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PRA GROUP INC

PRA GROUP INCPRAAEarnings & Financial Report

Nasdaq

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

PRAA Q3 2025 Key Financial Metrics

Revenue

$311.1M

Gross Profit

N/A

Operating Profit

$-315.5M

Net Profit

$-407.7M

Gross Margin

N/A

Operating Margin

-101.4%

Net Margin

-131.0%

YoY Growth

10.5%

EPS

$-10.43

Financial Flow

PRA GROUP INC Q3 2025 Financial Summary

PRA GROUP INC reported revenue of $311.1M for Q3 2025, with a net profit of $-407.7M (-131.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$311.1M
Net Profit$-407.7M
Gross MarginN/A
Operating Margin-101.4%
Report PeriodQ3 2025

PRA GROUP INC Annual Revenue by Year

PRA GROUP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.1B).

YearAnnual Revenue
2024$1.1B
2023$802.6M
2022$237.3M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$221.4M$255.6M$284.2M$281.5M$293.2M$269.6M$287.7M$311.1M
YoY Growth-0.6%64.4%35.8%30.1%32.4%5.5%1.2%10.5%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$4.53B$4.48B$4.66B$4.94B$4.93B$5.15B$5.43B$5.00B
Liabilities$3.29B$3.29B$3.46B$3.65B$3.74B$3.87B$4.04B$4.02B
Equity$1.17B$1.13B$1.15B$1.22B$1.14B$1.22B$1.34B$928.5M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$20.7M$-73.0M$-29.5M$-35.0M$42.9M$-52.6M$-12.9M$-10.1M