SoFi Technologies, Inc.SOFIEarnings & Financial Report
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
SOFI Q1 FY2026 Key Financial Metrics
Revenue
$1.1B
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$166.7M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
15.2%
YoY Growth
42.6%
EPS
$0.12
SoFi Technologies, Inc. Q1 FY2026 Financial Summary
SoFi Technologies, Inc. reported revenue of $1.1B (up 42.6% YoY) for Q1 FY2026, with a net profit of $166.7M (up 897.2% YoY) (15.2% margin).
Key Financial Metrics
| Total Revenue | $1.1B |
|---|---|
| Net Profit | $166.7M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
SoFi Technologies, Inc. Q1 FY2026 revenue of $1.1B breaks down across 4 segments, led by Loans and securitizations at $932.2M (84.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Loans and securitizations | $932.2M | 84.7% |
| Loan origination, sales, securitizations and servicing | $142.2M | 12.9% |
| Corporate borrowings | $10.7M | 1.0% |
| Securitizations and warehouses | $10.1M | 0.9% |
SoFi Technologies, Inc. Annual Revenue by Year
SoFi Technologies, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.6B).
SoFi Technologies, Inc. Quarterly Revenue & Net Profit History
SoFi Technologies, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $1.1B | +42.6% | $166.7M | 15.2% |
| Q4 FY2025 | $1.0B | +39.6% | $173.5M | 16.9% |
| Q3 FY2025 | $961.6M | +37.9% | $139.4M | 14.5% |
| Q2 FY2025 | $854.9M | +42.8% | $97.3M | 11.4% |
| Q1 FY2025 | $771.8M | +19.7% | $71.1M | 9.2% |
| Q4 FY2024 | $734.1M | +19.3% | $332.5M | 45.3% |
| Q3 FY2024 | $697.1M | +29.8% | $60.7M | 8.7% |
| Q2 FY2024 | $598.6M | +20.2% | $17.4M | 2.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $598.6M | $697.1M | $734.1M | $771.8M | $854.9M | $961.6M | $1.03B | $1.10B |
| YoY Growth | 20.2% | 29.8% | 19.3% | 19.7% | 42.8% | 37.9% | 39.6% | 42.6% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $32.64B | $34.38B | $36.25B | $37.75B | $41.11B | $45.29B | $50.66B | $53.70B |
| Liabilities | $26.74B | $28.26B | $29.73B | $31.07B | $34.25B | $36.51B | $40.17B | $42.89B |
| Equity | $5.90B | $6.12B | $6.53B | $6.68B | $6.86B | $8.78B | $10.49B | $10.81B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $-484.4M | $-1.17B | $-1.12B | $21.5M | $-1.47B | $-1.31B | $-3.74B |