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Side-by-side financial comparison of Ambow Education Holding Ltd. (AMBO) and Fifth District Bancorp, Inc. (FDSB). Click either name above to swap in a different company.

Fifth District Bancorp, Inc. is the larger business by last-quarter revenue ($3.6M vs $2.8M, roughly 1.3× Ambow Education Holding Ltd.). Ambow Education Holding Ltd. runs the higher net margin — 64.2% vs 14.9%, a 49.3% gap on every dollar of revenue. On growth, Fifth District Bancorp, Inc. posted the faster year-over-year revenue change (19.9% vs 15.3%).

Ambow Education Holding Ltd. is a China-focused education service provider that offers personalized learning solutions, professional career training programs, and K-12 after-school tutoring services. It partners with educational institutions and enterprises to deliver technology-integrated learning resources for learners of all age groups across mainland China.

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

AMBO vs FDSB — Head-to-Head

Bigger by revenue
FDSB
FDSB
1.3× larger
FDSB
$3.6M
$2.8M
AMBO
Growing faster (revenue YoY)
FDSB
FDSB
+4.6% gap
FDSB
19.9%
15.3%
AMBO
Higher net margin
AMBO
AMBO
49.3% more per $
AMBO
64.2%
14.9%
FDSB

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
AMBO
AMBO
FDSB
FDSB
Revenue
$2.8M
$3.6M
Net Profit
$1.8M
$541.0K
Gross Margin
53.3%
Operating Margin
11.9%
17.0%
Net Margin
64.2%
14.9%
Revenue YoY
15.3%
19.9%
Net Profit YoY
1343.1%
240.3%
EPS (diluted)
$0.03
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBO
AMBO
FDSB
FDSB
Q4 25
$3.6M
Q3 25
$3.6M
Q2 25
$2.8M
$6.9M
Q1 25
$3.2M
Q3 24
$3.1M
Q2 24
$2.4M
$2.7M
Q1 24
$1.2M
Q2 23
$2.7M
Net Profit
AMBO
AMBO
FDSB
FDSB
Q4 25
$541.0K
Q3 25
$343.0K
Q2 25
$1.8M
$3.1M
Q1 25
$78.0K
Q3 24
$-788.0K
Q2 24
$123.0K
$683.0K
Q1 24
$-1.1M
Q2 23
$-1.0M
Gross Margin
AMBO
AMBO
FDSB
FDSB
Q4 25
Q3 25
Q2 25
53.3%
Q1 25
Q3 24
Q2 24
55.6%
Q1 24
Q2 23
44.7%
Operating Margin
AMBO
AMBO
FDSB
FDSB
Q4 25
17.0%
Q3 25
12.1%
Q2 25
11.9%
44.2%
Q1 25
3.1%
Q3 24
-31.8%
Q2 24
2.7%
32.3%
Q1 24
-124.5%
Q2 23
-27.7%
Net Margin
AMBO
AMBO
FDSB
FDSB
Q4 25
14.9%
Q3 25
9.6%
Q2 25
64.2%
45.5%
Q1 25
2.4%
Q3 24
-25.1%
Q2 24
5.1%
25.5%
Q1 24
-98.3%
Q2 23
-36.7%
EPS (diluted)
AMBO
AMBO
FDSB
FDSB
Q4 25
$0.10
Q3 25
$0.07
Q2 25
$0.03
$0.61
Q1 25
$0.02
Q3 24
$-0.15
Q2 24
$0.00
Q1 24
Q2 23
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBO
AMBO
FDSB
FDSB
Cash + ST InvestmentsLiquidity on hand
$4.1M
$33.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$8.6M
$129.8M
Total Assets
$23.2M
$534.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBO
AMBO
FDSB
FDSB
Q4 25
$33.9M
Q3 25
$34.4M
Q2 25
$4.1M
$27.7M
Q1 25
$30.1M
Q3 24
$34.1M
Q2 24
$1.6M
$46.2M
Q1 24
$36.6M
Q2 23
$6.9M
Stockholders' Equity
AMBO
AMBO
FDSB
FDSB
Q4 25
$129.8M
Q3 25
$131.3M
Q2 25
$8.6M
$130.9M
Q1 25
$127.3M
Q3 24
$127.9M
Q2 24
$6.6M
$78.0M
Q1 24
$77.0M
Q2 23
$7.4M
Total Assets
AMBO
AMBO
FDSB
FDSB
Q4 25
$534.4M
Q3 25
$539.5M
Q2 25
$23.2M
$539.8M
Q1 25
$531.1M
Q3 24
$523.8M
Q2 24
$17.6M
$516.0M
Q1 24
$485.7M
Q2 23
$28.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBO
AMBO
FDSB
FDSB
Operating Cash FlowLast quarter
$1.3M
Free Cash FlowOCF − Capex
$942.0K
FCF MarginFCF / Revenue
25.9%
Capex IntensityCapex / Revenue
10.6%
Cash ConversionOCF / Net Profit
2.45×
TTM Free Cash FlowTrailing 4 quarters
$2.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBO
AMBO
FDSB
FDSB
Q4 25
$1.3M
Q3 25
$117.0K
Q2 25
$430.0K
Q1 25
$823.0K
Q3 24
$734.0K
Q2 24
$-385.0K
Q1 24
$-770.0K
Q2 23
Free Cash Flow
AMBO
AMBO
FDSB
FDSB
Q4 25
$942.0K
Q3 25
$54.0K
Q2 25
$249.0K
Q1 25
$765.0K
Q3 24
$710.0K
Q2 24
$-501.0K
Q1 24
$-1.1M
Q2 23
FCF Margin
AMBO
AMBO
FDSB
FDSB
Q4 25
25.9%
Q3 25
1.5%
Q2 25
3.6%
Q1 25
23.9%
Q3 24
22.6%
Q2 24
-18.7%
Q1 24
-96.8%
Q2 23
Capex Intensity
AMBO
AMBO
FDSB
FDSB
Q4 25
10.6%
Q3 25
1.8%
Q2 25
2.6%
Q1 25
1.8%
Q3 24
0.8%
Q2 24
4.3%
Q1 24
29.9%
Q2 23
Cash Conversion
AMBO
AMBO
FDSB
FDSB
Q4 25
2.45×
Q3 25
0.34×
Q2 25
0.14×
Q1 25
10.55×
Q3 24
Q2 24
-0.56×
Q1 24
Q2 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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