OLD SECOND BANCORP INCOSBCEarnings & Financial Report
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
OSBC Q3 2025 Key Financial Metrics
Revenue
$82.8M
Gross Profit
N/A
Operating Profit
$13.1M
Net Profit
$9.9M
Gross Margin
N/A
Operating Margin
15.8%
Net Margin
11.9%
YoY Growth
36.6%
EPS
$0.18
Financial Flow
OLD SECOND BANCORP INC Q3 2025 Financial Summary
OLD SECOND BANCORP INC reported revenue of $82.8M for Q3 2025, with a net profit of $9.9M (11.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $82.8M |
|---|---|
| Net Profit | $9.9M |
| Gross Margin | N/A |
| Operating Margin | 15.8% |
| Report Period | Q3 2025 |
OLD SECOND BANCORP INC Annual Revenue by Year
OLD SECOND BANCORP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $241.6M).
| Year | Annual Revenue |
|---|---|
| 2024 | $241.6M |
| 2023 | $251.9M |
| 2022 | $206.2M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $61.2M | $59.8M | $59.7M | $60.6M | $61.6M | $62.9M | $64.2M | $82.8M |
| YoY Growth | -4.5% | -6.7% | -6.1% | -3.9% | 0.6% | 5.2% | 7.6% | 36.6% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.72B | $5.62B | $5.66B | $5.67B | $5.65B | $5.73B | $5.70B | $6.99B |
| Liabilities | $5.15B | $5.02B | $5.04B | $5.01B | $4.98B | $5.03B | $4.98B | $6.13B |
| Equity | $577.3M | $596.2M | $619.3M | $661.4M | $671.0M | $694.5M | $718.6M | $866.7M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $29.1M | $47.3M | $11.7M | $48.5M | $24.0M | $17.8M | $24.2M | $35.9M |
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