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Side-by-side financial comparison of AMERICAN SHARED HOSPITAL SERVICES (AMS) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Pathfinder Bancorp, Inc. is the larger business by last-quarter revenue ($11.8M vs $7.7M, roughly 1.5× AMERICAN SHARED HOSPITAL SERVICES). AMERICAN SHARED HOSPITAL SERVICES runs the higher net margin — -8.2% vs -52.9%, a 44.8% gap on every dollar of revenue. On growth, AMERICAN SHARED HOSPITAL SERVICES posted the faster year-over-year revenue change (-14.8% vs -22.6%). Pathfinder Bancorp, Inc. produced more free cash flow last quarter ($10.4M vs $-2.7M). Over the past eight quarters, AMERICAN SHARED HOSPITAL SERVICES's revenue compounded faster (21.7% CAGR vs 3.0%).

American Shared Hospital Services offers turnkey outsourced solutions for advanced radiotherapy, stereotactic radiosurgery and diagnostic imaging equipment to healthcare facilities. It eliminates high upfront capital costs for hospitals, operates primarily across North America, and also serves Latin America and select Asia-Pacific markets, catering to both public and private hospital segments.

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

AMS vs PBHC — Head-to-Head

Bigger by revenue
PBHC
PBHC
1.5× larger
PBHC
$11.8M
$7.7M
AMS
Growing faster (revenue YoY)
AMS
AMS
+7.9% gap
AMS
-14.8%
-22.6%
PBHC
Higher net margin
AMS
AMS
44.8% more per $
AMS
-8.2%
-52.9%
PBHC
More free cash flow
PBHC
PBHC
$13.1M more FCF
PBHC
$10.4M
$-2.7M
AMS
Faster 2-yr revenue CAGR
AMS
AMS
Annualised
AMS
21.7%
3.0%
PBHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMS
AMS
PBHC
PBHC
Revenue
$7.7M
$11.8M
Net Profit
$-631.0K
$-5.6M
Gross Margin
11.7%
Operating Margin
-18.1%
-81.1%
Net Margin
-8.2%
-52.9%
Revenue YoY
-14.8%
-22.6%
Net Profit YoY
52.5%
-242.4%
EPS (diluted)
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMS
AMS
PBHC
PBHC
Q4 25
$7.7M
$11.8M
Q3 25
$7.2M
$13.1M
Q2 25
$7.1M
$9.3M
Q1 25
$6.1M
$12.6M
Q4 24
$9.1M
$15.3M
Q3 24
$7.0M
$13.4M
Q2 24
$7.1M
$10.7M
Q1 24
$5.2M
$11.1M
Net Profit
AMS
AMS
PBHC
PBHC
Q4 25
$-631.0K
$-5.6M
Q3 25
$-17.0K
$626.0K
Q2 25
$-280.0K
$31.0K
Q1 25
$-625.0K
$3.0M
Q4 24
$-1.3M
$3.9M
Q3 24
$-207.0K
$-4.6M
Q2 24
$3.6M
$2.0M
Q1 24
$119.0K
$2.1M
Gross Margin
AMS
AMS
PBHC
PBHC
Q4 25
11.7%
Q3 25
22.1%
Q2 25
23.1%
Q1 25
15.4%
Q4 24
35.3%
Q3 24
19.6%
Q2 24
35.0%
Q1 24
41.1%
Operating Margin
AMS
AMS
PBHC
PBHC
Q4 25
-18.1%
-81.1%
Q3 25
-4.8%
5.1%
Q2 25
-7.7%
0.4%
Q1 25
-21.3%
29.5%
Q4 24
-20.2%
55.4%
Q3 24
-12.7%
-43.1%
Q2 24
-0.0%
23.3%
Q1 24
-1.6%
24.3%
Net Margin
AMS
AMS
PBHC
PBHC
Q4 25
-8.2%
-52.9%
Q3 25
-0.2%
4.8%
Q2 25
-4.0%
0.3%
Q1 25
-10.2%
23.6%
Q4 24
-14.6%
37.7%
Q3 24
-3.0%
-34.6%
Q2 24
51.0%
18.7%
Q1 24
2.3%
19.0%
EPS (diluted)
AMS
AMS
PBHC
PBHC
Q4 25
$-0.09
Q3 25
$0.00
$0.47
Q2 25
$-0.04
$0.47
Q1 25
$-0.10
Q4 24
$-0.21
Q3 24
$-0.03
$0.41
Q2 24
$0.55
$0.41
Q1 24
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMS
AMS
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
$3.5M
Total DebtLower is stronger
$17.4M
$14.1M
Stockholders' EquityBook value
$24.0M
$122.5M
Total Assets
$55.5M
$1.4B
Debt / EquityLower = less leverage
0.72×
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMS
AMS
PBHC
PBHC
Q4 25
$3.5M
Q3 25
$5.1M
Q2 25
$11.1M
Q1 25
$11.2M
Q4 24
$11.0M
Q3 24
$13.8M
Q2 24
$14.2M
Q1 24
$12.8M
Total Debt
AMS
AMS
PBHC
PBHC
Q4 25
$17.4M
$14.1M
Q3 25
$18.2M
$18.7M
Q2 25
$19.1M
$21.0M
Q1 25
$19.9M
$17.6M
Q4 24
$20.4M
$27.1M
Q3 24
$14.4M
$39.8M
Q2 24
$15.1M
$45.9M
Q1 24
$15.6M
$45.9M
Stockholders' Equity
AMS
AMS
PBHC
PBHC
Q4 25
$24.0M
$122.5M
Q3 25
$24.6M
$126.3M
Q2 25
$24.5M
$124.4M
Q1 25
$24.6M
$124.9M
Q4 24
$25.2M
$121.5M
Q3 24
$26.4M
$120.2M
Q2 24
$26.5M
$123.3M
Q1 24
$22.8M
$121.8M
Total Assets
AMS
AMS
PBHC
PBHC
Q4 25
$55.5M
$1.4B
Q3 25
$59.6M
$1.5B
Q2 25
$63.5M
$1.5B
Q1 25
$63.3M
$1.5B
Q4 24
$60.2M
$1.5B
Q3 24
$63.3M
$1.5B
Q2 24
$60.8M
$1.4B
Q1 24
$50.1M
$1.5B
Debt / Equity
AMS
AMS
PBHC
PBHC
Q4 25
0.72×
0.11×
Q3 25
0.74×
0.15×
Q2 25
0.78×
0.17×
Q1 25
0.81×
0.14×
Q4 24
0.81×
0.22×
Q3 24
0.54×
0.33×
Q2 24
0.57×
0.37×
Q1 24
0.68×
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMS
AMS
PBHC
PBHC
Operating Cash FlowLast quarter
$-704.0K
$11.7M
Free Cash FlowOCF − Capex
$-2.7M
$10.4M
FCF MarginFCF / Revenue
-34.8%
88.1%
Capex IntensityCapex / Revenue
25.7%
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.5M
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMS
AMS
PBHC
PBHC
Q4 25
$-704.0K
$11.7M
Q3 25
$1.7M
$7.0M
Q2 25
$-372.0K
$-3.7M
Q1 25
$2.5M
$5.7M
Q4 24
$274.0K
$11.2M
Q3 24
$472.0K
$11.8M
Q2 24
$1.3M
$1.5M
Q1 24
$-1.9M
$504.0K
Free Cash Flow
AMS
AMS
PBHC
PBHC
Q4 25
$-2.7M
$10.4M
Q3 25
$-2.0M
$6.9M
Q2 25
$-2.3M
$-4.0M
Q1 25
$-1.5M
$5.1M
Q4 24
$-4.4M
$9.1M
Q3 24
$-407.0K
$11.3M
Q2 24
$70.0K
$637.0K
Q1 24
$-3.0M
$274.0K
FCF Margin
AMS
AMS
PBHC
PBHC
Q4 25
-34.8%
88.1%
Q3 25
-28.3%
52.8%
Q2 25
-32.1%
-42.6%
Q1 25
-24.7%
40.1%
Q4 24
-48.4%
59.9%
Q3 24
-5.8%
84.3%
Q2 24
1.0%
6.0%
Q1 24
-58.4%
2.5%
Capex Intensity
AMS
AMS
PBHC
PBHC
Q4 25
25.7%
10.7%
Q3 25
51.6%
1.0%
Q2 25
26.9%
2.4%
Q1 25
65.7%
5.1%
Q4 24
51.4%
13.5%
Q3 24
12.6%
3.8%
Q2 24
17.2%
8.2%
Q1 24
22.7%
2.1%
Cash Conversion
AMS
AMS
PBHC
PBHC
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.36×
0.76×
Q1 24
-15.67×
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMS
AMS

Direct Patient Services$4.0M51%
Rental Income From Medical Services$2.7M35%
Pbrt Services$1.2M15%

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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