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ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ZIONEarnings & Financial Report

Nasdaq · financial services

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

ZION Q3 2025 Key Financial Metrics

Revenue

$133.0M

Gross Profit

N/A

Operating Profit

N/A

Net Profit

$222.0M

Gross Margin

N/A

Operating Margin

N/A

Net Margin

166.9%

YoY Growth

3.9%

EPS

$1.48

Financial Flow

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ Q3 2025 Financial Summary

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ reported revenue of $133.0M for Q3 2025, with a net profit of $222.0M (166.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$133.0M
Net Profit$222.0M
Gross MarginN/A
Operating MarginN/A
Report PeriodQ3 2025

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ Annual Revenue by Year

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $513.0M).

YearAnnual Revenue
2024$513.0M
2023$503.0M
2022$495.0M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$125.0M$124.0M$126.0M$128.0M$135.0M$133.0M$130.0M$133.0M
YoY Growth0.0%0.0%-1.6%1.6%8.0%7.3%3.2%3.9%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$87.20B$87.06B$87.61B$87.03B$88.78B$87.99B$88.89B$88.53B
Liabilities$81.51B$81.23B$81.58B$80.65B$82.65B$81.67B$82.30B$81.67B
Equity$5.69B$5.83B$6.03B$6.38B$6.12B$6.33B$6.60B$6.87B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$-245.0M$261.0M$251.0M$119.0M$517.0M$179.0M$-62.0M$438.0M