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Side-by-side financial comparison of AMBARELLA INC (AMBA) and PATHWARD FINANCIAL, INC. (CASH). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($173.1M vs $108.5M, roughly 1.6× AMBARELLA INC). PATHWARD FINANCIAL, INC. runs the higher net margin — 20.3% vs -13.9%, a 34.2% gap on every dollar of revenue. On growth, AMBARELLA INC posted the faster year-over-year revenue change (31.2% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $31.4M). Over the past eight quarters, AMBARELLA INC's revenue compounded faster (45.0% CAGR vs -18.0%).
Ambarella, Inc. is an American fabless semiconductor design company, focusing on low-power, high-definition (HD) and Ultra HD video compression, image processing, and computer vision processors. Ambarella's products are used in a wide variety of human and computer vision applications, including video security, advanced driver assistance systems (ADAS), electronic mirror, drive recorder, driver and in-cabin monitoring, autonomous driving, and robotics applications. Ambarella's system on chips ...
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
AMBA vs CASH — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $108.5M | $173.1M |
| Net Profit | $-15.1M | $35.2M |
| Gross Margin | 59.6% | — |
| Operating Margin | -15.0% | 24.6% |
| Net Margin | -13.9% | 20.3% |
| Revenue YoY | 31.2% | -0.2% |
| Net Profit YoY | 37.2% | 11.9% |
| EPS (diluted) | $-0.35 | $1.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $108.5M | $173.1M | ||
| Q3 25 | $95.5M | $186.7M | ||
| Q2 25 | $85.9M | $195.8M | ||
| Q1 25 | $84.0M | $274.8M | ||
| Q4 24 | $82.7M | $182.6M | ||
| Q3 24 | $63.7M | $179.5M | ||
| Q2 24 | $54.5M | $188.6M | ||
| Q1 24 | $51.6M | $257.6M |
| Q4 25 | $-15.1M | $35.2M | ||
| Q3 25 | $-20.0M | $38.8M | ||
| Q2 25 | $-24.3M | $42.1M | ||
| Q1 25 | $-20.2M | $75.0M | ||
| Q4 24 | $-24.1M | $30.0M | ||
| Q3 24 | $-34.9M | $33.5M | ||
| Q2 24 | $-37.9M | $44.9M | ||
| Q1 24 | $-60.6M | $69.9M |
| Q4 25 | 59.6% | — | ||
| Q3 25 | 58.9% | — | ||
| Q2 25 | 60.0% | — | ||
| Q1 25 | 60.0% | — | ||
| Q4 24 | 60.6% | — | ||
| Q3 24 | 60.8% | — | ||
| Q2 24 | 60.9% | — | ||
| Q1 24 | 59.8% | — |
| Q4 25 | -15.0% | 24.6% | ||
| Q3 25 | -23.0% | 25.9% | ||
| Q2 25 | -30.1% | 24.1% | ||
| Q1 25 | -30.2% | 33.2% | ||
| Q4 24 | -30.9% | 19.8% | ||
| Q3 24 | -56.9% | 20.9% | ||
| Q2 24 | -72.4% | 27.1% | ||
| Q1 24 | -80.8% | 33.8% |
| Q4 25 | -13.9% | 20.3% | ||
| Q3 25 | -20.9% | 20.8% | ||
| Q2 25 | -28.3% | 21.5% | ||
| Q1 25 | -24.1% | 27.3% | ||
| Q4 24 | -29.1% | 16.4% | ||
| Q3 24 | -54.8% | 18.7% | ||
| Q2 24 | -69.6% | 23.8% | ||
| Q1 24 | -117.4% | 27.1% |
| Q4 25 | $-0.35 | $1.57 | ||
| Q3 25 | $-0.47 | $1.69 | ||
| Q2 25 | $-0.58 | $1.81 | ||
| Q1 25 | $-0.48 | $3.14 | ||
| Q4 24 | $-0.58 | $1.23 | ||
| Q3 24 | $-0.85 | $1.34 | ||
| Q2 24 | $-0.93 | $1.78 | ||
| Q1 24 | $-1.51 | $2.74 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $174.1M | $331.2M |
| Total DebtLower is stronger | — | $33.5M |
| Stockholders' EquityBook value | $590.1M | $854.5M |
| Total Assets | $751.9M | $7.6B |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $174.1M | $331.2M | ||
| Q3 25 | $142.7M | $120.6M | ||
| Q2 25 | $141.3M | $258.3M | ||
| Q1 25 | $144.6M | $254.2M | ||
| Q4 24 | $127.1M | $597.4M | ||
| Q3 24 | $153.9M | $158.3M | ||
| Q2 24 | $131.8M | $298.9M | ||
| Q1 24 | $144.9M | $347.9M |
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $33.4M |
| Q4 25 | $590.1M | $854.5M | ||
| Q3 25 | $576.5M | $858.0M | ||
| Q2 25 | $572.7M | $819.0M | ||
| Q1 25 | $561.4M | $814.7M | ||
| Q4 24 | $554.3M | $758.3M | ||
| Q3 24 | $547.6M | $822.5M | ||
| Q2 24 | $555.4M | $748.4M | ||
| Q1 24 | $559.9M | $719.5M |
| Q4 25 | $751.9M | $7.6B | ||
| Q3 25 | $706.4M | $7.2B | ||
| Q2 25 | $701.9M | $7.2B | ||
| Q1 25 | $689.0M | $7.0B | ||
| Q4 24 | $670.8M | $7.6B | ||
| Q3 24 | $650.3M | $7.5B | ||
| Q2 24 | $638.7M | $7.5B | ||
| Q1 24 | $657.7M | $7.4B |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.3M | $108.3M |
| Free Cash FlowOCF − Capex | $31.4M | $104.1M |
| FCF MarginFCF / Revenue | 29.0% | 60.1% |
| Capex IntensityCapex / Revenue | 2.7% | 2.4% |
| Cash ConversionOCF / Net Profit | — | 3.08× |
| TTM Free Cash FlowTrailing 4 quarters | $64.3M | $616.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.3M | $108.3M | ||
| Q3 25 | $5.5M | $303.7M | ||
| Q2 25 | $14.8M | $30.4M | ||
| Q1 25 | $25.4M | $188.3M | ||
| Q4 24 | $6.6M | $-71.7M | ||
| Q3 24 | $16.7M | $143.1M | ||
| Q2 24 | $-15.0M | $113.2M | ||
| Q1 24 | $-4.0M | $203.0M |
| Q4 25 | $31.4M | $104.1M | ||
| Q3 25 | $1.4M | $300.3M | ||
| Q2 25 | $10.2M | $27.7M | ||
| Q1 25 | $21.2M | $184.7M | ||
| Q4 24 | $4.1M | $-73.8M | ||
| Q3 24 | $14.2M | $138.8M | ||
| Q2 24 | $-16.1M | $111.0M | ||
| Q1 24 | $-6.0M | $201.3M |
| Q4 25 | 29.0% | 60.1% | ||
| Q3 25 | 1.4% | 160.9% | ||
| Q2 25 | 11.9% | 14.1% | ||
| Q1 25 | 25.3% | 67.2% | ||
| Q4 24 | 5.0% | -40.4% | ||
| Q3 24 | 22.2% | 77.3% | ||
| Q2 24 | -29.5% | 58.8% | ||
| Q1 24 | -11.6% | 78.1% |
| Q4 25 | 2.7% | 2.4% | ||
| Q3 25 | 4.3% | 1.8% | ||
| Q2 25 | 5.3% | 1.4% | ||
| Q1 25 | 5.0% | 1.3% | ||
| Q4 24 | 3.0% | 1.1% | ||
| Q3 24 | 4.0% | 2.4% | ||
| Q2 24 | 2.1% | 1.2% | ||
| Q1 24 | 3.7% | 0.7% |
| Q4 25 | — | 3.08× | ||
| Q3 25 | — | 7.83× | ||
| Q2 25 | — | 0.72× | ||
| Q1 25 | — | 2.51× | ||
| Q4 24 | — | -2.39× | ||
| Q3 24 | — | 4.27× | ||
| Q2 24 | — | 2.52× | ||
| Q1 24 | — | 2.90× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMBA
| TW | $76.0M | 70% |
| Asia Pacific Other Than Taiwan | $20.2M | 19% |
| North America Other Than United States | $7.4M | 7% |
| Other | $5.0M | 5% |
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
