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Side-by-side financial comparison of Alarm.com Holdings, Inc. (ALRM) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Alarm.com Holdings, Inc. is the larger business by last-quarter revenue ($261.7M vs $153.1M, roughly 1.7× CPI Card Group Inc.). Alarm.com Holdings, Inc. runs the higher net margin — 13.2% vs 4.8%, a 8.4% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 8.0%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $35.1M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 8.3%).
Alarm.com, Inc. is an American technology company that provides cloud-based services for remote control, home automation, and alarm monitoring services. The company was founded in 2000 as a spinoff from MicroStrategy. The company is based in Tysons, Virginia.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
ALRM vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $261.7M | $153.1M |
| Net Profit | $34.6M | $7.3M |
| Gross Margin | 66.0% | 31.5% |
| Operating Margin | 13.4% | 12.0% |
| Net Margin | 13.2% | 4.8% |
| Revenue YoY | 8.0% | 22.3% |
| Net Profit YoY | 14.8% | 8.5% |
| EPS (diluted) | $0.66 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $261.7M | $153.1M | ||
| Q3 25 | $256.4M | $138.0M | ||
| Q2 25 | $254.3M | $129.8M | ||
| Q1 25 | $238.8M | $122.8M | ||
| Q4 24 | $242.2M | $125.1M | ||
| Q3 24 | $240.5M | $124.8M | ||
| Q2 24 | $233.8M | $118.8M | ||
| Q1 24 | $223.3M | $111.9M |
| Q4 25 | $34.6M | $7.3M | ||
| Q3 25 | $35.1M | $2.3M | ||
| Q2 25 | $34.2M | $518.0K | ||
| Q1 25 | $27.7M | $4.8M | ||
| Q4 24 | $30.1M | $6.8M | ||
| Q3 24 | $36.7M | $1.3M | ||
| Q2 24 | $33.5M | $6.0M | ||
| Q1 24 | $23.6M | $5.5M |
| Q4 25 | 66.0% | 31.5% | ||
| Q3 25 | 65.8% | 29.7% | ||
| Q2 25 | 65.6% | 30.9% | ||
| Q1 25 | 67.2% | 33.2% | ||
| Q4 24 | 65.5% | 34.1% | ||
| Q3 24 | 64.8% | 35.8% | ||
| Q2 24 | 65.2% | 35.7% | ||
| Q1 24 | 65.7% | 37.1% |
| Q4 25 | 13.4% | 12.0% | ||
| Q3 25 | 14.4% | 9.4% | ||
| Q2 25 | 12.6% | 7.3% | ||
| Q1 25 | 12.4% | 11.5% | ||
| Q4 24 | 12.7% | 12.7% | ||
| Q3 24 | 13.8% | 14.3% | ||
| Q2 24 | 11.0% | 12.5% | ||
| Q1 24 | 8.4% | 12.6% |
| Q4 25 | 13.2% | 4.8% | ||
| Q3 25 | 13.7% | 1.7% | ||
| Q2 25 | 13.5% | 0.4% | ||
| Q1 25 | 11.6% | 3.9% | ||
| Q4 24 | 12.4% | 5.4% | ||
| Q3 24 | 15.3% | 1.0% | ||
| Q2 24 | 14.3% | 5.1% | ||
| Q1 24 | 10.6% | 4.9% |
| Q4 25 | $0.66 | $0.62 | ||
| Q3 25 | $0.65 | $0.19 | ||
| Q2 25 | $0.63 | $0.04 | ||
| Q1 25 | $0.52 | $0.40 | ||
| Q4 24 | $0.56 | $0.56 | ||
| Q3 24 | $0.67 | $0.11 | ||
| Q2 24 | $0.62 | $0.51 | ||
| Q1 24 | $0.44 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $960.6M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $848.2M | $-17.3M |
| Total Assets | $2.1B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $960.6M | $21.7M | ||
| Q3 25 | $1.1B | $16.0M | ||
| Q2 25 | $1.0B | $17.1M | ||
| Q1 25 | $1.2B | $31.5M | ||
| Q4 24 | $1.2B | $33.5M | ||
| Q3 24 | $1.2B | $14.7M | ||
| Q2 24 | $1.1B | $7.5M | ||
| Q1 24 | $747.9M | $17.1M |
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | — | $265.3M |
| Q4 25 | $848.2M | $-17.3M | ||
| Q3 25 | $827.2M | $-25.7M | ||
| Q2 25 | $797.3M | $-29.0M | ||
| Q1 25 | $759.6M | $-29.7M | ||
| Q4 24 | $726.5M | $-35.6M | ||
| Q3 24 | $690.3M | $-42.8M | ||
| Q2 24 | $645.5M | $-44.6M | ||
| Q1 24 | $728.1M | $-48.5M |
| Q4 25 | $2.1B | $403.2M | ||
| Q3 25 | $2.1B | $407.1M | ||
| Q2 25 | $2.1B | $399.8M | ||
| Q1 25 | $2.1B | $351.9M | ||
| Q4 24 | $2.0B | $349.7M | ||
| Q3 24 | $2.0B | $342.3M | ||
| Q2 24 | $1.9B | $321.4M | ||
| Q1 24 | $1.5B | $319.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $39.6M |
| Free Cash FlowOCF − Capex | $35.1M | $35.2M |
| FCF MarginFCF / Revenue | 13.4% | 23.0% |
| Capex IntensityCapex / Revenue | 0.3% | 2.9% |
| Cash ConversionOCF / Net Profit | 1.04× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $137.0M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $39.6M | ||
| Q3 25 | $70.6M | $10.0M | ||
| Q2 25 | $22.7M | $4.3M | ||
| Q1 25 | $24.1M | $5.6M | ||
| Q4 24 | $56.3M | $26.7M | ||
| Q3 24 | $77.3M | $12.5M | ||
| Q2 24 | $23.0M | $-4.8M | ||
| Q1 24 | $49.9M | $8.9M |
| Q4 25 | $35.1M | $35.2M | ||
| Q3 25 | $65.9M | $5.3M | ||
| Q2 25 | $18.2M | $533.0K | ||
| Q1 25 | $17.9M | $292.0K | ||
| Q4 24 | $54.0M | $21.6M | ||
| Q3 24 | $74.5M | $11.1M | ||
| Q2 24 | $21.0M | $-6.0M | ||
| Q1 24 | $46.8M | $7.4M |
| Q4 25 | 13.4% | 23.0% | ||
| Q3 25 | 25.7% | 3.8% | ||
| Q2 25 | 7.1% | 0.4% | ||
| Q1 25 | 7.5% | 0.2% | ||
| Q4 24 | 22.3% | 17.3% | ||
| Q3 24 | 31.0% | 8.9% | ||
| Q2 24 | 9.0% | -5.0% | ||
| Q1 24 | 21.0% | 6.6% |
| Q4 25 | 0.3% | 2.9% | ||
| Q3 25 | 1.9% | 3.4% | ||
| Q2 25 | 1.8% | 2.9% | ||
| Q1 25 | 2.6% | 4.3% | ||
| Q4 24 | 0.9% | 4.0% | ||
| Q3 24 | 1.2% | 1.2% | ||
| Q2 24 | 0.9% | 1.0% | ||
| Q1 24 | 1.4% | 1.3% |
| Q4 25 | 1.04× | 5.39× | ||
| Q3 25 | 2.01× | 4.32× | ||
| Q2 25 | 0.66× | 8.39× | ||
| Q1 25 | 0.87× | 1.17× | ||
| Q4 24 | 1.87× | 3.94× | ||
| Q3 24 | 2.11× | 9.70× | ||
| Q2 24 | 0.69× | -0.79× | ||
| Q1 24 | 2.11× | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
