UNITED BANCORP INCUBCPEarnings & Financial Report
Nasdaq · Financials · State Commercial Banks
United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.
UBCP Q4 FY2025 Key Financial Metrics
Revenue
$6.9M
Gross Profit
N/A
Operating Profit
$2.0M
Net Profit
$2.0M
Gross Margin
N/A
Operating Margin
28.7%
Net Margin
29.6%
YoY Growth
8.6%
EPS
$0.35
UNITED BANCORP INC Q4 FY2025 Financial Summary
UNITED BANCORP INC reported revenue of $6.9M (up 8.6% YoY) for Q4 FY2025, with a net profit of $2.0M (up 10.1% YoY) (29.6% margin).
Key Financial Metrics
| Total Revenue | $6.9M |
|---|---|
| Net Profit | $2.0M |
| Gross Margin | N/A |
| Operating Margin | 28.7% |
| Report Period | Q4 FY2025 |
UNITED BANCORP INC Annual Revenue by Year
UNITED BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $30.5M).
UNITED BANCORP INC Quarterly Revenue & Net Profit History
UNITED BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $6.9M | +8.6% | $2.0M | 29.6% |
| Q3 FY2025 | $8.1M | +9.8% | $1.9M | 23.9% |
| Q2 FY2025 | $8.0M | +8.1% | $1.9M | 24.0% |
| Q1 FY2025 | $7.5M | +7.8% | $1.9M | 24.9% |
| Q4 FY2024 | $6.3M | -2.4% | $1.8M | 29.1% |
| Q3 FY2024 | $7.4M | -2.3% | $1.8M | 24.7% |
| Q2 FY2024 | $7.4M | -0.1% | $1.7M | 23.6% |
| Q1 FY2024 | $7.0M | -6.2% | $2.0M | 28.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.0M | $7.4M | $7.4M | $6.3M | $7.5M | $8.0M | $8.1M | $6.9M |
| YoY Growth | -6.2% | -0.1% | -2.3% | -2.4% | 7.8% | 8.1% | 9.8% | 8.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $834.0M | $821.8M | $825.5M | $816.7M | $830.7M | $847.9M | $866.8M | $857.4M |
| Liabilities | $770.8M | $761.2M | $760.0M | $753.2M | $769.9M | $788.2M | $800.3M | $786.9M |
| Equity | $63.2M | $60.6M | $65.5M | $63.5M | $60.8M | $59.7M | $66.5M | $70.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.6M | $-789000 | $4.4M | $8.4M | $1.1M | $3.8M | $3.2M | $10.5M |