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Side-by-side financial comparison of Allegion (ALLE) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.1× Allegion). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 13.4%, a 1.8% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 9.7%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 3.5%).
Allegion plc manufactures and sells mechanical and electronic security products and solutions worldwide. The company offers door closers, controls, and exit devices; locks, locksets, portable locks, and key systems and services; electronic security products and access control systems; time, attendance, and workforce productivity systems; doors and door systems; and other accessories. The company sells its products and solutions to end-users in commercial, institutional, and residential facili...
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
ALLE vs SOFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $1.1B |
| Net Profit | $138.1M | $166.7M |
| Gross Margin | 44.0% | — |
| Operating Margin | 18.9% | — |
| Net Margin | 13.4% | 15.2% |
| Revenue YoY | 9.7% | 42.6% |
| Net Profit YoY | -6.8% | 897.2% |
| EPS (diluted) | — | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.0B | $1.1B | ||
| Q4 25 | $1.0B | $1.0B | ||
| Q3 25 | $1.1B | $961.6M | ||
| Q2 25 | $1.0B | $854.9M | ||
| Q1 25 | $941.9M | $771.8M | ||
| Q4 24 | $945.6M | $734.1M | ||
| Q3 24 | $967.1M | $697.1M | ||
| Q2 24 | $965.6M | $598.6M |
| Q1 26 | $138.1M | $166.7M | ||
| Q4 25 | $147.5M | $173.5M | ||
| Q3 25 | $188.4M | $139.4M | ||
| Q2 25 | $159.7M | $97.3M | ||
| Q1 25 | $148.2M | $71.1M | ||
| Q4 24 | $144.1M | $332.5M | ||
| Q3 24 | $174.2M | $60.7M | ||
| Q2 24 | $155.4M | $17.4M |
| Q1 26 | 44.0% | — | ||
| Q4 25 | 44.5% | 84.2% | ||
| Q3 25 | 45.8% | 83.2% | ||
| Q2 25 | 45.6% | 82.4% | ||
| Q1 25 | 44.9% | 82.4% | ||
| Q4 24 | 44.1% | 82.5% | ||
| Q3 24 | 44.7% | 82.3% | ||
| Q2 24 | 44.4% | 81.7% |
| Q1 26 | 18.9% | — | ||
| Q4 25 | 20.3% | 18.1% | ||
| Q3 25 | 21.8% | 15.4% | ||
| Q2 25 | 21.5% | 13.1% | ||
| Q1 25 | 20.9% | 10.3% | ||
| Q4 24 | 19.5% | 8.2% | ||
| Q3 24 | 22.2% | 9.2% | ||
| Q2 24 | 21.6% | 2.6% |
| Q1 26 | 13.4% | 15.2% | ||
| Q4 25 | 14.3% | 16.9% | ||
| Q3 25 | 17.6% | 14.5% | ||
| Q2 25 | 15.6% | 11.4% | ||
| Q1 25 | 15.7% | 9.2% | ||
| Q4 24 | 15.2% | 45.3% | ||
| Q3 24 | 18.0% | 8.7% | ||
| Q2 24 | 16.1% | 2.9% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | $1.70 | $0.14 | ||
| Q3 25 | $2.18 | $0.11 | ||
| Q2 25 | $1.85 | $0.08 | ||
| Q1 25 | $1.71 | $0.06 | ||
| Q4 24 | $1.65 | $0.31 | ||
| Q3 24 | $1.99 | $0.05 | ||
| Q2 24 | $1.77 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $308.9M | $3.4B |
| Total DebtLower is stronger | $2.0B | — |
| Stockholders' EquityBook value | $2.1B | $10.8B |
| Total Assets | $5.3B | $53.7B |
| Debt / EquityLower = less leverage | 0.97× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $308.9M | $3.4B | ||
| Q4 25 | $356.2M | $4.9B | ||
| Q3 25 | $302.7M | $3.2B | ||
| Q2 25 | $656.8M | $2.1B | ||
| Q1 25 | $494.5M | $2.1B | ||
| Q4 24 | $503.8M | $2.5B | ||
| Q3 24 | $878.9M | $2.4B | ||
| Q2 24 | $747.5M | $2.3B |
| Q1 26 | $2.0B | — | ||
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.4B | — |
| Q1 26 | $2.1B | $10.8B | ||
| Q4 25 | $2.1B | $10.5B | ||
| Q3 25 | $1.9B | $8.8B | ||
| Q2 25 | $1.8B | $6.9B | ||
| Q1 25 | $1.6B | $6.7B | ||
| Q4 24 | $1.5B | $6.5B | ||
| Q3 24 | $1.6B | $6.1B | ||
| Q2 24 | $1.4B | $5.9B |
| Q1 26 | $5.3B | $53.7B | ||
| Q4 25 | $5.2B | $50.7B | ||
| Q3 25 | $5.2B | $45.3B | ||
| Q2 25 | $4.9B | $41.1B | ||
| Q1 25 | $4.6B | $37.7B | ||
| Q4 24 | $4.5B | $36.3B | ||
| Q3 24 | $5.0B | $34.4B | ||
| Q2 24 | $4.8B | $32.6B |
| Q1 26 | 0.97× | — | ||
| Q4 25 | 0.96× | — | ||
| Q3 25 | 1.07× | — | ||
| Q2 25 | 1.16× | — | ||
| Q1 25 | 1.24× | — | ||
| Q4 24 | 1.33× | — | ||
| Q3 24 | 1.53× | — | ||
| Q2 24 | 1.69× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $101.3M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | 0.73× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $101.3M | — | ||
| Q4 25 | $240.1M | $-3.7B | ||
| Q3 25 | $229.5M | $-1.3B | ||
| Q2 25 | $209.7M | $-1.5B | ||
| Q1 25 | $104.5M | $21.5M | ||
| Q4 24 | $219.0M | $-1.1B | ||
| Q3 24 | $231.9M | $-1.2B | ||
| Q2 24 | $173.0M | $-484.4M |
| Q1 26 | — | — | ||
| Q4 25 | $200.5M | $-4.0B | ||
| Q3 25 | $209.8M | $-1.4B | ||
| Q2 25 | $192.0M | $-1.5B | ||
| Q1 25 | $83.4M | $-31.1M | ||
| Q4 24 | $194.9M | $-1.3B | ||
| Q3 24 | $212.0M | $-1.2B | ||
| Q2 24 | $152.1M | $-521.1M |
| Q1 26 | — | — | ||
| Q4 25 | 19.4% | -388.8% | ||
| Q3 25 | 19.6% | -142.0% | ||
| Q2 25 | 18.8% | -179.0% | ||
| Q1 25 | 8.9% | -4.0% | ||
| Q4 24 | 20.6% | -173.5% | ||
| Q3 24 | 21.9% | -174.6% | ||
| Q2 24 | 15.8% | -87.0% |
| Q1 26 | 2.0% | — | ||
| Q4 25 | 3.8% | 23.7% | ||
| Q3 25 | 1.8% | 6.2% | ||
| Q2 25 | 1.7% | 7.4% | ||
| Q1 25 | 2.2% | 6.8% | ||
| Q4 24 | 2.5% | 21.0% | ||
| Q3 24 | 2.1% | 6.2% | ||
| Q2 24 | 2.2% | 6.1% |
| Q1 26 | 0.73× | — | ||
| Q4 25 | 1.63× | -21.56× | ||
| Q3 25 | 1.22× | -9.37× | ||
| Q2 25 | 1.31× | -15.08× | ||
| Q1 25 | 0.71× | 0.30× | ||
| Q4 24 | 1.52× | -3.37× | ||
| Q3 24 | 1.33× | -19.32× | ||
| Q2 24 | 1.11× | -27.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALLE
| Allegion Americas | $809.9M | 78% |
| Allegion International | $223.7M | 22% |
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
