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Side-by-side financial comparison of AMERISAFE INC (AMSF) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
AMERISAFE INC is the larger business by last-quarter revenue ($80.1M vs $50.3M, roughly 1.6× READING INTERNATIONAL INC). AMERISAFE INC runs the higher net margin — 10.2% vs -5.1%, a 15.3% gap on every dollar of revenue. On growth, AMERISAFE INC posted the faster year-over-year revenue change (10.3% vs -14.2%). Over the past eight quarters, READING INTERNATIONAL INC's revenue compounded faster (5.6% CAGR vs 2.8%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
AMSF vs RDI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $50.3M |
| Net Profit | $8.1M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | — | -1.9% |
| Net Margin | 10.2% | -5.1% |
| Revenue YoY | 10.3% | -14.2% |
| Net Profit YoY | -9.0% | -14.5% |
| EPS (diluted) | $0.43 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $50.3M | ||
| Q3 25 | $82.0M | $52.2M | ||
| Q2 25 | $81.1M | $60.4M | ||
| Q1 25 | $72.6M | $40.2M | ||
| Q4 24 | $74.0M | $58.6M | ||
| Q3 24 | $78.7M | $60.1M | ||
| Q2 24 | $75.8M | $46.8M |
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $-2.6M | ||
| Q3 25 | $13.8M | $-4.2M | ||
| Q2 25 | $14.0M | $-2.7M | ||
| Q1 25 | $8.9M | $-4.8M | ||
| Q4 24 | $13.2M | $-2.2M | ||
| Q3 24 | $14.3M | $-7.0M | ||
| Q2 24 | $11.0M | $-12.8M |
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | -1.9% | ||
| Q3 25 | 21.3% | -0.6% | ||
| Q2 25 | 21.5% | 4.8% | ||
| Q1 25 | 15.5% | -17.2% | ||
| Q4 24 | 22.7% | 2.6% | ||
| Q3 24 | 22.6% | -0.6% | ||
| Q2 24 | 18.1% | -16.4% |
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | -5.1% | ||
| Q3 25 | 16.9% | -8.0% | ||
| Q2 25 | 17.2% | -4.4% | ||
| Q1 25 | 12.3% | -11.8% | ||
| Q4 24 | 17.8% | -3.8% | ||
| Q3 24 | 18.2% | -11.7% | ||
| Q2 24 | 14.5% | -27.4% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $-0.11 | ||
| Q3 25 | $0.72 | $-0.18 | ||
| Q2 25 | $0.73 | $-0.12 | ||
| Q1 25 | $0.47 | $-0.21 | ||
| Q4 24 | $0.69 | $-0.11 | ||
| Q3 24 | $0.75 | $-0.31 | ||
| Q2 24 | $0.57 | $-0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $246.6M | $-18.2M |
| Total Assets | — | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | $10.5M | ||
| Q3 25 | $54.7M | $8.1M | ||
| Q2 25 | $48.5M | $9.1M | ||
| Q1 25 | $44.8M | $5.9M | ||
| Q4 24 | $44.1M | $12.4M | ||
| Q3 24 | $63.7M | $10.1M | ||
| Q2 24 | $30.6M | $9.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $-18.2M | ||
| Q3 25 | $274.8M | $-12.1M | ||
| Q2 25 | $265.6M | $-7.7M | ||
| Q1 25 | $260.8M | $-8.1M | ||
| Q4 24 | $257.3M | $-4.4M | ||
| Q3 24 | $314.4M | $1.6M | ||
| Q2 24 | $301.0M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $434.9M | ||
| Q3 25 | $1.2B | $435.2M | ||
| Q2 25 | $1.2B | $438.1M | ||
| Q1 25 | $1.2B | $441.0M | ||
| Q4 24 | $1.2B | $471.0M | ||
| Q3 24 | $1.3B | $495.7M | ||
| Q2 24 | $1.2B | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.3M |
| Free Cash FlowOCF − Capex | — | $4.1M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $11.1M | $4.3M | ||
| Q3 25 | $10.7M | $295.0K | ||
| Q2 25 | $-8.4M | $1.6M | ||
| Q1 25 | $-1.8M | $-7.7M | ||
| Q4 24 | $24.2M | $8.0M | ||
| Q3 24 | $8.4M | $1.3M | ||
| Q2 24 | $-2.6M | $-10.4M |
| Q1 26 | — | — | ||
| Q4 25 | $8.9M | $4.1M | ||
| Q3 25 | $9.8M | $-246.0K | ||
| Q2 25 | $-9.5M | $1.2M | ||
| Q1 25 | $-1.8M | $-8.0M | ||
| Q4 24 | $23.4M | $7.0M | ||
| Q3 24 | $8.4M | $-1.1M | ||
| Q2 24 | $-2.6M | $-10.6M |
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | 8.2% | ||
| Q3 25 | 11.9% | -0.5% | ||
| Q2 25 | -11.7% | 1.9% | ||
| Q1 25 | -2.5% | -19.8% | ||
| Q4 24 | 31.5% | 12.0% | ||
| Q3 24 | 10.7% | -1.8% | ||
| Q2 24 | -3.5% | -22.7% |
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 0.3% | ||
| Q3 25 | 1.1% | 1.0% | ||
| Q2 25 | 1.3% | 0.6% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 1.1% | 1.7% | ||
| Q3 24 | 0.0% | 4.0% | ||
| Q2 24 | 0.1% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | — | ||
| Q3 25 | 0.77× | — | ||
| Q2 25 | -0.61× | — | ||
| Q1 25 | -0.20× | — | ||
| Q4 24 | 1.83× | — | ||
| Q3 24 | 0.59× | — | ||
| Q2 24 | -0.24× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMSF
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
