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Side-by-side financial comparison of Amalgamated Financial Corp. (AMAL) and Uni-Fuels Holdings Ltd (UFG). Click either name above to swap in a different company.

Uni-Fuels Holdings Ltd is the larger business by last-quarter revenue ($114.6M vs $85.2M, roughly 1.3× Amalgamated Financial Corp.). Amalgamated Financial Corp. produced more free cash flow last quarter ($134.4M vs $-4.7M).

CI Financial is a Canadian investment management company based in Toronto, Ontario. It offers investment management and wealth management services targeted to high net worth retail investors, as well as brokerage and trading services to portfolio managers and institutional investors.

Uni-Fuels Holdings Ltd is an Australian energy company focused on the distribution and retail of petroleum products including gasoline, diesel and marine fuels, serving consumer, commercial and industrial clients across Oceania, with a network of retail fuel stations and bulk fuel supply infrastructure.

AMAL vs UFG — Head-to-Head

Bigger by revenue
UFG
UFG
1.3× larger
UFG
$114.6M
$85.2M
AMAL
More free cash flow
AMAL
AMAL
$139.2M more FCF
AMAL
$134.4M
$-4.7M
UFG

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AMAL
AMAL
UFG
UFG
Revenue
$85.2M
$114.6M
Net Profit
$91.0K
Gross Margin
1.8%
Operating Margin
39.0%
0.2%
Net Margin
0.1%
Revenue YoY
9.4%
Net Profit YoY
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMAL
AMAL
UFG
UFG
Q4 25
$85.2M
Q3 25
$85.6M
Q2 25
$80.9M
$114.6M
Q1 25
$77.0M
Q4 24
$77.9M
Q3 24
$81.0M
Q2 24
$78.5M
Q1 24
$78.3M
Net Profit
AMAL
AMAL
UFG
UFG
Q4 25
Q3 25
$26.8M
Q2 25
$26.0M
$91.0K
Q1 25
$25.0M
Q4 24
Q3 24
$27.9M
Q2 24
$26.8M
Q1 24
$27.2M
Gross Margin
AMAL
AMAL
UFG
UFG
Q4 25
Q3 25
Q2 25
1.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
AMAL
AMAL
UFG
UFG
Q4 25
39.0%
Q3 25
42.9%
Q2 25
43.8%
0.2%
Q1 25
45.1%
Q4 24
42.4%
Q3 24
47.2%
Q2 24
45.6%
Q1 24
49.2%
Net Margin
AMAL
AMAL
UFG
UFG
Q4 25
Q3 25
31.3%
Q2 25
32.1%
0.1%
Q1 25
32.5%
Q4 24
Q3 24
34.5%
Q2 24
34.1%
Q1 24
34.8%
EPS (diluted)
AMAL
AMAL
UFG
UFG
Q4 25
$0.88
Q3 25
$0.88
Q2 25
$0.84
Q1 25
$0.81
Q4 24
$0.78
Q3 24
$0.90
Q2 24
$0.87
Q1 24
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMAL
AMAL
UFG
UFG
Cash + ST InvestmentsLiquidity on hand
$291.2M
$6.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$794.5M
$12.3M
Total Assets
$8.9B
$30.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMAL
AMAL
UFG
UFG
Q4 25
$291.2M
Q3 25
$115.5M
Q2 25
$171.1M
$6.8M
Q1 25
$65.7M
Q4 24
$60.7M
Q3 24
$149.2M
Q2 24
$58.0M
Q1 24
$155.2M
Stockholders' Equity
AMAL
AMAL
UFG
UFG
Q4 25
$794.5M
Q3 25
$775.6M
Q2 25
$754.0M
$12.3M
Q1 25
$736.0M
Q4 24
$707.7M
Q3 24
$698.2M
Q2 24
$646.0M
Q1 24
$616.8M
Total Assets
AMAL
AMAL
UFG
UFG
Q4 25
$8.9B
Q3 25
$8.7B
Q2 25
$8.6B
$30.9M
Q1 25
$8.3B
Q4 24
$8.3B
Q3 24
$8.4B
Q2 24
$8.3B
Q1 24
$8.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMAL
AMAL
UFG
UFG
Operating Cash FlowLast quarter
$135.8M
$-4.7M
Free Cash FlowOCF − Capex
$134.4M
$-4.7M
FCF MarginFCF / Revenue
157.8%
-4.1%
Capex IntensityCapex / Revenue
1.6%
0.0%
Cash ConversionOCF / Net Profit
-51.96×
TTM Free Cash FlowTrailing 4 quarters
$229.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMAL
AMAL
UFG
UFG
Q4 25
$135.8M
Q3 25
$39.5M
Q2 25
$24.9M
$-4.7M
Q1 25
$34.2M
Q4 24
$124.1M
Q3 24
$35.8M
Q2 24
$28.0M
Q1 24
$31.3M
Free Cash Flow
AMAL
AMAL
UFG
UFG
Q4 25
$134.4M
Q3 25
$38.3M
Q2 25
$24.2M
$-4.7M
Q1 25
$32.5M
Q4 24
$122.3M
Q3 24
$35.2M
Q2 24
$27.8M
Q1 24
$31.1M
FCF Margin
AMAL
AMAL
UFG
UFG
Q4 25
157.8%
Q3 25
44.7%
Q2 25
29.9%
-4.1%
Q1 25
42.2%
Q4 24
157.0%
Q3 24
43.4%
Q2 24
35.4%
Q1 24
39.7%
Capex Intensity
AMAL
AMAL
UFG
UFG
Q4 25
1.6%
Q3 25
1.4%
Q2 25
0.9%
0.0%
Q1 25
2.3%
Q4 24
2.3%
Q3 24
0.7%
Q2 24
0.3%
Q1 24
0.3%
Cash Conversion
AMAL
AMAL
UFG
UFG
Q4 25
Q3 25
1.47×
Q2 25
0.96×
-51.96×
Q1 25
1.37×
Q4 24
Q3 24
1.28×
Q2 24
1.05×
Q1 24
1.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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