ZIONS BANCORPORATION, NATIONAL ASSOCIATIONZIONEarnings & Financial Report
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
ZION Q4 FY2025 Key Financial Metrics
Revenue
$891.0M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$263.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
29.5%
YoY Growth
8.7%
EPS
$1.77
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Q4 FY2025 Financial Summary
ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported revenue of $891.0M (up 8.7% YoY) for Q4 FY2025, with a net profit of $263.0M (up 21.8% YoY) (29.5% margin).
Key Financial Metrics
| Total Revenue | $891.0M |
|---|---|
| Net Profit | $263.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Annual Revenue by Year
ZIONS BANCORPORATION, NATIONAL ASSOCIATION annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.4B).
ZIONS BANCORPORATION, NATIONAL ASSOCIATION Quarterly Revenue & Net Profit History
ZIONS BANCORPORATION, NATIONAL ASSOCIATION results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $891.0M | +8.7% | $263.0M | 29.5% |
| Q3 FY2025 | $861.0M | +8.7% | $222.0M | 25.8% |
| Q2 FY2025 | $838.0M | +7.9% | $244.0M | 29.1% |
| Q1 FY2025 | $795.0M | +7.1% | $170.0M | 21.4% |
| Q4 FY2024 | $820.0M | +12.2% | $216.0M | 26.3% |
| Q3 FY2024 | $792.0M | +3.5% | $214.0M | 27.0% |
| Q2 FY2024 | $777.0M | -0.4% | $201.0M | 25.9% |
| Q1 FY2024 | $742.0M | -11.6% | $153.0M | 20.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $742.0M | $777.0M | $792.0M | $820.0M | $795.0M | $838.0M | $861.0M | $891.0M |
| YoY Growth | -11.6% | -0.4% | 3.5% | 12.2% | 7.1% | 7.9% | 8.7% | 8.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $87.06B | $87.61B | $87.03B | $88.78B | $87.99B | $88.89B | $88.53B | $88.99B |
| Liabilities | $81.23B | $81.58B | $80.65B | $82.65B | $81.67B | $82.30B | $81.67B | $81.81B |
| Equity | $5.83B | $6.03B | $6.38B | $6.12B | $6.33B | $6.60B | $6.87B | $7.18B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $261.0M | $251.0M | $119.0M | $1.15B | $179.0M | $-62.0M | $438.0M | $1.07B |