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Side-by-side financial comparison of AMBARELLA INC (AMBA) and OLD SECOND BANCORP INC (OSBC). Click either name above to swap in a different company.

AMBARELLA INC is the larger business by last-quarter revenue ($108.5M vs $93.8M, roughly 1.2× OLD SECOND BANCORP INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs -13.9%, a 41.2% gap on every dollar of revenue. Over the past eight quarters, AMBARELLA INC's revenue compounded faster (45.0% CAGR vs 15.1%).

Ambarella, Inc. is an American fabless semiconductor design company, focusing on low-power, high-definition (HD) and Ultra HD video compression, image processing, and computer vision processors. Ambarella's products are used in a wide variety of human and computer vision applications, including video security, advanced driver assistance systems (ADAS), electronic mirror, drive recorder, driver and in-cabin monitoring, autonomous driving, and robotics applications. Ambarella's system on chips ...

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

AMBA vs OSBC — Head-to-Head

Bigger by revenue
AMBA
AMBA
1.2× larger
AMBA
$108.5M
$93.8M
OSBC
Higher net margin
OSBC
OSBC
41.2% more per $
OSBC
27.3%
-13.9%
AMBA
Faster 2-yr revenue CAGR
AMBA
AMBA
Annualised
AMBA
45.0%
15.1%
OSBC

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
AMBA
AMBA
OSBC
OSBC
Revenue
$108.5M
$93.8M
Net Profit
$-15.1M
$25.6M
Gross Margin
59.6%
Operating Margin
-15.0%
Net Margin
-13.9%
27.3%
Revenue YoY
31.2%
Net Profit YoY
37.2%
159.2%
EPS (diluted)
$-0.35
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBA
AMBA
OSBC
OSBC
Q1 26
$93.8M
Q4 25
$108.5M
$95.2M
Q3 25
$95.5M
$95.9M
Q2 25
$85.9M
$75.1M
Q1 25
$84.0M
$73.1M
Q4 24
$82.7M
$73.2M
Q3 24
$63.7M
$71.2M
Q2 24
$54.5M
$70.8M
Net Profit
AMBA
AMBA
OSBC
OSBC
Q1 26
$25.6M
Q4 25
$-15.1M
Q3 25
$-20.0M
$9.9M
Q2 25
$-24.3M
$21.8M
Q1 25
$-20.2M
$19.8M
Q4 24
$-24.1M
Q3 24
$-34.9M
$23.0M
Q2 24
$-37.9M
$21.9M
Gross Margin
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
59.6%
Q3 25
58.9%
Q2 25
60.0%
Q1 25
60.0%
Q4 24
60.6%
Q3 24
60.8%
Q2 24
60.9%
Operating Margin
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
-15.0%
41.2%
Q3 25
-23.0%
13.6%
Q2 25
-30.1%
38.9%
Q1 25
-30.2%
35.8%
Q4 24
-30.9%
34.7%
Q3 24
-56.9%
41.9%
Q2 24
-72.4%
41.2%
Net Margin
AMBA
AMBA
OSBC
OSBC
Q1 26
27.3%
Q4 25
-13.9%
Q3 25
-20.9%
10.3%
Q2 25
-28.3%
29.0%
Q1 25
-24.1%
27.1%
Q4 24
-29.1%
Q3 24
-54.8%
32.3%
Q2 24
-69.6%
30.9%
EPS (diluted)
AMBA
AMBA
OSBC
OSBC
Q1 26
$0.48
Q4 25
$-0.35
$0.53
Q3 25
$-0.47
$0.18
Q2 25
$-0.58
$0.48
Q1 25
$-0.48
$0.43
Q4 24
$-0.58
$0.42
Q3 24
$-0.85
$0.50
Q2 24
$-0.93
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBA
AMBA
OSBC
OSBC
Cash + ST InvestmentsLiquidity on hand
$174.1M
$115.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$590.1M
$893.3M
Total Assets
$751.9M
$6.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBA
AMBA
OSBC
OSBC
Q1 26
$115.7M
Q4 25
$174.1M
$124.0M
Q3 25
$142.7M
$116.5M
Q2 25
$141.3M
$141.8M
Q1 25
$144.6M
$256.1M
Q4 24
$127.1M
$99.3M
Q3 24
$153.9M
$115.8M
Q2 24
$131.8M
$120.9M
Stockholders' Equity
AMBA
AMBA
OSBC
OSBC
Q1 26
$893.3M
Q4 25
$590.1M
$896.8M
Q3 25
$576.5M
$866.7M
Q2 25
$572.7M
$718.6M
Q1 25
$561.4M
$694.5M
Q4 24
$554.3M
$671.0M
Q3 24
$547.6M
$661.4M
Q2 24
$555.4M
$619.3M
Total Assets
AMBA
AMBA
OSBC
OSBC
Q1 26
$6.8B
Q4 25
$751.9M
$6.9B
Q3 25
$706.4M
$7.0B
Q2 25
$701.9M
$5.7B
Q1 25
$689.0M
$5.7B
Q4 24
$670.8M
$5.6B
Q3 24
$650.3M
$5.7B
Q2 24
$638.7M
$5.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBA
AMBA
OSBC
OSBC
Operating Cash FlowLast quarter
$34.3M
Free Cash FlowOCF − Capex
$31.4M
FCF MarginFCF / Revenue
29.0%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$64.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
$34.3M
$122.3M
Q3 25
$5.5M
$35.9M
Q2 25
$14.8M
$24.2M
Q1 25
$25.4M
$17.8M
Q4 24
$6.6M
$131.5M
Q3 24
$16.7M
$48.5M
Q2 24
$-15.0M
$11.6M
Free Cash Flow
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
$31.4M
$117.8M
Q3 25
$1.4M
$34.7M
Q2 25
$10.2M
$23.5M
Q1 25
$21.2M
$16.2M
Q4 24
$4.1M
$120.7M
Q3 24
$14.2M
$46.2M
Q2 24
$-16.1M
$8.7M
FCF Margin
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
29.0%
123.7%
Q3 25
1.4%
36.2%
Q2 25
11.9%
31.2%
Q1 25
25.3%
22.2%
Q4 24
5.0%
165.0%
Q3 24
22.2%
64.9%
Q2 24
-29.5%
12.3%
Capex Intensity
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
2.7%
4.7%
Q3 25
4.3%
1.3%
Q2 25
5.3%
1.1%
Q1 25
5.0%
2.2%
Q4 24
3.0%
14.7%
Q3 24
4.0%
3.3%
Q2 24
2.1%
4.2%
Cash Conversion
AMBA
AMBA
OSBC
OSBC
Q1 26
Q4 25
Q3 25
3.64×
Q2 25
1.11×
Q1 25
0.90×
Q4 24
Q3 24
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMBA
AMBA

TW$76.0M70%
Asia Pacific Other Than Taiwan$20.2M19%
North America Other Than United States$7.4M7%
Other$5.0M5%

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

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