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Side-by-side financial comparison of Almonty Industries Inc. (ALM) and UNITED BANCORP INC (UBCP). Click either name above to swap in a different company.

UNITED BANCORP INC is the larger business by last-quarter revenue ($6.9M vs $6.3M, roughly 1.1× Almonty Industries Inc.). UNITED BANCORP INC runs the higher net margin — 29.6% vs -86.1%, a 115.6% gap on every dollar of revenue.

Almonty Industries Inc. is an international mining company primarily engaged in the extraction and development of tungsten resources. The company operates in Spain, Portugal, and South Korea and is publicly traded on the Toronto Stock Exchange (TSX). The current Chief Executive Officer is Lewis Black.

United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.

ALM vs UBCP — Head-to-Head

Bigger by revenue
UBCP
UBCP
1.1× larger
UBCP
$6.9M
$6.3M
ALM
Higher net margin
UBCP
UBCP
115.6% more per $
UBCP
29.6%
-86.1%
ALM

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ALM
ALM
UBCP
UBCP
Revenue
$6.3M
$6.9M
Net Profit
$-5.4M
$2.0M
Gross Margin
Operating Margin
28.7%
Net Margin
-86.1%
29.6%
Revenue YoY
8.6%
Net Profit YoY
10.1%
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALM
ALM
UBCP
UBCP
Q4 25
$6.9M
Q3 25
$6.3M
$8.1M
Q2 25
$7.2M
$8.0M
Q1 25
$7.5M
Q4 24
$6.3M
Q3 24
$7.4M
Q2 24
$7.4M
Q1 24
$7.0M
Net Profit
ALM
ALM
UBCP
UBCP
Q4 25
$2.0M
Q3 25
$-5.4M
$1.9M
Q2 25
$-58.2M
$1.9M
Q1 25
$1.9M
Q4 24
$1.8M
Q3 24
$1.8M
Q2 24
$1.7M
Q1 24
$2.0M
Operating Margin
ALM
ALM
UBCP
UBCP
Q4 25
28.7%
Q3 25
23.7%
Q2 25
24.2%
Q1 25
24.5%
Q4 24
28.1%
Q3 24
23.9%
Q2 24
21.8%
Q1 24
30.7%
Net Margin
ALM
ALM
UBCP
UBCP
Q4 25
29.6%
Q3 25
-86.1%
23.9%
Q2 25
-809.4%
24.0%
Q1 25
24.9%
Q4 24
29.1%
Q3 24
24.7%
Q2 24
23.6%
Q1 24
28.5%
EPS (diluted)
ALM
ALM
UBCP
UBCP
Q4 25
$0.35
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.31
Q3 24
$0.31
Q2 24
$0.30
Q1 24
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALM
ALM
UBCP
UBCP
Cash + ST InvestmentsLiquidity on hand
$46.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$70.5M
Total Assets
$857.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALM
ALM
UBCP
UBCP
Q4 25
$46.5M
Q3 25
$45.7M
Q2 25
$49.7M
Q1 25
$36.4M
Q4 24
$19.6M
Q3 24
$37.8M
Q2 24
$37.6M
Q1 24
$46.9M
Stockholders' Equity
ALM
ALM
UBCP
UBCP
Q4 25
$70.5M
Q3 25
$66.5M
Q2 25
$59.7M
Q1 25
$60.8M
Q4 24
$63.5M
Q3 24
$65.5M
Q2 24
$60.6M
Q1 24
$63.2M
Total Assets
ALM
ALM
UBCP
UBCP
Q4 25
$857.4M
Q3 25
$866.8M
Q2 25
$847.9M
Q1 25
$830.7M
Q4 24
$816.7M
Q3 24
$825.5M
Q2 24
$821.8M
Q1 24
$834.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALM
ALM
UBCP
UBCP
Operating Cash FlowLast quarter
$10.5M
Free Cash FlowOCF − Capex
$-1.3M
FCF MarginFCF / Revenue
-19.2%
Capex IntensityCapex / Revenue
171.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$-819.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALM
ALM
UBCP
UBCP
Q4 25
$10.5M
Q3 25
$3.2M
Q2 25
$3.8M
Q1 25
$1.1M
Q4 24
$8.4M
Q3 24
$4.4M
Q2 24
$-789.0K
Q1 24
$3.6M
Free Cash Flow
ALM
ALM
UBCP
UBCP
Q4 25
$-1.3M
Q3 25
$-367.0K
Q2 25
$1.5M
Q1 25
$-594.0K
Q4 24
$-1.2M
Q3 24
$-1.7M
Q2 24
$-1.5M
Q1 24
$223.0K
FCF Margin
ALM
ALM
UBCP
UBCP
Q4 25
-19.2%
Q3 25
-4.5%
Q2 25
18.3%
Q1 25
-7.9%
Q4 24
-19.7%
Q3 24
-22.9%
Q2 24
-20.5%
Q1 24
3.2%
Capex Intensity
ALM
ALM
UBCP
UBCP
Q4 25
171.0%
Q3 25
43.7%
Q2 25
29.0%
Q1 25
22.0%
Q4 24
152.8%
Q3 24
82.8%
Q2 24
9.8%
Q1 24
48.6%
Cash Conversion
ALM
ALM
UBCP
UBCP
Q4 25
5.14×
Q3 25
1.64×
Q2 25
1.98×
Q1 25
0.57×
Q4 24
4.57×
Q3 24
2.42×
Q2 24
-0.45×
Q1 24
1.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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