CPI Card Group Inc.PMTSEarnings & Financial Report
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
PMTS Q4 FY2025 Key Financial Metrics
Revenue
$153.1M
Gross Profit
$48.3M
Operating Profit
$18.3M
Net Profit
$7.3M
Gross Margin
31.5%
Operating Margin
12.0%
Net Margin
4.8%
YoY Growth
22.3%
EPS
$0.62
CPI Card Group Inc. Q4 FY2025 Financial Summary
CPI Card Group Inc. reported revenue of $153.1M (up 22.3% YoY) for Q4 FY2025, with a net profit of $7.3M (up 8.5% YoY) (4.8% margin). Cost of goods sold was $104.8M, operating expenses totaled $30.0M.
Key Financial Metrics
| Total Revenue | $153.1M |
|---|---|
| Net Profit | $7.3M |
| Gross Margin | 31.5% |
| Operating Margin | 12.0% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
CPI Card Group Inc. Q4 FY2025 revenue of $153.1M breaks down across 2 segments, led by US Debit And Credit at $128.9M (84.2% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| US Debit And Credit | $128.9M | 84.2% |
| US Prepaid Debit | $24.4M | 15.9% |
CPI Card Group Inc. Revenue by Segment — Quarterly Trend
CPI Card Group Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as US Debit And Credit and US Prepaid Debit) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| US Debit And Credit | $128.9M | $115.3M | $110.8M | $96.5M |
| US Prepaid Debit | $24.4M | $23.3M | $19.2M | $26.7M |
CPI Card Group Inc. Annual Revenue by Year
CPI Card Group Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $543.5M).
CPI Card Group Inc. Quarterly Revenue & Net Profit History
CPI Card Group Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $153.1M | +22.3% | $7.3M | 4.8% |
| Q3 FY2025 | $138.0M | +10.6% | $2.3M | 1.7% |
| Q2 FY2025 | $129.8M | +9.2% | $518.0K | 0.4% |
| Q1 FY2025 | $122.8M | +9.7% | $4.8M | 3.9% |
| Q4 FY2024 | $125.1M | +21.6% | $6.8M | 5.4% |
| Q3 FY2024 | $124.8M | +17.8% | $1.3M | 1.0% |
| Q2 FY2024 | $118.8M | +3.4% | $6.0M | 5.1% |
| Q1 FY2024 | $111.9M | -7.4% | $5.5M | 4.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $111.9M | $118.8M | $124.8M | $125.1M | $122.8M | $129.8M | $138.0M | $153.1M |
| YoY Growth | -7.4% | 3.4% | 17.8% | 21.6% | 9.7% | 9.2% | 10.6% | 22.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $319.8M | $321.4M | $342.3M | $349.7M | $351.9M | $399.8M | $407.1M | $403.2M |
| Liabilities | $368.2M | $366.0M | $385.1M | $385.3M | $381.6M | $428.8M | $432.7M | $420.5M |
| Equity | $-48.5M | $-44.6M | $-42.8M | $-35.6M | $-29.7M | $-29.0M | $-25.7M | $-17.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.9M | $-4.8M | $12.5M | $26.7M | $5.6M | $4.3M | $10.0M | $39.6M |