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Side-by-side financial comparison of Alarm.com Holdings, Inc. (ALRM) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $261.7M, roughly 1.3× Alarm.com Holdings, Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs 13.2%, a 3.7% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 8.0%). Alarm.com Holdings, Inc. produced more free cash flow last quarter ($35.1M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 8.3%).
Alarm.com, Inc. is an American technology company that provides cloud-based services for remote control, home automation, and alarm monitoring services. The company was founded in 2000 as a spinoff from MicroStrategy. The company is based in Tysons, Virginia.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
ALRM vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $261.7M | $333.4M |
| Net Profit | $34.6M | $56.5M |
| Gross Margin | 66.0% | — |
| Operating Margin | 13.4% | 37.7% |
| Net Margin | 13.2% | 17.0% |
| Revenue YoY | 8.0% | 13.7% |
| Net Profit YoY | 14.8% | 206.3% |
| EPS (diluted) | $0.66 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $261.7M | $333.4M | ||
| Q3 25 | $256.4M | $311.1M | ||
| Q2 25 | $254.3M | $287.7M | ||
| Q1 25 | $238.8M | $269.6M | ||
| Q4 24 | $242.2M | $293.2M | ||
| Q3 24 | $240.5M | $281.5M | ||
| Q2 24 | $233.8M | $284.2M | ||
| Q1 24 | $223.3M | $255.6M |
| Q4 25 | $34.6M | $56.5M | ||
| Q3 25 | $35.1M | $-407.7M | ||
| Q2 25 | $34.2M | $42.4M | ||
| Q1 25 | $27.7M | $3.7M | ||
| Q4 24 | $30.1M | $18.5M | ||
| Q3 24 | $36.7M | $27.2M | ||
| Q2 24 | $33.5M | $21.5M | ||
| Q1 24 | $23.6M | $3.5M |
| Q4 25 | 66.0% | — | ||
| Q3 25 | 65.8% | — | ||
| Q2 25 | 65.6% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | 65.5% | — | ||
| Q3 24 | 64.8% | — | ||
| Q2 24 | 65.2% | — | ||
| Q1 24 | 65.7% | — |
| Q4 25 | 13.4% | 37.7% | ||
| Q3 25 | 14.4% | -101.4% | ||
| Q2 25 | 12.6% | 29.6% | ||
| Q1 25 | 12.4% | 27.7% | ||
| Q4 24 | 12.7% | 32.1% | ||
| Q3 24 | 13.8% | 32.0% | ||
| Q2 24 | 11.0% | 31.4% | ||
| Q1 24 | 8.4% | 26.0% |
| Q4 25 | 13.2% | 17.0% | ||
| Q3 25 | 13.7% | -131.0% | ||
| Q2 25 | 13.5% | 14.7% | ||
| Q1 25 | 11.6% | 1.4% | ||
| Q4 24 | 12.4% | 6.3% | ||
| Q3 24 | 15.3% | 9.6% | ||
| Q2 24 | 14.3% | 7.6% | ||
| Q1 24 | 10.6% | 1.4% |
| Q4 25 | $0.66 | $1.47 | ||
| Q3 25 | $0.65 | $-10.43 | ||
| Q2 25 | $0.63 | $1.08 | ||
| Q1 25 | $0.52 | $0.09 | ||
| Q4 24 | $0.56 | $0.47 | ||
| Q3 24 | $0.67 | $0.69 | ||
| Q2 24 | $0.62 | $0.54 | ||
| Q1 24 | $0.44 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $960.6M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $848.2M | $979.9M |
| Total Assets | $2.1B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $960.6M | $104.4M | ||
| Q3 25 | $1.1B | $107.5M | ||
| Q2 25 | $1.0B | $131.6M | ||
| Q1 25 | $1.2B | $128.7M | ||
| Q4 24 | $1.2B | $105.9M | ||
| Q3 24 | $1.2B | $141.1M | ||
| Q2 24 | $1.1B | $118.9M | ||
| Q1 24 | $747.9M | $108.1M |
| Q4 25 | $848.2M | $979.9M | ||
| Q3 25 | $827.2M | $928.5M | ||
| Q2 25 | $797.3M | $1.3B | ||
| Q1 25 | $759.6M | $1.2B | ||
| Q4 24 | $726.5M | $1.1B | ||
| Q3 24 | $690.3M | $1.2B | ||
| Q2 24 | $645.5M | $1.1B | ||
| Q1 24 | $728.1M | $1.1B |
| Q4 25 | $2.1B | $5.1B | ||
| Q3 25 | $2.1B | $5.0B | ||
| Q2 25 | $2.1B | $5.4B | ||
| Q1 25 | $2.1B | $5.1B | ||
| Q4 24 | $2.0B | $4.9B | ||
| Q3 24 | $2.0B | $4.9B | ||
| Q2 24 | $1.9B | $4.7B | ||
| Q1 24 | $1.5B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $-85.5M |
| Free Cash FlowOCF − Capex | $35.1M | $-90.4M |
| FCF MarginFCF / Revenue | 13.4% | -27.1% |
| Capex IntensityCapex / Revenue | 0.3% | 1.4% |
| Cash ConversionOCF / Net Profit | 1.04× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $137.0M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $-85.5M | ||
| Q3 25 | $70.6M | $-10.1M | ||
| Q2 25 | $22.7M | $-12.9M | ||
| Q1 25 | $24.1M | $-52.6M | ||
| Q4 24 | $56.3M | $-94.6M | ||
| Q3 24 | $77.3M | $-35.0M | ||
| Q2 24 | $23.0M | $-29.5M | ||
| Q1 24 | $49.9M | $-73.0M |
| Q4 25 | $35.1M | $-90.4M | ||
| Q3 25 | $65.9M | $-11.3M | ||
| Q2 25 | $18.2M | $-14.2M | ||
| Q1 25 | $17.9M | $-53.5M | ||
| Q4 24 | $54.0M | $-98.6M | ||
| Q3 24 | $74.5M | $-36.1M | ||
| Q2 24 | $21.0M | $-30.8M | ||
| Q1 24 | $46.8M | $-73.5M |
| Q4 25 | 13.4% | -27.1% | ||
| Q3 25 | 25.7% | -3.6% | ||
| Q2 25 | 7.1% | -4.9% | ||
| Q1 25 | 7.5% | -19.8% | ||
| Q4 24 | 22.3% | -33.6% | ||
| Q3 24 | 31.0% | -12.8% | ||
| Q2 24 | 9.0% | -10.8% | ||
| Q1 24 | 21.0% | -28.8% |
| Q4 25 | 0.3% | 1.4% | ||
| Q3 25 | 1.9% | 0.4% | ||
| Q2 25 | 1.8% | 0.4% | ||
| Q1 25 | 2.6% | 0.3% | ||
| Q4 24 | 0.9% | 1.4% | ||
| Q3 24 | 1.2% | 0.4% | ||
| Q2 24 | 0.9% | 0.5% | ||
| Q1 24 | 1.4% | 0.2% |
| Q4 25 | 1.04× | -1.51× | ||
| Q3 25 | 2.01× | — | ||
| Q2 25 | 0.66× | -0.30× | ||
| Q1 25 | 0.87× | -14.37× | ||
| Q4 24 | 1.87× | -5.13× | ||
| Q3 24 | 2.11× | -1.29× | ||
| Q2 24 | 0.69× | -1.37× | ||
| Q1 24 | 2.11× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
