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Side-by-side financial comparison of AMN HEALTHCARE SERVICES INC (AMN) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $748.2M, roughly 1.5× AMN HEALTHCARE SERVICES INC). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs -1.0%, a 19.7% gap on every dollar of revenue. On growth, OneMain Holdings, Inc. posted the faster year-over-year revenue change (8.3% vs 1.8%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs -4.5%).

AMN Healthcare Services Inc. is a leading US healthcare sector workforce solutions and staffing provider. It offers temporary and permanent placement for nurses, physicians, allied health and other clinical/non-clinical staff, plus workforce management tools and consulting for hospitals, clinics and other medical facilities.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

AMN vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.5× larger
OMF
$1.1B
$748.2M
AMN
Growing faster (revenue YoY)
OMF
OMF
+6.5% gap
OMF
8.3%
1.8%
AMN
Higher net margin
OMF
OMF
19.7% more per $
OMF
18.7%
-1.0%
AMN
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
-4.5%
AMN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMN
AMN
OMF
OMF
Revenue
$748.2M
$1.1B
Net Profit
$-7.7M
$204.0M
Gross Margin
26.1%
Operating Margin
1.1%
22.8%
Net Margin
-1.0%
18.7%
Revenue YoY
1.8%
8.3%
Net Profit YoY
95.9%
61.9%
EPS (diluted)
$-0.19
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMN
AMN
OMF
OMF
Q4 25
$748.2M
$1.1B
Q3 25
$634.5M
$1.1B
Q2 25
$658.2M
$1.0B
Q1 25
$689.5M
$996.0M
Q4 24
$734.7M
$1.0B
Q3 24
$687.5M
$981.0M
Q2 24
$740.7M
$922.0M
Q1 24
$820.9M
$896.0M
Net Profit
AMN
AMN
OMF
OMF
Q4 25
$-7.7M
$204.0M
Q3 25
$29.3M
$199.0M
Q2 25
$-116.2M
$167.0M
Q1 25
$-1.1M
$213.0M
Q4 24
$-187.5M
$126.0M
Q3 24
$7.0M
$157.0M
Q2 24
$16.2M
$71.0M
Q1 24
$17.3M
$155.0M
Gross Margin
AMN
AMN
OMF
OMF
Q4 25
26.1%
Q3 25
29.1%
Q2 25
29.8%
Q1 25
28.7%
Q4 24
29.8%
Q3 24
31.0%
Q2 24
31.0%
Q1 24
31.4%
Operating Margin
AMN
AMN
OMF
OMF
Q4 25
1.1%
22.8%
Q3 25
7.5%
24.5%
Q2 25
-18.8%
20.9%
Q1 25
1.8%
27.6%
Q4 24
-27.6%
16.3%
Q3 24
3.2%
21.1%
Q2 24
5.1%
10.0%
Q1 24
4.9%
22.8%
Net Margin
AMN
AMN
OMF
OMF
Q4 25
-1.0%
18.7%
Q3 25
4.6%
18.6%
Q2 25
-17.7%
16.3%
Q1 25
-0.2%
21.4%
Q4 24
-25.5%
12.5%
Q3 24
1.0%
16.0%
Q2 24
2.2%
7.7%
Q1 24
2.1%
17.3%
EPS (diluted)
AMN
AMN
OMF
OMF
Q4 25
$-0.19
$1.71
Q3 25
$0.76
$1.67
Q2 25
$-3.02
$1.40
Q1 25
$-0.03
$1.78
Q4 24
$-4.90
$1.05
Q3 24
$0.18
$1.31
Q2 24
$0.42
$0.59
Q1 24
$0.45
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMN
AMN
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$34.0M
$914.0M
Total DebtLower is stronger
$767.1M
$22.7B
Stockholders' EquityBook value
$642.1M
$3.4B
Total Assets
$2.1B
$27.4B
Debt / EquityLower = less leverage
1.19×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMN
AMN
OMF
OMF
Q4 25
$34.0M
$914.0M
Q3 25
$52.6M
$658.0M
Q2 25
$41.5M
$769.0M
Q1 25
$55.8M
$627.0M
Q4 24
$10.6M
$458.0M
Q3 24
$30.6M
$577.0M
Q2 24
$48.0M
$667.0M
Q1 24
$50.6M
$831.0M
Total Debt
AMN
AMN
OMF
OMF
Q4 25
$767.1M
$22.7B
Q3 25
$22.3B
Q2 25
$22.1B
Q1 25
$21.5B
Q4 24
$1.1B
$21.4B
Q3 24
$21.1B
Q2 24
$20.7B
Q1 24
$19.5B
Stockholders' Equity
AMN
AMN
OMF
OMF
Q4 25
$642.1M
$3.4B
Q3 25
$644.4M
$3.4B
Q2 25
$607.6M
$3.3B
Q1 25
$715.1M
$3.3B
Q4 24
$706.6M
$3.2B
Q3 24
$890.7M
$3.2B
Q2 24
$876.9M
$3.2B
Q1 24
$854.2M
$3.2B
Total Assets
AMN
AMN
OMF
OMF
Q4 25
$2.1B
$27.4B
Q3 25
$2.1B
$27.0B
Q2 25
$2.2B
$26.6B
Q1 25
$2.4B
$26.0B
Q4 24
$2.4B
$25.9B
Q3 24
$2.7B
$25.6B
Q2 24
$2.8B
$25.1B
Q1 24
$2.9B
$23.9B
Debt / Equity
AMN
AMN
OMF
OMF
Q4 25
1.19×
6.67×
Q3 25
6.61×
Q2 25
6.63×
Q1 25
6.55×
Q4 24
1.49×
6.72×
Q3 24
6.59×
Q2 24
6.56×
Q1 24
6.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMN
AMN
OMF
OMF
Operating Cash FlowLast quarter
$75.6M
$865.0M
Free Cash FlowOCF − Capex
$67.6M
FCF MarginFCF / Revenue
9.0%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
4.24×
TTM Free Cash FlowTrailing 4 quarters
$233.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMN
AMN
OMF
OMF
Q4 25
$75.6M
$865.0M
Q3 25
$22.7M
$828.0M
Q2 25
$78.5M
$774.0M
Q1 25
$92.7M
$665.0M
Q4 24
$72.8M
$752.0M
Q3 24
$66.7M
$677.0M
Q2 24
$99.5M
$712.0M
Q1 24
$81.4M
$558.0M
Free Cash Flow
AMN
AMN
OMF
OMF
Q4 25
$67.6M
Q3 25
$14.8M
Q2 25
$68.7M
Q1 25
$82.7M
Q4 24
$56.6M
Q3 24
$47.4M
Q2 24
$72.2M
Q1 24
$63.2M
FCF Margin
AMN
AMN
OMF
OMF
Q4 25
9.0%
Q3 25
2.3%
Q2 25
10.4%
Q1 25
12.0%
Q4 24
7.7%
Q3 24
6.9%
Q2 24
9.8%
Q1 24
7.7%
Capex Intensity
AMN
AMN
OMF
OMF
Q4 25
1.1%
Q3 25
1.2%
Q2 25
1.5%
Q1 25
1.4%
Q4 24
2.2%
Q3 24
2.8%
Q2 24
3.7%
Q1 24
2.2%
Cash Conversion
AMN
AMN
OMF
OMF
Q4 25
4.24×
Q3 25
0.77×
4.16×
Q2 25
4.63×
Q1 25
3.12×
Q4 24
5.97×
Q3 24
9.54×
4.31×
Q2 24
6.13×
10.03×
Q1 24
4.70×
3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMN
AMN

Travel Nurse Staffing$208.3M28%
Allied Staffing$146.9M20%
Labor Disruption Services$124.3M17%
Technology And Workforce Solutions$88.0M12%
Language Services$69.9M9%
Other$29.6M4%
International Nurse Staffing$29.6M4%
Interim Leadership Staffing$24.1M3%
Vendor Management Systems$16.3M2%
Local Staffing$8.6M1%
International Nurse Permanent Placement$2.6M0%

OMF
OMF

Segment breakdown not available.

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