vs

Side-by-side financial comparison of Amalgamated Financial Corp. (AMAL) and AUBURN NATIONAL BANCORPORATION, INC (AUBN). Click either name above to swap in a different company.

Amalgamated Financial Corp. is the larger business by last-quarter revenue ($77.9M vs $158.0K, roughly 492.7× AUBURN NATIONAL BANCORPORATION, INC). On growth, Amalgamated Financial Corp. posted the faster year-over-year revenue change (6.5% vs 4.6%). Over the past eight quarters, Amalgamated Financial Corp.'s revenue compounded faster (7.0% CAGR vs 0.6%).

CI Financial is a Canadian investment management company based in Toronto, Ontario. It offers investment management and wealth management services targeted to high net worth retail investors, as well as brokerage and trading services to portfolio managers and institutional investors.

Auburn Bank is an American community bank providing services in the East of Alabama as a state registered bank. The Bank offers financial products and services including checking, savings, and lending. The bank is a member of the Federal Home Loan Bank of Atlanta. Its operation is regulated by the Alabama Superintendent of Banks.

AMAL vs AUBN — Head-to-Head

Bigger by revenue
AMAL
AMAL
492.7× larger
AMAL
$77.9M
$158.0K
AUBN
Growing faster (revenue YoY)
AMAL
AMAL
+1.9% gap
AMAL
6.5%
4.6%
AUBN
Faster 2-yr revenue CAGR
AMAL
AMAL
Annualised
AMAL
7.0%
0.6%
AUBN

Income Statement — Q4 2025 vs Q4 2025

Metric
AMAL
AMAL
AUBN
AUBN
Revenue
$77.9M
$158.0K
Net Profit
$1.7M
Gross Margin
Operating Margin
42.7%
Net Margin
1053.8%
Revenue YoY
6.5%
4.6%
Net Profit YoY
6.7%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMAL
AMAL
AUBN
AUBN
Q4 25
$77.9M
$158.0K
Q3 25
$76.4M
$154.0K
Q2 25
$72.9M
$152.0K
Q1 25
$70.6M
$155.0K
Q4 24
$73.1M
$151.0K
Q3 24
$72.1M
$154.0K
Q2 24
$69.2M
$153.0K
Q1 24
$68.0M
$156.0K
Net Profit
AMAL
AMAL
AUBN
AUBN
Q4 25
$1.7M
Q3 25
$26.8M
$2.2M
Q2 25
$26.0M
$1.8M
Q1 25
$25.0M
$1.5M
Q4 24
$1.6M
Q3 24
$27.9M
$1.7M
Q2 24
$26.8M
$1.7M
Q1 24
$27.2M
$1.4M
Operating Margin
AMAL
AMAL
AUBN
AUBN
Q4 25
42.7%
Q3 25
48.0%
Q2 25
48.6%
Q1 25
49.2%
Q4 24
45.2%
Q3 24
53.0%
Q2 24
51.7%
Q1 24
56.6%
Net Margin
AMAL
AMAL
AUBN
AUBN
Q4 25
1053.8%
Q3 25
35.0%
1446.1%
Q2 25
35.6%
1205.9%
Q1 25
35.5%
987.1%
Q4 24
1033.1%
Q3 24
38.8%
1124.7%
Q2 24
38.7%
1133.3%
Q1 24
40.1%
878.8%
EPS (diluted)
AMAL
AMAL
AUBN
AUBN
Q4 25
$0.88
Q3 25
$0.88
$0.64
Q2 25
$0.84
Q1 25
$0.81
Q4 24
$0.78
Q3 24
$0.90
$0.50
Q2 24
$0.87
Q1 24
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMAL
AMAL
AUBN
AUBN
Cash + ST InvestmentsLiquidity on hand
$291.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$794.5M
$92.1M
Total Assets
$8.9B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMAL
AMAL
AUBN
AUBN
Q4 25
$291.2M
Q3 25
$115.5M
Q2 25
$171.1M
Q1 25
$65.7M
Q4 24
$60.7M
Q3 24
$149.2M
Q2 24
$58.0M
Q1 24
$155.2M
Stockholders' Equity
AMAL
AMAL
AUBN
AUBN
Q4 25
$794.5M
$92.1M
Q3 25
$775.6M
$89.6M
Q2 25
$754.0M
$86.1M
Q1 25
$736.0M
$83.1M
Q4 24
$707.7M
$78.3M
Q3 24
$698.2M
$84.3M
Q2 24
$646.0M
$75.2M
Q1 24
$616.8M
$74.5M
Total Assets
AMAL
AMAL
AUBN
AUBN
Q4 25
$8.9B
$1.0B
Q3 25
$8.7B
$1.0B
Q2 25
$8.6B
$1.0B
Q1 25
$8.3B
$996.8M
Q4 24
$8.3B
$977.3M
Q3 24
$8.4B
$990.1M
Q2 24
$8.3B
$1.0B
Q1 24
$8.1B
$979.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMAL
AMAL
AUBN
AUBN
Operating Cash FlowLast quarter
$37.1M
$3.5M
Free Cash FlowOCF − Capex
$36.3M
FCF MarginFCF / Revenue
46.6%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
2.10×
TTM Free Cash FlowTrailing 4 quarters
$131.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMAL
AMAL
AUBN
AUBN
Q4 25
$37.1M
$3.5M
Q3 25
$39.5M
$4.1M
Q2 25
$24.9M
$2.1M
Q1 25
$34.2M
$2.6M
Q4 24
$29.0M
$2.8M
Q3 24
$35.8M
$1.9M
Q2 24
$28.0M
$3.1M
Q1 24
$31.3M
$3.1M
Free Cash Flow
AMAL
AMAL
AUBN
AUBN
Q4 25
$36.3M
Q3 25
$38.3M
Q2 25
$24.2M
Q1 25
$32.5M
Q4 24
$28.3M
Q3 24
$35.2M
Q2 24
$27.8M
Q1 24
$31.1M
FCF Margin
AMAL
AMAL
AUBN
AUBN
Q4 25
46.6%
Q3 25
50.1%
Q2 25
33.2%
Q1 25
46.0%
Q4 24
38.7%
Q3 24
48.8%
Q2 24
40.1%
Q1 24
45.6%
Capex Intensity
AMAL
AMAL
AUBN
AUBN
Q4 25
1.1%
Q3 25
1.6%
Q2 25
1.0%
Q1 25
2.5%
Q4 24
1.0%
Q3 24
0.8%
Q2 24
0.4%
Q1 24
0.3%
Cash Conversion
AMAL
AMAL
AUBN
AUBN
Q4 25
2.10×
Q3 25
1.47×
1.83×
Q2 25
0.96×
1.17×
Q1 25
1.37×
1.72×
Q4 24
1.79×
Q3 24
1.28×
1.08×
Q2 24
1.05×
1.76×
Q1 24
1.15×
2.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons