PATHWARD FINANCIAL, INC.CASHEarnings & Financial Report
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
CASH Q2 FY2026 Key Financial Metrics
Revenue
$276.3M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$72.9M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
26.4%
YoY Growth
N/A
EPS
$3.35
PATHWARD FINANCIAL, INC. Q2 FY2026 Financial Summary
PATHWARD FINANCIAL, INC. reported revenue of $276.3M for Q2 FY2026, with a net profit of $72.9M (26.4% margin).
Key Financial Metrics
| Total Revenue | $276.3M |
|---|---|
| Net Profit | $72.9M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q2 FY2026 |
Revenue Breakdown
PATHWARD FINANCIAL, INC. Q2 FY2026 revenue of $276.3M breaks down across 2 segments, led by Noninterest Income at $151.2M (54.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Noninterest Income | $151.2M | 54.7% |
| Net Interest Income | $125.1M | 45.3% |
PATHWARD FINANCIAL, INC. Annual Revenue by Year
PATHWARD FINANCIAL, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $839.9M).
PATHWARD FINANCIAL, INC. Quarterly Revenue & Net Profit History
PATHWARD FINANCIAL, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $276.3M | — | $72.9M | 26.4% |
| Q1 FY2026 | $173.1M | -0.2% | $35.2M | 20.3% |
| Q4 FY2025 | $186.7M | +4.0% | $38.8M | 20.8% |
| Q3 FY2025 | $195.8M | +3.8% | $42.1M | 21.5% |
| Q2 FY2025 | $274.8M | +6.7% | $75.0M | 27.3% |
| Q1 FY2025 | $182.6M | +6.4% | $30.0M | 16.4% |
| Q4 FY2024 | $179.5M | -2.5% | $33.5M | 18.7% |
| Q3 FY2024 | $188.6M | +14.2% | $44.9M | 23.8% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $188.6M | $179.5M | $182.6M | $274.8M | $195.8M | $186.7M | $173.1M | $276.3M |
| YoY Growth | 14.2% | -2.5% | 6.4% | 6.7% | 3.8% | 4.0% | -0.2% | N/A |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $7.51B | $7.53B | $7.60B | $6.99B | $7.23B | $7.17B | $7.56B | $7.11B |
| Liabilities | $6.77B | $6.71B | $6.85B | $6.18B | $6.41B | $6.31B | $6.71B | $6.26B |
| Equity | $748.4M | $822.5M | $758.3M | $814.7M | $819.0M | $858.0M | $854.5M | $850.7M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $113.2M | $143.1M | $-71.7M | $188.3M | $30.4M | $303.7M | $108.3M |