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Side-by-side financial comparison of Ameriprise Financial (AMP) and RYDER SYSTEM INC (R). Click either name above to swap in a different company.
Ameriprise Financial is the larger business by last-quarter revenue ($4.9B vs $3.1B, roughly 1.6× RYDER SYSTEM INC). Ameriprise Financial runs the higher net margin — 18.7% vs 3.0%, a 15.8% gap on every dollar of revenue. On growth, Ameriprise Financial posted the faster year-over-year revenue change (9.0% vs 1.0%). Over the past eight quarters, Ameriprise Financial's revenue compounded faster (5.5% CAGR vs -0.9%).
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-di...
Ryder System, Inc. is an American transportation and logistics company, specializing in truck rental and leasing, fleet management, supply chain management, and transportation management. It also offers full-service leasing, rental and maintenance, used vehicle sales, transportation management, professional drivers, e-commerce fulfillment, and last-mile delivery services. The company is headquartered in Coral Gables, Florida, and operates in the United States and United Kingdom.
AMP vs R — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $4.9B | $3.1B |
| Net Profit | $915.0M | $93.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 18.7% | 3.0% |
| Revenue YoY | 9.0% | 1.0% |
| Net Profit YoY | 57.0% | -5.1% |
| EPS (diluted) | — | $2.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $4.9B | $3.1B | ||
| Q4 25 | $5.0B | $3.2B | ||
| Q3 25 | $4.9B | $3.2B | ||
| Q2 25 | $4.5B | $3.2B | ||
| Q1 25 | $4.5B | $3.1B | ||
| Q4 24 | $4.6B | $3.2B | ||
| Q3 24 | $4.6B | $3.2B | ||
| Q2 24 | $4.4B | $3.2B |
| Q1 26 | $915.0M | $93.0M | ||
| Q4 25 | $1.0B | $132.0M | ||
| Q3 25 | $912.0M | $138.0M | ||
| Q2 25 | $1.1B | $131.0M | ||
| Q1 25 | $583.0M | $98.0M | ||
| Q4 24 | $1.1B | $135.0M | ||
| Q3 24 | $511.0M | $142.0M | ||
| Q2 24 | $829.0M | $127.0M |
| Q1 26 | — | — | ||
| Q4 25 | 25.6% | 5.6% | ||
| Q3 25 | 24.0% | 6.0% | ||
| Q2 25 | 30.1% | 5.8% | ||
| Q1 25 | 15.3% | 4.3% | ||
| Q4 24 | 29.1% | 5.7% | ||
| Q3 24 | 14.1% | 5.9% | ||
| Q2 24 | 23.9% | 5.6% |
| Q1 26 | 18.7% | 3.0% | ||
| Q4 25 | 20.0% | 4.2% | ||
| Q3 25 | 18.6% | 4.4% | ||
| Q2 25 | 23.6% | 4.1% | ||
| Q1 25 | 13.0% | 3.1% | ||
| Q4 24 | 23.0% | 4.2% | ||
| Q3 24 | 11.2% | 4.5% | ||
| Q2 24 | 18.9% | 4.0% |
| Q1 26 | — | $2.34 | ||
| Q4 25 | $10.39 | $3.22 | ||
| Q3 25 | $9.33 | $3.32 | ||
| Q2 25 | $10.73 | $3.13 | ||
| Q1 25 | $5.83 | $2.27 | ||
| Q4 24 | $10.57 | $3.09 | ||
| Q3 24 | $5.00 | $3.24 | ||
| Q2 24 | $8.02 | $2.84 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.3B | $182.0M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $355.9B | $2.9B |
| Total Assets | $184.4B | — |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $8.3B | $182.0M | ||
| Q4 25 | — | $198.0M | ||
| Q3 25 | — | $189.0M | ||
| Q2 25 | — | $180.0M | ||
| Q1 25 | — | $151.0M | ||
| Q4 24 | — | $154.0M | ||
| Q3 24 | — | $162.0M | ||
| Q2 24 | — | $164.0M |
| Q1 26 | $3.3B | — | ||
| Q4 25 | — | $6.8B | ||
| Q3 25 | — | $7.3B | ||
| Q2 25 | — | $7.0B | ||
| Q1 25 | — | $6.7B | ||
| Q4 24 | — | $6.7B | ||
| Q3 24 | — | $6.6B | ||
| Q2 24 | — | $6.5B |
| Q1 26 | $355.9B | $2.9B | ||
| Q4 25 | $6.5B | $3.1B | ||
| Q3 25 | $6.5B | $3.1B | ||
| Q2 25 | $6.1B | $3.1B | ||
| Q1 25 | $5.4B | $3.0B | ||
| Q4 24 | $5.2B | $3.1B | ||
| Q3 24 | $5.7B | $3.1B | ||
| Q2 24 | $5.0B | $3.1B |
| Q1 26 | $184.4B | — | ||
| Q4 25 | $190.9B | $16.4B | ||
| Q3 25 | $190.1B | $16.5B | ||
| Q2 25 | $184.9B | $16.5B | ||
| Q1 25 | $179.1B | $16.4B | ||
| Q4 24 | $181.4B | $16.7B | ||
| Q3 24 | $186.0B | $16.5B | ||
| Q2 24 | $179.7B | $16.4B |
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | 2.24× | ||
| Q3 25 | — | 2.35× | ||
| Q2 25 | — | 2.27× | ||
| Q1 25 | — | 2.21× | ||
| Q4 24 | — | 2.14× | ||
| Q3 24 | — | 2.17× | ||
| Q2 24 | — | 2.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $583.0M |
| Free Cash FlowOCF − Capex | — | $273.0M |
| FCF MarginFCF / Revenue | — | 8.7% |
| Capex IntensityCapex / Revenue | — | 13.7% |
| Cash ConversionOCF / Net Profit | — | 6.27× |
| TTM Free Cash FlowTrailing 4 quarters | — | $595.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $583.0M | ||
| Q4 25 | $2.7B | $749.0M | ||
| Q3 25 | $2.2B | $442.0M | ||
| Q2 25 | $1.8B | $752.0M | ||
| Q1 25 | $1.7B | $651.0M | ||
| Q4 24 | $383.0M | $558.0M | ||
| Q3 24 | $3.0B | $629.0M | ||
| Q2 24 | $1.7B | $552.0M |
| Q1 26 | — | $273.0M | ||
| Q4 25 | $2.6B | $344.0M | ||
| Q3 25 | $2.2B | $-85.0M | ||
| Q2 25 | $1.7B | $63.0M | ||
| Q1 25 | $1.6B | $137.0M | ||
| Q4 24 | $325.0M | $-201.0M | ||
| Q3 24 | $3.0B | $30.0M | ||
| Q2 24 | $1.7B | $-87.0M |
| Q1 26 | — | 8.7% | ||
| Q4 25 | 52.0% | 10.8% | ||
| Q3 25 | 44.1% | -2.7% | ||
| Q2 25 | 38.4% | 2.0% | ||
| Q1 25 | 36.8% | 4.4% | ||
| Q4 24 | 7.0% | -6.3% | ||
| Q3 24 | 65.8% | 0.9% | ||
| Q2 24 | 38.8% | -2.7% |
| Q1 26 | — | 13.7% | ||
| Q4 25 | 0.9% | 12.8% | ||
| Q3 25 | 0.9% | 16.6% | ||
| Q2 25 | 0.8% | 21.6% | ||
| Q1 25 | 0.8% | 16.4% | ||
| Q4 24 | 1.2% | 23.8% | ||
| Q3 24 | 1.1% | 18.9% | ||
| Q2 24 | 0.4% | 20.1% |
| Q1 26 | — | 6.27× | ||
| Q4 25 | 2.65× | 5.67× | ||
| Q3 25 | 2.42× | 3.20× | ||
| Q2 25 | 1.66× | 5.74× | ||
| Q1 25 | 2.89× | 6.64× | ||
| Q4 24 | 0.36× | 4.13× | ||
| Q3 24 | 5.96× | 4.43× | ||
| Q2 24 | 2.07× | 4.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMP
| Management and financial advice fees | $2.9B | 60% |
| Other | $872.0M | 18% |
| Distribution fees | $563.0M | 12% |
| Premiums, policy and contract charges | $341.0M | 7% |
| Other revenues | $166.0M | 3% |
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
