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Side-by-side financial comparison of AMERISAFE INC (AMSF) and Envela Corp (ELA). Click either name above to swap in a different company.
Envela Corp is the larger business by last-quarter revenue ($80.5M vs $80.1M, roughly 1.0× AMERISAFE INC). AMERISAFE INC runs the higher net margin — 10.2% vs 7.4%, a 2.7% gap on every dollar of revenue. On growth, Envela Corp posted the faster year-over-year revenue change (66.6% vs 10.3%). Over the past eight quarters, Envela Corp's revenue compounded faster (42.1% CAGR vs 2.8%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
Envela Corporation is a U.S.-based company that provides recommerce services aimed at extending product lifecycles and reducing resource consumption. The company operates through two primary segments: consumer and commercial.
AMSF vs ELA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $80.5M |
| Net Profit | $8.1M | $6.0M |
| Gross Margin | — | 20.5% |
| Operating Margin | — | 9.4% |
| Net Margin | 10.2% | 7.4% |
| Revenue YoY | 10.3% | 66.6% |
| Net Profit YoY | -9.0% | 274.6% |
| EPS (diluted) | $0.43 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $80.5M | ||
| Q3 25 | $82.0M | $57.4M | ||
| Q2 25 | $81.1M | $54.9M | ||
| Q1 25 | $72.6M | $48.3M | ||
| Q4 24 | $74.0M | $48.3M | ||
| Q3 24 | $78.7M | $46.9M | ||
| Q2 24 | $75.8M | $45.3M |
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $6.0M | ||
| Q3 25 | $13.8M | $3.4M | ||
| Q2 25 | $14.0M | $2.8M | ||
| Q1 25 | $8.9M | $2.5M | ||
| Q4 24 | $13.2M | $1.6M | ||
| Q3 24 | $14.3M | $1.7M | ||
| Q2 24 | $11.0M | $1.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.5% | ||
| Q3 25 | — | 22.8% | ||
| Q2 25 | — | 22.6% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 24.4% | ||
| Q2 24 | — | 25.1% |
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 9.4% | ||
| Q3 25 | 21.3% | 7.3% | ||
| Q2 25 | 21.5% | 5.9% | ||
| Q1 25 | 15.5% | 6.5% | ||
| Q4 24 | 22.7% | 3.9% | ||
| Q3 24 | 22.6% | 4.3% | ||
| Q2 24 | 18.1% | 4.2% |
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 7.4% | ||
| Q3 25 | 16.9% | 5.8% | ||
| Q2 25 | 17.2% | 5.0% | ||
| Q1 25 | 12.3% | 5.2% | ||
| Q4 24 | 17.8% | 3.3% | ||
| Q3 24 | 18.2% | 3.6% | ||
| Q2 24 | 14.5% | 3.5% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $0.22 | ||
| Q3 25 | $0.72 | $0.13 | ||
| Q2 25 | $0.73 | $0.11 | ||
| Q1 25 | $0.47 | $0.10 | ||
| Q4 24 | $0.69 | $0.07 | ||
| Q3 24 | $0.75 | $0.06 | ||
| Q2 24 | $0.57 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | — |
| Total DebtLower is stronger | — | $9.9M |
| Stockholders' EquityBook value | $246.6M | $67.1M |
| Total Assets | — | $96.0M |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | — | ||
| Q3 25 | $54.7M | — | ||
| Q2 25 | $48.5M | — | ||
| Q1 25 | $44.8M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | $63.7M | — | ||
| Q2 24 | $30.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $9.9M | ||
| Q3 25 | — | $12.5M | ||
| Q2 25 | — | $13.0M | ||
| Q1 25 | — | $13.2M | ||
| Q4 24 | — | $13.5M | ||
| Q3 24 | — | $13.8M | ||
| Q2 24 | — | $14.3M |
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $67.1M | ||
| Q3 25 | $274.8M | $61.1M | ||
| Q2 25 | $265.6M | $57.8M | ||
| Q1 25 | $260.8M | $55.1M | ||
| Q4 24 | $257.3M | $52.7M | ||
| Q3 24 | $314.4M | $51.1M | ||
| Q2 24 | $301.0M | $50.2M |
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $96.0M | ||
| Q3 25 | $1.2B | $90.9M | ||
| Q2 25 | $1.2B | $82.7M | ||
| Q1 25 | $1.2B | $79.7M | ||
| Q4 24 | $1.2B | $77.9M | ||
| Q3 24 | $1.3B | $77.4M | ||
| Q2 24 | $1.2B | $73.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.26× | ||
| Q3 24 | — | 0.27× | ||
| Q2 24 | — | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-3.5M |
| Free Cash FlowOCF − Capex | — | $-3.7M |
| FCF MarginFCF / Revenue | — | -4.6% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | -0.59× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $11.1M | $-3.5M | ||
| Q3 25 | $10.7M | $2.4M | ||
| Q2 25 | $-8.4M | $2.6M | ||
| Q1 25 | $-1.8M | $1.1M | ||
| Q4 24 | $24.2M | $3.7M | ||
| Q3 24 | $8.4M | $3.4M | ||
| Q2 24 | $-2.6M | $-789.5K |
| Q1 26 | — | — | ||
| Q4 25 | $8.9M | $-3.7M | ||
| Q3 25 | $9.8M | $2.2M | ||
| Q2 25 | $-9.5M | $2.1M | ||
| Q1 25 | $-1.8M | $746.6K | ||
| Q4 24 | $23.4M | $3.2M | ||
| Q3 24 | $8.4M | $1.5M | ||
| Q2 24 | $-2.6M | $-1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | -4.6% | ||
| Q3 25 | 11.9% | 3.8% | ||
| Q2 25 | -11.7% | 3.9% | ||
| Q1 25 | -2.5% | 1.5% | ||
| Q4 24 | 31.5% | 6.7% | ||
| Q3 24 | 10.7% | 3.1% | ||
| Q2 24 | -3.5% | -2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 0.2% | ||
| Q3 25 | 1.1% | 0.4% | ||
| Q2 25 | 1.3% | 0.8% | ||
| Q1 25 | 0.0% | 0.8% | ||
| Q4 24 | 1.1% | 1.0% | ||
| Q3 24 | 0.0% | 4.2% | ||
| Q2 24 | 0.1% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | -0.59× | ||
| Q3 25 | 0.77× | 0.72× | ||
| Q2 25 | -0.61× | 0.94× | ||
| Q1 25 | -0.20× | 0.45× | ||
| Q4 24 | 1.83× | 2.34× | ||
| Q3 24 | 0.59× | 2.05× | ||
| Q2 24 | -0.24× | -0.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMSF
Segment breakdown not available.
ELA
| Consumer Segment | $67.7M | 84% |
| Commercial Segment | $12.8M | 16% |
