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Side-by-side financial comparison of Ambiq Micro, Inc. (AMBQ) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Ambiq Micro, Inc. is the larger business by last-quarter revenue ($18.2M vs $11.8M, roughly 1.5× Pathfinder Bancorp, Inc.). Ambiq Micro, Inc. runs the higher net margin — -49.6% vs -52.9%, a 3.4% gap on every dollar of revenue.

Ambiq Micro, Inc. is an American semiconductor company specializing in low-power microcontrollers and systems-on-chip, including products for devices smartwatches, medical devices, and sensors. Founded in 2010 by University of Michigan researchers Scott Hanson, David Blaauw, and Dennis Sylvester, the company is headquartered in Austin, Texas. Its products employ Subthreshold Power Optimized Technology (SPOT) to reduce energy consumption and enable on-device edge AI. In 2025, Ambiq went public...

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

AMBQ vs PBHC — Head-to-Head

Bigger by revenue
AMBQ
AMBQ
1.5× larger
AMBQ
$18.2M
$11.8M
PBHC
Higher net margin
AMBQ
AMBQ
3.4% more per $
AMBQ
-49.6%
-52.9%
PBHC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
AMBQ
AMBQ
PBHC
PBHC
Revenue
$18.2M
$11.8M
Net Profit
$-9.0M
$-5.6M
Gross Margin
42.3%
Operating Margin
-55.3%
-81.1%
Net Margin
-49.6%
-52.9%
Revenue YoY
-22.6%
Net Profit YoY
-242.4%
EPS (diluted)
$-0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$11.8M
Q3 25
$18.2M
$13.1M
Q2 25
$17.9M
$9.3M
Q1 25
$12.6M
Q4 24
$15.3M
Q3 24
$13.4M
Q2 24
$10.7M
Q1 24
$11.1M
Net Profit
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$-5.6M
Q3 25
$-9.0M
$626.0K
Q2 25
$-8.5M
$31.0K
Q1 25
$3.0M
Q4 24
$3.9M
Q3 24
$-4.6M
Q2 24
$2.0M
Q1 24
$2.1M
Gross Margin
AMBQ
AMBQ
PBHC
PBHC
Q4 25
Q3 25
42.3%
Q2 25
40.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
AMBQ
AMBQ
PBHC
PBHC
Q4 25
-81.1%
Q3 25
-55.3%
5.1%
Q2 25
-49.2%
0.4%
Q1 25
29.5%
Q4 24
55.4%
Q3 24
-43.1%
Q2 24
23.3%
Q1 24
24.3%
Net Margin
AMBQ
AMBQ
PBHC
PBHC
Q4 25
-52.9%
Q3 25
-49.6%
4.8%
Q2 25
-47.5%
0.3%
Q1 25
23.6%
Q4 24
37.7%
Q3 24
-34.6%
Q2 24
18.7%
Q1 24
19.0%
EPS (diluted)
AMBQ
AMBQ
PBHC
PBHC
Q4 25
Q3 25
$-0.72
$0.47
Q2 25
$-18.89
$0.47
Q1 25
Q4 24
Q3 24
$0.41
Q2 24
$0.41
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBQ
AMBQ
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
$146.5M
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$169.8M
$122.5M
Total Assets
$186.7M
$1.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBQ
AMBQ
PBHC
PBHC
Q4 25
Q3 25
$146.5M
Q2 25
$47.5M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$122.5M
Q3 25
$169.8M
$126.3M
Q2 25
$-307.3M
$124.4M
Q1 25
$124.9M
Q4 24
$121.5M
Q3 24
$120.2M
Q2 24
$123.3M
Q1 24
$121.8M
Total Assets
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$1.4B
Q3 25
$186.7M
$1.5B
Q2 25
$89.2M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$1.5B
Debt / Equity
AMBQ
AMBQ
PBHC
PBHC
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBQ
AMBQ
PBHC
PBHC
Operating Cash FlowLast quarter
$-5.0M
$11.7M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
88.1%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$11.7M
Q3 25
$-5.0M
$7.0M
Q2 25
$-10.5M
$-3.7M
Q1 25
$5.7M
Q4 24
$11.2M
Q3 24
$11.8M
Q2 24
$1.5M
Q1 24
$504.0K
Free Cash Flow
AMBQ
AMBQ
PBHC
PBHC
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
Q2 24
$637.0K
Q1 24
$274.0K
FCF Margin
AMBQ
AMBQ
PBHC
PBHC
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
40.1%
Q4 24
59.9%
Q3 24
84.3%
Q2 24
6.0%
Q1 24
2.5%
Capex Intensity
AMBQ
AMBQ
PBHC
PBHC
Q4 25
10.7%
Q3 25
1.0%
Q2 25
2.4%
Q1 25
5.1%
Q4 24
13.5%
Q3 24
3.8%
Q2 24
8.2%
Q1 24
2.1%
Cash Conversion
AMBQ
AMBQ
PBHC
PBHC
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMBQ
AMBQ

Customer Concentration Risk$16.2M89%
Other$2.0M11%

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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