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Side-by-side financial comparison of Amerant Bancorp Inc. (AMTB) and COMERICA INC (CMA). Click either name above to swap in a different company.

COMERICA INC is the larger business by last-quarter revenue ($187.0M vs $90.2M, roughly 2.1× Amerant Bancorp Inc.). COMERICA INC runs the higher net margin — 94.1% vs 3.0%, a 91.1% gap on every dollar of revenue. On growth, Amerant Bancorp Inc. posted the faster year-over-year revenue change (2.9% vs -2.1%). Over the past eight quarters, Amerant Bancorp Inc.'s revenue compounded faster (7.5% CAGR vs -1.3%).

Amerant Bank is an American bank based in Coral Gables, Florida that is chartered in Florida, with 19 branches in Florida and 55,000 automated teller machines either operating directly or through a network of ATMs.

Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.

AMTB vs CMA — Head-to-Head

Bigger by revenue
CMA
CMA
2.1× larger
CMA
$187.0M
$90.2M
AMTB
Growing faster (revenue YoY)
AMTB
AMTB
+5.0% gap
AMTB
2.9%
-2.1%
CMA
Higher net margin
CMA
CMA
91.1% more per $
CMA
94.1%
3.0%
AMTB
Faster 2-yr revenue CAGR
AMTB
AMTB
Annualised
AMTB
7.5%
-1.3%
CMA

Income Statement — Q4 2025 vs Q3 2025

Metric
AMTB
AMTB
CMA
CMA
Revenue
$90.2M
$187.0M
Net Profit
$2.7M
$176.0M
Gross Margin
Operating Margin
2.1%
Net Margin
3.0%
94.1%
Revenue YoY
2.9%
-2.1%
Net Profit YoY
-84.0%
-4.3%
EPS (diluted)
$0.08
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMTB
AMTB
CMA
CMA
Q4 25
$90.2M
Q3 25
$94.2M
$187.0M
Q2 25
$90.5M
$185.0M
Q1 25
$85.9M
$183.0M
Q4 24
$87.6M
$191.0M
Q3 24
$81.0M
$191.0M
Q2 24
$79.4M
$203.0M
Q1 24
$78.0M
$187.0M
Net Profit
AMTB
AMTB
CMA
CMA
Q4 25
$2.7M
Q3 25
$14.8M
$176.0M
Q2 25
$23.0M
$199.0M
Q1 25
$12.0M
$172.0M
Q4 24
$16.9M
$170.0M
Q3 24
$-48.2M
$184.0M
Q2 24
$5.0M
$206.0M
Q1 24
$10.6M
$138.0M
Operating Margin
AMTB
AMTB
CMA
CMA
Q4 25
2.1%
Q3 25
20.2%
Q2 25
32.9%
Q1 25
18.0%
Q4 24
20.6%
Q3 24
-76.4%
Q2 24
8.0%
Q1 24
17.3%
Net Margin
AMTB
AMTB
CMA
CMA
Q4 25
3.0%
Q3 25
15.7%
94.1%
Q2 25
25.4%
107.6%
Q1 25
13.9%
94.0%
Q4 24
19.3%
89.0%
Q3 24
-59.5%
96.3%
Q2 24
6.3%
101.5%
Q1 24
13.6%
73.8%
EPS (diluted)
AMTB
AMTB
CMA
CMA
Q4 25
$0.08
Q3 25
$0.35
$1.35
Q2 25
$0.55
$1.42
Q1 25
$0.28
$1.25
Q4 24
$0.53
$1.22
Q3 24
$-1.43
$1.33
Q2 24
$0.15
$1.49
Q1 24
$0.31
$0.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMTB
AMTB
CMA
CMA
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$5.4B
Stockholders' EquityBook value
$938.8M
$7.4B
Total Assets
$9.8B
$77.4B
Debt / EquityLower = less leverage
0.73×

8-quarter trend — quarters aligned by calendar period.

Total Debt
AMTB
AMTB
CMA
CMA
Q4 25
Q3 25
$5.4B
Q2 25
$5.8B
Q1 25
$5.7B
Q4 24
$6.7B
Q3 24
$6.8B
Q2 24
$7.1B
Q1 24
$7.1B
Stockholders' Equity
AMTB
AMTB
CMA
CMA
Q4 25
$938.8M
Q3 25
$944.9M
$7.4B
Q2 25
$924.3M
$6.9B
Q1 25
$906.3M
$7.1B
Q4 24
$890.5M
$6.5B
Q3 24
$902.9M
$7.4B
Q2 24
$734.3M
$6.2B
Q1 24
$738.1M
$6.0B
Total Assets
AMTB
AMTB
CMA
CMA
Q4 25
$9.8B
Q3 25
$10.4B
$77.4B
Q2 25
$10.3B
$78.0B
Q1 25
$10.2B
$77.6B
Q4 24
$9.9B
$79.3B
Q3 24
$10.4B
$79.7B
Q2 24
$9.7B
$79.6B
Q1 24
$9.8B
$79.4B
Debt / Equity
AMTB
AMTB
CMA
CMA
Q4 25
Q3 25
0.73×
Q2 25
0.84×
Q1 25
0.81×
Q4 24
1.02×
Q3 24
0.92×
Q2 24
1.15×
Q1 24
1.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMTB
AMTB
CMA
CMA
Operating Cash FlowLast quarter
$36.5M
$-270.0M
Free Cash FlowOCF − Capex
$31.3M
FCF MarginFCF / Revenue
34.7%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
13.51×
-1.53×
TTM Free Cash FlowTrailing 4 quarters
$127.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMTB
AMTB
CMA
CMA
Q4 25
$36.5M
Q3 25
$22.7M
$-270.0M
Q2 25
$57.6M
$476.0M
Q1 25
$20.2M
$273.0M
Q4 24
$77.5M
$-354.0M
Q3 24
$4.2M
$1.0B
Q2 24
$-2.3M
$111.0M
Q1 24
$2.8M
$-205.0M
Free Cash Flow
AMTB
AMTB
CMA
CMA
Q4 25
$31.3M
Q3 25
$21.7M
Q2 25
$56.3M
Q1 25
$18.0M
Q4 24
$76.7M
Q3 24
$2.6M
Q2 24
$-3.9M
Q1 24
$-694.0K
FCF Margin
AMTB
AMTB
CMA
CMA
Q4 25
34.7%
Q3 25
23.0%
Q2 25
62.2%
Q1 25
21.0%
Q4 24
87.6%
Q3 24
3.2%
Q2 24
-4.9%
Q1 24
-0.9%
Capex Intensity
AMTB
AMTB
CMA
CMA
Q4 25
5.8%
Q3 25
1.1%
Q2 25
1.5%
Q1 25
2.6%
Q4 24
0.9%
Q3 24
2.0%
Q2 24
1.9%
Q1 24
4.5%
Cash Conversion
AMTB
AMTB
CMA
CMA
Q4 25
13.51×
Q3 25
1.54×
-1.53×
Q2 25
2.50×
2.39×
Q1 25
1.69×
1.59×
Q4 24
4.59×
-2.08×
Q3 24
5.70×
Q2 24
-0.47×
0.54×
Q1 24
0.26×
-1.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMTB
AMTB

Other$36.0M40%
Commercial Portfolio Segment$25.7M28%
Commercial Real Estate Portfolio Segment$17.3M19%
Consumer Portfolio Segment$11.1M12%

CMA
CMA

Business Bank$93.0M50%
Credit And Debit Card$47.0M25%
Retail Bank$28.0M15%
Capital Markets$9.0M5%
Other$6.0M3%
Commercial Loan$3.0M2%
Brokerage Commissions Revenue$1.0M1%

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