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Side-by-side financial comparison of Alarm.com Holdings, Inc. (ALRM) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Alarm.com Holdings, Inc. is the larger business by last-quarter revenue ($261.7M vs $253.4M, roughly 1.0× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 8.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $35.1M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 8.3%).
Alarm.com, Inc. is an American technology company that provides cloud-based services for remote control, home automation, and alarm monitoring services. The company was founded in 2000 as a spinoff from MicroStrategy. The company is based in Tysons, Virginia.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
ALRM vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $261.7M | $253.4M |
| Net Profit | $34.6M | — |
| Gross Margin | 66.0% | — |
| Operating Margin | 13.4% | 28.7% |
| Net Margin | 13.2% | — |
| Revenue YoY | 8.0% | 62.7% |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.66 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $261.7M | $253.4M | ||
| Q3 25 | $256.4M | $244.7M | ||
| Q2 25 | $254.3M | $203.3M | ||
| Q1 25 | $238.8M | $174.6M | ||
| Q4 24 | $242.2M | $155.8M | ||
| Q3 24 | $240.5M | $148.5M | ||
| Q2 24 | $233.8M | $131.1M | ||
| Q1 24 | $223.3M | $118.5M |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $35.1M | $51.5M | ||
| Q2 25 | $34.2M | $46.5M | ||
| Q1 25 | $27.7M | $42.9M | ||
| Q4 24 | $30.1M | — | ||
| Q3 24 | $36.7M | $30.5M | ||
| Q2 24 | $33.5M | $25.7M | ||
| Q1 24 | $23.6M | $26.4M |
| Q4 25 | 66.0% | — | ||
| Q3 25 | 65.8% | — | ||
| Q2 25 | 65.6% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | 65.5% | — | ||
| Q3 24 | 64.8% | — | ||
| Q2 24 | 65.2% | — | ||
| Q1 24 | 65.7% | — |
| Q4 25 | 13.4% | 28.7% | ||
| Q3 25 | 14.4% | 27.4% | ||
| Q2 25 | 12.6% | 29.5% | ||
| Q1 25 | 12.4% | 30.8% | ||
| Q4 24 | 12.7% | 28.9% | ||
| Q3 24 | 13.8% | 25.9% | ||
| Q2 24 | 11.0% | 25.5% | ||
| Q1 24 | 8.4% | 29.0% |
| Q4 25 | 13.2% | — | ||
| Q3 25 | 13.7% | 21.0% | ||
| Q2 25 | 13.5% | 22.9% | ||
| Q1 25 | 11.6% | 24.6% | ||
| Q4 24 | 12.4% | — | ||
| Q3 24 | 15.3% | 20.5% | ||
| Q2 24 | 14.3% | 19.6% | ||
| Q1 24 | 10.6% | 22.3% |
| Q4 25 | $0.66 | $2.05 | ||
| Q3 25 | $0.65 | $1.87 | ||
| Q2 25 | $0.63 | $1.68 | ||
| Q1 25 | $0.52 | $1.57 | ||
| Q4 24 | $0.56 | $1.29 | ||
| Q3 24 | $0.67 | $1.15 | ||
| Q2 24 | $0.62 | $1.00 | ||
| Q1 24 | $0.44 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $960.6M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $848.2M | $942.7M |
| Total Assets | $2.1B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $960.6M | $106.9M | ||
| Q3 25 | $1.1B | $111.7M | ||
| Q2 25 | $1.0B | $81.3M | ||
| Q1 25 | $1.2B | $119.3M | ||
| Q4 24 | $1.2B | $80.4M | ||
| Q3 24 | $1.2B | $86.5M | ||
| Q2 24 | $1.1B | $47.8M | ||
| Q1 24 | $747.9M | $61.4M |
| Q4 25 | $848.2M | $942.7M | ||
| Q3 25 | $827.2M | $878.1M | ||
| Q2 25 | $797.3M | $847.2M | ||
| Q1 25 | $759.6M | $790.4M | ||
| Q4 24 | $726.5M | $729.0M | ||
| Q3 24 | $690.3M | $703.3M | ||
| Q2 24 | $645.5M | $532.6M | ||
| Q1 24 | $728.1M | $501.7M |
| Q4 25 | $2.1B | $3.1B | ||
| Q3 25 | $2.1B | $2.9B | ||
| Q2 25 | $2.1B | $2.8B | ||
| Q1 25 | $2.1B | $2.4B | ||
| Q4 24 | $2.0B | $2.3B | ||
| Q3 24 | $2.0B | $2.3B | ||
| Q2 24 | $1.9B | $2.0B | ||
| Q1 24 | $1.5B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $409.1M |
| Free Cash FlowOCF − Capex | $35.1M | $409.0M |
| FCF MarginFCF / Revenue | 13.4% | 161.4% |
| Capex IntensityCapex / Revenue | 0.3% | 0.1% |
| Cash ConversionOCF / Net Profit | 1.04× | — |
| TTM Free Cash FlowTrailing 4 quarters | $137.0M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $409.1M | ||
| Q3 25 | $70.6M | $83.6M | ||
| Q2 25 | $22.7M | $120.9M | ||
| Q1 25 | $24.1M | $87.2M | ||
| Q4 24 | $56.3M | $261.2M | ||
| Q3 24 | $77.3M | $100.3M | ||
| Q2 24 | $23.0M | $55.1M | ||
| Q1 24 | $49.9M | $33.1M |
| Q4 25 | $35.1M | $409.0M | ||
| Q3 25 | $65.9M | $83.6M | ||
| Q2 25 | $18.2M | $120.8M | ||
| Q1 25 | $17.9M | $87.1M | ||
| Q4 24 | $54.0M | $260.9M | ||
| Q3 24 | $74.5M | $100.1M | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $46.8M | — |
| Q4 25 | 13.4% | 161.4% | ||
| Q3 25 | 25.7% | 34.2% | ||
| Q2 25 | 7.1% | 59.4% | ||
| Q1 25 | 7.5% | 49.9% | ||
| Q4 24 | 22.3% | 167.5% | ||
| Q3 24 | 31.0% | 67.4% | ||
| Q2 24 | 9.0% | — | ||
| Q1 24 | 21.0% | — |
| Q4 25 | 0.3% | 0.1% | ||
| Q3 25 | 1.9% | 0.0% | ||
| Q2 25 | 1.8% | 0.0% | ||
| Q1 25 | 2.6% | 0.0% | ||
| Q4 24 | 0.9% | 0.2% | ||
| Q3 24 | 1.2% | 0.1% | ||
| Q2 24 | 0.9% | 0.0% | ||
| Q1 24 | 1.4% | 0.0% |
| Q4 25 | 1.04× | — | ||
| Q3 25 | 2.01× | 1.63× | ||
| Q2 25 | 0.66× | 2.60× | ||
| Q1 25 | 0.87× | 2.03× | ||
| Q4 24 | 1.87× | — | ||
| Q3 24 | 2.11× | 3.29× | ||
| Q2 24 | 0.69× | 2.14× | ||
| Q1 24 | 2.11× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
PLMR
Segment breakdown not available.
