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Side-by-side financial comparison of Amrize Ltd (AMRZ) and Cincinnati Financial (CINF). Click either name above to swap in a different company.

Amrize Ltd is the larger business by last-quarter revenue ($3.7B vs $2.8B, roughly 1.3× Cincinnati Financial). Amrize Ltd runs the higher net margin — 14.8% vs 9.6%, a 5.3% gap on every dollar of revenue. On growth, Amrize Ltd posted the faster year-over-year revenue change (6.6% vs -1.7%).

Holcim is a Swiss-based global building materials and aggregates flagship division of the Holcim Group. The original company was merged on 10 July 2015 with Lafarge to form LafargeHolcim as the new company and renamed to Holcim Group in 2021. The Holcim brand remained active within the group when the merger was completed.

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

AMRZ vs CINF — Head-to-Head

Bigger by revenue
AMRZ
AMRZ
1.3× larger
AMRZ
$3.7B
$2.8B
CINF
Growing faster (revenue YoY)
AMRZ
AMRZ
+8.4% gap
AMRZ
6.6%
-1.7%
CINF
Higher net margin
AMRZ
AMRZ
5.3% more per $
AMRZ
14.8%
9.6%
CINF

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
AMRZ
AMRZ
CINF
CINF
Revenue
$3.7B
$2.8B
Net Profit
$545.0M
$274.0M
Gross Margin
29.6%
Operating Margin
21.2%
Net Margin
14.8%
9.6%
Revenue YoY
6.6%
-1.7%
Net Profit YoY
-1.4%
EPS (diluted)
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMRZ
AMRZ
CINF
CINF
Q1 26
$2.8B
Q4 25
$3.1B
Q3 25
$3.7B
$3.7B
Q2 25
$3.2B
$3.2B
Q1 25
$2.6B
Q4 24
$2.5B
Q3 24
$3.4B
$3.3B
Q2 24
$3.2B
$2.5B
Net Profit
AMRZ
AMRZ
CINF
CINF
Q1 26
$274.0M
Q4 25
$676.0M
Q3 25
$545.0M
$1.1B
Q2 25
$429.0M
$685.0M
Q1 25
$-90.0M
Q4 24
$405.0M
Q3 24
$553.0M
$820.0M
Q2 24
$474.0M
$312.0M
Gross Margin
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
Q3 25
29.6%
Q2 25
30.0%
Q1 25
Q4 24
Q3 24
30.2%
Q2 24
30.2%
Operating Margin
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
27.2%
Q3 25
21.2%
37.9%
Q2 25
20.8%
26.3%
Q1 25
-5.0%
Q4 24
18.9%
Q3 24
24.5%
31.3%
Q2 24
23.3%
15.2%
Net Margin
AMRZ
AMRZ
CINF
CINF
Q1 26
9.6%
Q4 25
21.9%
Q3 25
14.8%
30.1%
Q2 25
13.3%
21.1%
Q1 25
-3.5%
Q4 24
16.0%
Q3 24
16.0%
24.7%
Q2 24
14.6%
12.3%
EPS (diluted)
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
$4.29
Q3 25
$0.98
$7.11
Q2 25
$0.78
$4.34
Q1 25
$-0.57
Q4 24
$2.57
Q3 24
$1.00
$5.20
Q2 24
$0.86
$1.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMRZ
AMRZ
CINF
CINF
Cash + ST InvestmentsLiquidity on hand
$826.0M
$1.2B
Total DebtLower is stronger
$816.0M
Stockholders' EquityBook value
$12.9B
$15.7B
Total Assets
$24.0B
$41.2B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMRZ
AMRZ
CINF
CINF
Q1 26
$1.2B
Q4 25
$148.0M
Q3 25
$826.0M
$1.6B
Q2 25
$601.0M
$1.1B
Q1 25
$1.1B
Q4 24
$1.3B
Q3 24
$1.8B
Q2 24
$771.0M
Total Debt
AMRZ
AMRZ
CINF
CINF
Q1 26
$816.0M
Q4 25
$861.0M
Q3 25
$858.0M
Q2 25
$859.0M
Q1 25
$853.0M
Q4 24
$850.0M
Q3 24
$849.0M
Q2 24
$849.0M
Stockholders' Equity
AMRZ
AMRZ
CINF
CINF
Q1 26
$15.7B
Q4 25
$15.9B
Q3 25
$12.9B
$15.4B
Q2 25
$12.4B
$14.3B
Q1 25
$13.7B
Q4 24
$13.9B
Q3 24
$9.8B
$13.8B
Q2 24
$9.3B
$12.8B
Total Assets
AMRZ
AMRZ
CINF
CINF
Q1 26
$41.2B
Q4 25
$41.0B
Q3 25
$24.0B
$40.6B
Q2 25
$23.8B
$38.8B
Q1 25
$37.3B
Q4 24
$36.5B
Q3 24
$37.0B
Q2 24
$34.8B
Debt / Equity
AMRZ
AMRZ
CINF
CINF
Q1 26
0.05×
Q4 25
0.05×
Q3 25
0.06×
Q2 25
0.06×
Q1 25
0.06×
Q4 24
0.06×
Q3 24
0.06×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMRZ
AMRZ
CINF
CINF
Operating Cash FlowLast quarter
$854.0M
Free Cash FlowOCF − Capex
$669.0M
FCF MarginFCF / Revenue
18.2%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
1.57×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
$947.0M
Q3 25
$854.0M
$1.1B
Q2 25
$741.0M
Q1 25
$310.0M
Q4 24
$642.0M
Q3 24
$912.0M
Q2 24
$742.0M
Free Cash Flow
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
$939.0M
Q3 25
$669.0M
$1.1B
Q2 25
$737.0M
Q1 25
$307.0M
Q4 24
$638.0M
Q3 24
$906.0M
Q2 24
$737.0M
FCF Margin
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
30.4%
Q3 25
18.2%
29.8%
Q2 25
22.7%
Q1 25
12.0%
Q4 24
25.1%
Q3 24
27.3%
Q2 24
29.0%
Capex Intensity
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
0.3%
Q3 25
5.0%
0.1%
Q2 25
0.1%
Q1 25
0.1%
Q4 24
0.2%
Q3 24
0.2%
Q2 24
0.2%
Cash Conversion
AMRZ
AMRZ
CINF
CINF
Q1 26
Q4 25
1.40×
Q3 25
1.57×
0.99×
Q2 25
1.08×
Q1 25
Q4 24
1.59×
Q3 24
1.11×
Q2 24
2.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMRZ
AMRZ

Building Materials$2.8B75%
Building Envelope$901.0M25%
Equity Method Investee$5.0M0%

CINF
CINF

Segment breakdown not available.

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