0B
Q1 25
$941.9M
$996.0M
Q4 24
$945.6M
$1.0B
Q3 24
$967.1M
$981.0M
Q2 24
$965.6M
$922.0M
Net Profit
ALLE
ALLE
OMF
OMF
Q1 26
$138.1M
Q4 25
$147.5M
$204.0M
Q3 25
$188.4M
$199.0M
Q2 25
$159.7M
$167.0M
Q1 25
$148.2M
$213.0M
Q4 24
$144.1M
$126.0M
Q3 24
$174.2M
$157.0M
Q2 24
$155.4M
$71.0M
Gross Margin
ALLE
ALLE
OMF
OMF
Q1 26
44.0%
Q4 25
44.5%
Q3 25
45.8%
Q2 25
45.6%
Q1 25
44.9%
Q4 24
44.1%
Q3 24
44.7%
Q2 24
44.4%
Operating Margin
ALLE
ALLE
OMF
OMF
Q1 26
18.9%
Q4 25
20.3%
22.8%
Q3 25
21.8%
24.5%
Q2 25
21.5%
20.9%
Q1 25
20.9%
27.6%
Q4 24
19.5%
16.3%
Q3 24
22.2%
21.1%
Q2 24
21.6%
10.0%
Net Margin
ALLE
ALLE
OMF
OMF
Q1 26
13.4%
Q4 25
14.3%
18.7%
Q3 25
17.6%
18.6%
Q2 25
15.6%
16.3%
Q1 25
15.7%
21.4%
Q4 24
15.2%
12.5%
Q3 24
18.0%
16.0%
Q2 24
16.1%
7.7%
EPS (diluted)
ALLE
ALLE
OMF
OMF
Q1 26
Q4 25
$1.70
$1.71
Q3 25
$2.18
$1.67
Q2 25
$1.85
$1.40
Q1 25
$1.71
$1.78
Q4 24
$1.65
$1.05
Q3 24
$1.99
$1.31
Q2 24
$1.77
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALLE
ALLE
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$308.9M
$914.0M
Total DebtLower is stronger
$2.0B
$22.7B
Stockholders' EquityBook value
$2.1B
$3.4B
Total Assets
$5.3B
$27.4B
Debt / EquityLower = less leverage
0.97×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALLE
ALLE
OMF
OMF
Q1 26
$308.9M
Q4 25
$356.2M
$914.0M
Q3 25
$302.7M
$658.0M
Q2 25
$656.8M
$769.0M
Q1 25
$494.5M
$627.0M
Q4 24
$503.8M
$458.0M
Q3 24
$878.9M
$577.0M
Q2 24
$747.5M
$667.0M
Total Debt
ALLE
ALLE
OMF
OMF
Q1 26
$2.0B
Q4 25
$2.0B
$22.7B
Q3 25
$2.1B
$22.3B
Q2 25
$2.1B
$22.1B
Q1 25
$2.0B
$21.5B
Q4 24
$2.0B
$21.4B
Q3 24
$2.4B
$21.1B
Q2 24
$2.4B
$20.7B
Stockholders' Equity
ALLE
ALLE
OMF
OMF
Q1 26
$2.1B
Q4 25
$2.1B
$3.4B
Q3 25
$1.9B
$3.4B
Q2 25
$1.8B
$3.3B
Q1 25
$1.6B
$3.3B
Q4 24
$1.5B
$3.2B
Q3 24
$1.6B
$3.2B
Q2 24
$1.4B
$3.2B
Total Assets
ALLE
ALLE
OMF
OMF
Q1 26
$5.3B
Q4 25
$5.2B
$27.4B
Q3 25
$5.2B
$27.0B
Q2 25
$4.9B
$26.6B
Q1 25
$4.6B
$26.0B
Q4 24
$4.5B
$25.9B
Q3 24
$5.0B
$25.6B
Q2 24
$4.8B
$25.1B
Debt / Equity
ALLE
ALLE
OMF
OMF
Q1 26
0.97×
Q4 25
0.96×
6.67×
Q3 25
1.07×
6.61×
Q2 25
1.16×
6.63×
Q1 25
1.24×
6.55×
Q4 24
1.33×
6.72×
Q3 24
1.53×
6.59×
Q2 24
1.69×
6.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALLE
ALLE
OMF
OMF
Operating Cash FlowLast quarter
$101.3M
$865.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
0.73×
4.24×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALLE
ALLE
OMF
OMF
Q1 26
$101.3M
Q4 25
$240.1M
$865.0M
Q3 25
$229.5M
$828.0M
Q2 25
$209.7M
$774.0M
Q1 25
$104.5M
$665.0M
Q4 24
$219.0M
$752.0M
Q3 24
$231.9M
$677.0M
Q2 24
$173.0M
$712.0M
Free Cash Flow
ALLE
ALLE
OMF
OMF
Q1 26
Q4 25
$200.5M
Q3 25
$209.8M
Q2 25
$192.0M
Q1 25
$83.4M
Q4 24
$194.9M
Q3 24
$212.0M
Q2 24
$152.1M
FCF Margin
ALLE
ALLE
OMF
OMF
Q1 26
Q4 25
19.4%
Q3 25
19.6%
Q2 25
18.8%
Q1 25
8.9%
Q4 24
20.6%
Q3 24
21.9%
Q2 24
15.8%
Capex Intensity
ALLE
ALLE
OMF
OMF
Q1 26
2.0%
Q4 25
3.8%
Q3 25
1.8%
Q2 25
1.7%
Q1 25
2.2%
Q4 24
2.5%
Q3 24
2.1%
Q2 24
2.2%
Cash Conversion
ALLE
ALLE
OMF
OMF
Q1 26
0.73×
Q4 25
1.63×
4.24×
Q3 25
1.22×
4.16×
Q2 25
1.31×
4.63×
Q1 25
0.71×
3.12×
Q4 24
1.52×
5.97×
Q3 24
1.33×
4.31×
Q2 24
1.11×
10.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALLE
ALLE

Allegion Americas$809.9M78%
Allegion International$223.7M22%

OMF
OMF

Segment breakdown not available.

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