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Side-by-side financial comparison of Ambiq Micro, Inc. (AMBQ) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $18.2M, roughly 1.7× Ambiq Micro, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -49.6%, a 85.8% gap on every dollar of revenue.

Ambiq Micro, Inc. is an American semiconductor company specializing in low-power microcontrollers and systems-on-chip, including products for devices smartwatches, medical devices, and sensors. Founded in 2010 by University of Michigan researchers Scott Hanson, David Blaauw, and Dennis Sylvester, the company is headquartered in Austin, Texas. Its products employ Subthreshold Power Optimized Technology (SPOT) to reduce energy consumption and enable on-device edge AI. In 2025, Ambiq went public...

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

AMBQ vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.7× larger
PDLB
$31.4M
$18.2M
AMBQ
Higher net margin
PDLB
PDLB
85.8% more per $
PDLB
36.3%
-49.6%
AMBQ

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
AMBQ
AMBQ
PDLB
PDLB
Revenue
$18.2M
$31.4M
Net Profit
$-9.0M
$10.1M
Gross Margin
42.3%
Operating Margin
-55.3%
43.6%
Net Margin
-49.6%
36.3%
Revenue YoY
37.6%
Net Profit YoY
245.6%
EPS (diluted)
$-0.72
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$31.4M
Q3 25
$18.2M
$26.7M
Q2 25
$17.9M
$26.5M
Q1 25
$24.6M
Q4 24
$22.8M
Q3 24
$20.2M
Q2 24
$20.2M
Q1 24
$20.5M
Net Profit
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$-9.0M
$6.5M
Q2 25
$-8.5M
$6.1M
Q1 25
$6.0M
Q4 24
$2.9M
Q3 24
$2.4M
Q2 24
$3.2M
Q1 24
$2.4M
Gross Margin
AMBQ
AMBQ
PDLB
PDLB
Q4 25
Q3 25
42.3%
Q2 25
40.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
AMBQ
AMBQ
PDLB
PDLB
Q4 25
43.6%
Q3 25
-55.3%
32.8%
Q2 25
-49.2%
30.2%
Q1 25
32.5%
Q4 24
19.6%
Q3 24
15.2%
Q2 24
21.8%
Q1 24
18.3%
Net Margin
AMBQ
AMBQ
PDLB
PDLB
Q4 25
36.3%
Q3 25
-49.6%
24.3%
Q2 25
-47.5%
23.0%
Q1 25
24.2%
Q4 24
14.1%
Q3 24
12.1%
Q2 24
15.8%
Q1 24
11.8%
EPS (diluted)
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$0.43
Q3 25
$-0.72
$0.27
Q2 25
$-18.89
$0.25
Q1 25
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$0.14
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBQ
AMBQ
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$146.5M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$169.8M
$541.5M
Total Assets
$186.7M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$146.5M
$146.6M
Q2 25
$47.5M
$126.6M
Q1 25
$129.9M
Q4 24
$139.8M
Q3 24
$155.8M
Q2 24
$103.2M
Q1 24
$134.7M
Total Debt
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$541.5M
Q3 25
$169.8M
$529.8M
Q2 25
$-307.3M
$521.1M
Q1 25
$513.9M
Q4 24
$505.5M
Q3 24
$504.6M
Q2 24
$497.7M
Q1 24
$493.7M
Total Assets
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$3.2B
Q3 25
$186.7M
$3.2B
Q2 25
$89.2M
$3.2B
Q1 25
$3.1B
Q4 24
$3.0B
Q3 24
$3.0B
Q2 24
$2.8B
Q1 24
$2.8B
Debt / Equity
AMBQ
AMBQ
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBQ
AMBQ
PDLB
PDLB
Operating Cash FlowLast quarter
$-5.0M
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$55.6M
Q3 25
$-5.0M
$1.4M
Q2 25
$-10.5M
$6.2M
Q1 25
$13.1M
Q4 24
$7.2M
Q3 24
$-14.6M
Q2 24
$-2.6M
Q1 24
$1.5M
Free Cash Flow
AMBQ
AMBQ
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
AMBQ
AMBQ
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
AMBQ
AMBQ
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
AMBQ
AMBQ
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMBQ
AMBQ

Customer Concentration Risk$16.2M89%
Other$2.0M11%

PDLB
PDLB

Segment breakdown not available.

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