vs
Side-by-side financial comparison of AMERISAFE INC (AMSF) and REGIS CORP (RGS). Click either name above to swap in a different company.
AMERISAFE INC is the larger business by last-quarter revenue ($80.1M vs $57.1M, roughly 1.4× REGIS CORP). AMERISAFE INC runs the higher net margin — 10.2% vs 0.8%, a 9.4% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 10.3%). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 2.8%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
AMSF vs RGS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $57.1M |
| Net Profit | $8.1M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | — | 10.8% |
| Net Margin | 10.2% | 0.8% |
| Revenue YoY | 10.3% | 22.3% |
| Net Profit YoY | -9.0% | -94.0% |
| EPS (diluted) | $0.43 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $57.1M | ||
| Q3 25 | $82.0M | $59.0M | ||
| Q2 25 | $81.1M | $60.4M | ||
| Q1 25 | $72.6M | $57.0M | ||
| Q4 24 | $74.0M | $46.7M | ||
| Q3 24 | $78.7M | $46.1M | ||
| Q2 24 | $75.8M | $49.4M |
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $456.0K | ||
| Q3 25 | $13.8M | $1.4M | ||
| Q2 25 | $14.0M | $116.5M | ||
| Q1 25 | $8.9M | $250.0K | ||
| Q4 24 | $13.2M | $7.6M | ||
| Q3 24 | $14.3M | $-853.0K | ||
| Q2 24 | $11.0M | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 10.8% | ||
| Q3 25 | 21.3% | 10.0% | ||
| Q2 25 | 21.5% | 12.1% | ||
| Q1 25 | 15.5% | 8.8% | ||
| Q4 24 | 22.7% | 11.8% | ||
| Q3 24 | 22.6% | 4.6% | ||
| Q2 24 | 18.1% | — |
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 0.8% | ||
| Q3 25 | 16.9% | 2.3% | ||
| Q2 25 | 17.2% | 192.9% | ||
| Q1 25 | 12.3% | 0.4% | ||
| Q4 24 | 17.8% | 16.4% | ||
| Q3 24 | 18.2% | -1.9% | ||
| Q2 24 | 14.5% | 184.7% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $0.16 | ||
| Q3 25 | $0.72 | $0.49 | ||
| Q2 25 | $0.73 | $43.67 | ||
| Q1 25 | $0.47 | $0.08 | ||
| Q4 24 | $0.69 | $2.71 | ||
| Q3 24 | $0.75 | $-0.36 | ||
| Q2 24 | $0.57 | $38.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $246.6M | $188.7M |
| Total Assets | — | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | $18.4M | ||
| Q3 25 | $54.7M | $16.6M | ||
| Q2 25 | $48.5M | $17.0M | ||
| Q1 25 | $44.8M | $13.3M | ||
| Q4 24 | $44.1M | $10.2M | ||
| Q3 24 | $63.7M | $6.3M | ||
| Q2 24 | $30.6M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $188.7M | ||
| Q3 25 | $274.8M | $187.6M | ||
| Q2 25 | $265.6M | $185.6M | ||
| Q1 25 | $260.8M | $68.6M | ||
| Q4 24 | $257.3M | $66.7M | ||
| Q3 24 | $314.4M | $56.4M | ||
| Q2 24 | $301.0M | $56.8M |
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $588.3M | ||
| Q3 25 | $1.2B | $592.1M | ||
| Q2 25 | $1.2B | $599.0M | ||
| Q1 25 | $1.2B | $511.2M | ||
| Q4 24 | $1.2B | $530.1M | ||
| Q3 24 | $1.3B | $508.9M | ||
| Q2 24 | $1.2B | $530.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $11.1M | $1.7M | ||
| Q3 25 | $10.7M | $2.3M | ||
| Q2 25 | $-8.4M | $6.8M | ||
| Q1 25 | $-1.8M | $6.2M | ||
| Q4 24 | $24.2M | $2.1M | ||
| Q3 24 | $8.4M | $-1.3M | ||
| Q2 24 | $-2.6M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | $8.9M | $891.0K | ||
| Q3 25 | $9.8M | $1.9M | ||
| Q2 25 | $-9.5M | $6.2M | ||
| Q1 25 | $-1.8M | $5.9M | ||
| Q4 24 | $23.4M | $1.7M | ||
| Q3 24 | $8.4M | $-1.4M | ||
| Q2 24 | $-2.6M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | 1.6% | ||
| Q3 25 | 11.9% | 3.2% | ||
| Q2 25 | -11.7% | 10.3% | ||
| Q1 25 | -2.5% | 10.3% | ||
| Q4 24 | 31.5% | 3.6% | ||
| Q3 24 | 10.7% | -3.0% | ||
| Q2 24 | -3.5% | 10.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 1.3% | 0.9% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 1.1% | 0.9% | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.1% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | 3.65× | ||
| Q3 25 | 0.77× | 1.68× | ||
| Q2 25 | -0.61× | 0.06× | ||
| Q1 25 | -0.20× | 24.80× | ||
| Q4 24 | 1.83× | 0.28× | ||
| Q3 24 | 0.59× | — | ||
| Q2 24 | -0.24× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMSF
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
