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Side-by-side financial comparison of Alpha Metallurgical Resources, Inc. (AMR) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $519.1M, roughly 1.7× Alpha Metallurgical Resources, Inc.). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs -3.3%, a 32.8% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs -15.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $-10.0M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs -22.4%).

Alpha Metallurgical Resources, formerly Contura Energy, is a leading coal supplier with underground and surface coal mining complexes across Northern and Central Appalachia. Contura owns large coal basins in Pennsylvania, Virginia and West Virginia which supply both metallurgical coal to produce steel and thermal coal to generate power.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

AMR vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.7× larger
ZION
$891.0M
$519.1M
AMR
Growing faster (revenue YoY)
ZION
ZION
+24.3% gap
ZION
8.7%
-15.7%
AMR
Higher net margin
ZION
ZION
32.8% more per $
ZION
29.5%
-3.3%
AMR
More free cash flow
ZION
ZION
$962.0M more FCF
ZION
$952.0M
$-10.0M
AMR
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
-22.4%
AMR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMR
AMR
ZION
ZION
Revenue
$519.1M
$891.0M
Net Profit
$-17.3M
$263.0M
Gross Margin
Operating Margin
-4.1%
Net Margin
-3.3%
29.5%
Revenue YoY
-15.7%
8.7%
Net Profit YoY
-711.2%
21.8%
EPS (diluted)
$-1.35
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMR
AMR
ZION
ZION
Q4 25
$519.1M
$891.0M
Q3 25
$525.2M
$861.0M
Q2 25
$548.7M
$838.0M
Q1 25
$529.7M
$795.0M
Q4 24
$615.4M
$820.0M
Q3 24
$669.8M
$792.0M
Q2 24
$800.1M
$777.0M
Q1 24
$861.3M
$742.0M
Net Profit
AMR
AMR
ZION
ZION
Q4 25
$-17.3M
$263.0M
Q3 25
$-5.5M
$222.0M
Q2 25
$-5.0M
$244.0M
Q1 25
$-33.9M
$170.0M
Q4 24
$-2.1M
$216.0M
Q3 24
$3.8M
$214.0M
Q2 24
$58.9M
$201.0M
Q1 24
$127.0M
$153.0M
Operating Margin
AMR
AMR
ZION
ZION
Q4 25
-4.1%
Q3 25
-0.5%
Q2 25
0.5%
Q1 25
-7.6%
Q4 24
1.6%
Q3 24
0.8%
Q2 24
8.8%
Q1 24
16.5%
Net Margin
AMR
AMR
ZION
ZION
Q4 25
-3.3%
29.5%
Q3 25
-1.1%
25.8%
Q2 25
-0.9%
29.1%
Q1 25
-6.4%
21.4%
Q4 24
-0.3%
26.3%
Q3 24
0.6%
27.0%
Q2 24
7.4%
25.9%
Q1 24
14.7%
20.6%
EPS (diluted)
AMR
AMR
ZION
ZION
Q4 25
$-1.35
$1.77
Q3 25
$-0.42
$1.48
Q2 25
$-0.38
$1.63
Q1 25
$-2.60
$1.13
Q4 24
$-0.09
$1.34
Q3 24
$0.29
$1.37
Q2 24
$4.49
$1.28
Q1 24
$9.59
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMR
AMR
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$415.6M
Total DebtLower is stronger
$9.8M
$1.5B
Stockholders' EquityBook value
$1.5B
$7.2B
Total Assets
$2.3B
$89.0B
Debt / EquityLower = less leverage
0.01×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMR
AMR
ZION
ZION
Q4 25
$415.6M
Q3 25
$457.9M
Q2 25
$449.0M
Q1 25
$448.0M
Q4 24
$481.6M
Q3 24
$484.6M
Q2 24
$336.1M
Q1 24
$269.4M
Total Debt
AMR
AMR
ZION
ZION
Q4 25
$9.8M
$1.5B
Q3 25
$2.9M
$1.5B
Q2 25
$3.1M
$970.0M
Q1 25
$2.4M
$964.0M
Q4 24
$2.9M
$950.0M
Q3 24
$3.6M
$548.0M
Q2 24
$5.3M
$546.0M
Q1 24
$6.0M
$544.0M
Stockholders' Equity
AMR
AMR
ZION
ZION
Q4 25
$1.5B
$7.2B
Q3 25
$1.6B
$6.9B
Q2 25
$1.6B
$6.6B
Q1 25
$1.6B
$6.3B
Q4 24
$1.6B
$6.1B
Q3 24
$1.7B
$6.4B
Q2 24
$1.6B
$6.0B
Q1 24
$1.6B
$5.8B
Total Assets
AMR
AMR
ZION
ZION
Q4 25
$2.3B
$89.0B
Q3 25
$2.3B
$88.5B
Q2 25
$2.4B
$88.9B
Q1 25
$2.4B
$88.0B
Q4 24
$2.4B
$88.8B
Q3 24
$2.5B
$87.0B
Q2 24
$2.5B
$87.6B
Q1 24
$2.5B
$87.1B
Debt / Equity
AMR
AMR
ZION
ZION
Q4 25
0.01×
0.21×
Q3 25
0.00×
0.21×
Q2 25
0.00×
0.15×
Q1 25
0.00×
0.15×
Q4 24
0.00×
0.16×
Q3 24
0.00×
0.09×
Q2 24
0.00×
0.09×
Q1 24
0.00×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMR
AMR
ZION
ZION
Operating Cash FlowLast quarter
$19.0M
$1.1B
Free Cash FlowOCF − Capex
$-10.0M
$952.0M
FCF MarginFCF / Revenue
-1.9%
106.8%
Capex IntensityCapex / Revenue
5.6%
13.6%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$17.8M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMR
AMR
ZION
ZION
Q4 25
$19.0M
$1.1B
Q3 25
$50.5M
$438.0M
Q2 25
$53.2M
$-62.0M
Q1 25
$22.2M
$179.0M
Q4 24
$56.3M
$1.1B
Q3 24
$189.5M
$119.0M
Q2 24
$138.1M
$251.0M
Q1 24
$196.1M
$261.0M
Free Cash Flow
AMR
AMR
ZION
ZION
Q4 25
$-10.0M
$952.0M
Q3 25
$25.4M
$413.0M
Q2 25
$18.6M
$-93.0M
Q1 25
$-16.3M
$152.0M
Q4 24
$13.6M
$1.1B
Q3 24
$158.0M
$97.0M
Q2 24
$77.0M
$234.0M
Q1 24
$132.5M
$231.0M
FCF Margin
AMR
AMR
ZION
ZION
Q4 25
-1.9%
106.8%
Q3 25
4.8%
48.0%
Q2 25
3.4%
-11.1%
Q1 25
-3.1%
19.1%
Q4 24
2.2%
128.2%
Q3 24
23.6%
12.2%
Q2 24
9.6%
30.1%
Q1 24
15.4%
31.1%
Capex Intensity
AMR
AMR
ZION
ZION
Q4 25
5.6%
13.6%
Q3 25
4.8%
2.9%
Q2 25
6.3%
3.7%
Q1 25
7.3%
3.4%
Q4 24
6.9%
11.8%
Q3 24
4.7%
2.8%
Q2 24
7.6%
2.2%
Q1 24
7.4%
4.0%
Cash Conversion
AMR
AMR
ZION
ZION
Q4 25
4.08×
Q3 25
1.97×
Q2 25
-0.25×
Q1 25
1.05×
Q4 24
5.31×
Q3 24
49.81×
0.56×
Q2 24
2.34×
1.25×
Q1 24
1.54×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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