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Side-by-side financial comparison of AMERISAFE INC (AMSF) and RENAISSANCERE HOLDINGS LTD (RNR). Click either name above to swap in a different company.
RENAISSANCERE HOLDINGS LTD is the larger business by last-quarter revenue ($3.0B vs $80.1M, roughly 37.1× AMERISAFE INC). RENAISSANCERE HOLDINGS LTD runs the higher net margin — 25.6% vs 10.2%, a 15.4% gap on every dollar of revenue. On growth, RENAISSANCERE HOLDINGS LTD posted the faster year-over-year revenue change (29.6% vs 10.3%). Over the past eight quarters, RENAISSANCERE HOLDINGS LTD's revenue compounded faster (6.9% CAGR vs 2.8%).
AMERISAFE Inc. is a specialty insurance provider that focuses exclusively on workers' compensation coverage for small and mid-sized businesses in high-hazard industries including construction, logging, trucking, and manufacturing. It operates across 49 U.S. states, offering tailored insurance policies paired with targeted risk management support for clients.
RenaissanceRe Holdings Ltd is a Bermudian provider of reinsurance, insurance and other related business services. The company operates in reinsurance, insurance and ventures.
AMSF vs RNR — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $80.1M | $3.0B |
| Net Profit | $8.1M | $760.5M |
| Gross Margin | — | — |
| Operating Margin | — | 42.5% |
| Net Margin | 10.2% | 25.6% |
| Revenue YoY | 10.3% | 29.6% |
| Net Profit YoY | -9.0% | 501.0% |
| EPS (diluted) | $0.43 | $16.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $3.0B | ||
| Q3 25 | $82.0M | $3.2B | ||
| Q2 25 | $81.1M | $3.2B | ||
| Q1 25 | $72.6M | $3.5B | ||
| Q4 24 | $74.0M | $2.3B | ||
| Q3 24 | $78.7M | $4.0B | ||
| Q2 24 | $75.8M | $2.8B |
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $760.5M | ||
| Q3 25 | $13.8M | $916.5M | ||
| Q2 25 | $14.0M | $835.4M | ||
| Q1 25 | $8.9M | $170.0M | ||
| Q4 24 | $13.2M | $-189.7M | ||
| Q3 24 | $14.3M | $1.2B | ||
| Q2 24 | $11.0M | $503.9M |
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 42.5% | ||
| Q3 25 | 21.3% | 46.3% | ||
| Q2 25 | 21.5% | 41.8% | ||
| Q1 25 | 15.5% | -2.0% | ||
| Q4 24 | 22.7% | -3.6% | ||
| Q3 24 | 22.6% | 43.7% | ||
| Q2 24 | 18.1% | 25.0% |
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 25.6% | ||
| Q3 25 | 16.9% | 28.7% | ||
| Q2 25 | 17.2% | 26.1% | ||
| Q1 25 | 12.3% | 4.9% | ||
| Q4 24 | 17.8% | -8.3% | ||
| Q3 24 | 18.2% | 29.8% | ||
| Q2 24 | 14.5% | 17.8% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $16.16 | ||
| Q3 25 | $0.72 | $19.40 | ||
| Q2 25 | $0.73 | $17.20 | ||
| Q1 25 | $0.47 | $3.27 | ||
| Q4 24 | $0.69 | $-3.76 | ||
| Q3 24 | $0.75 | $22.62 | ||
| Q2 24 | $0.57 | $9.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.2M | $1.7B |
| Total DebtLower is stronger | — | $2.3B |
| Stockholders' EquityBook value | $246.6M | $11.6B |
| Total Assets | — | $53.8B |
| Debt / EquityLower = less leverage | — | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | $1.7B | ||
| Q3 25 | $54.7M | $1.7B | ||
| Q2 25 | $48.5M | $1.4B | ||
| Q1 25 | $44.8M | $1.6B | ||
| Q4 24 | $44.1M | $1.7B | ||
| Q3 24 | $63.7M | $1.6B | ||
| Q2 24 | $30.6M | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $11.6B | ||
| Q3 25 | $274.8M | $11.5B | ||
| Q2 25 | $265.6M | $10.8B | ||
| Q1 25 | $260.8M | $10.3B | ||
| Q4 24 | $257.3M | $10.6B | ||
| Q3 24 | $314.4M | $11.2B | ||
| Q2 24 | $301.0M | $10.2B |
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $53.8B | ||
| Q3 25 | $1.2B | $54.5B | ||
| Q2 25 | $1.2B | $54.7B | ||
| Q1 25 | $1.2B | $53.6B | ||
| Q4 24 | $1.2B | $50.7B | ||
| Q3 24 | $1.3B | $52.8B | ||
| Q2 24 | $1.2B | $51.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $483.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 0.64× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $10.6M | $483.0M | ||
| Q3 25 | $10.7M | $1.6B | ||
| Q2 25 | $-8.4M | $1.5B | ||
| Q1 25 | $-1.8M | $157.8M | ||
| Q4 24 | $10.8M | $778.9M | ||
| Q3 24 | $8.4M | $1.5B | ||
| Q2 24 | $-2.6M | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | $10.4M | — | ||
| Q3 25 | $9.8M | — | ||
| Q2 25 | $-9.5M | — | ||
| Q1 25 | $-1.8M | — | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $-2.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 12.8% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | -11.7% | — | ||
| Q1 25 | -2.5% | — | ||
| Q4 24 | 14.6% | — | ||
| Q3 24 | 10.7% | — | ||
| Q2 24 | -3.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.02× | 0.64× | ||
| Q3 25 | 0.77× | 1.73× | ||
| Q2 25 | -0.61× | 1.76× | ||
| Q1 25 | -0.20× | 0.93× | ||
| Q4 24 | 0.82× | — | ||
| Q3 24 | 0.59× | 1.26× | ||
| Q2 24 | -0.24× | 2.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
