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Side-by-side financial comparison of Amerant Bancorp Inc. (AMTB) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.

Amerant Bancorp Inc. is the larger business by last-quarter revenue ($112.2M vs $71.1M, roughly 1.6× RE/MAX Holdings, Inc.). Amerant Bancorp Inc. runs the higher net margin — 3.0% vs 2.0%, a 1.0% gap on every dollar of revenue. On growth, Amerant Bancorp Inc. posted the faster year-over-year revenue change (2.9% vs -1.8%). Amerant Bancorp Inc. produced more free cash flow last quarter ($129.2M vs $33.5M). Over the past eight quarters, Amerant Bancorp Inc.'s revenue compounded faster (10.1% CAGR vs -4.7%).

Amerant Bank is an American bank based in Coral Gables, Florida that is chartered in Florida, with 19 branches in Florida and 55,000 automated teller machines either operating directly or through a network of ATMs.

RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.

AMTB vs RMAX — Head-to-Head

Bigger by revenue
AMTB
AMTB
1.6× larger
AMTB
$112.2M
$71.1M
RMAX
Growing faster (revenue YoY)
AMTB
AMTB
+4.7% gap
AMTB
2.9%
-1.8%
RMAX
Higher net margin
AMTB
AMTB
1.0% more per $
AMTB
3.0%
2.0%
RMAX
More free cash flow
AMTB
AMTB
$95.7M more FCF
AMTB
$129.2M
$33.5M
RMAX
Faster 2-yr revenue CAGR
AMTB
AMTB
Annualised
AMTB
10.1%
-4.7%
RMAX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMTB
AMTB
RMAX
RMAX
Revenue
$112.2M
$71.1M
Net Profit
$2.7M
$1.4M
Gross Margin
Operating Margin
1.7%
13.1%
Net Margin
3.0%
2.0%
Revenue YoY
2.9%
-1.8%
Net Profit YoY
-84.0%
-75.2%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMTB
AMTB
RMAX
RMAX
Q4 25
$112.2M
$71.1M
Q3 25
$111.4M
$73.2M
Q2 25
$110.3M
$72.8M
Q1 25
$105.4M
$74.5M
Q4 24
$87.6M
$72.5M
Q3 24
$33.3M
$78.5M
Q2 24
$98.8M
$78.5M
Q1 24
$92.5M
$78.3M
Net Profit
AMTB
AMTB
RMAX
RMAX
Q4 25
$2.7M
$1.4M
Q3 25
$14.8M
$4.0M
Q2 25
$23.0M
$4.7M
Q1 25
$12.0M
$-2.0M
Q4 24
$16.9M
$5.8M
Q3 24
$-48.2M
$966.0K
Q2 24
$5.0M
$3.7M
Q1 24
$10.6M
$-3.4M
Operating Margin
AMTB
AMTB
RMAX
RMAX
Q4 25
1.7%
13.1%
Q3 25
17.1%
25.0%
Q2 25
27.0%
19.3%
Q1 25
14.6%
7.2%
Q4 24
20.6%
5.9%
Q3 24
-185.8%
19.4%
Q2 24
6.4%
20.6%
Q1 24
14.6%
5.8%
Net Margin
AMTB
AMTB
RMAX
RMAX
Q4 25
3.0%
2.0%
Q3 25
13.2%
5.4%
Q2 25
20.9%
6.4%
Q1 25
11.3%
-2.6%
Q4 24
19.3%
8.0%
Q3 24
-144.6%
1.2%
Q2 24
5.0%
4.7%
Q1 24
11.4%
-4.3%
EPS (diluted)
AMTB
AMTB
RMAX
RMAX
Q4 25
$0.08
Q3 25
$0.35
Q2 25
$0.55
Q1 25
$0.28
Q4 24
$0.53
Q3 24
$-1.43
Q2 24
$0.15
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMTB
AMTB
RMAX
RMAX
Cash + ST InvestmentsLiquidity on hand
$118.7M
Total DebtLower is stronger
$432.2M
Stockholders' EquityBook value
$938.8M
$452.4M
Total Assets
$9.8B
$582.5M
Debt / EquityLower = less leverage
0.96×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMTB
AMTB
RMAX
RMAX
Q4 25
$118.7M
Q3 25
$107.5M
Q2 25
$94.3M
Q1 25
$89.1M
Q4 24
$96.6M
Q3 24
$83.8M
Q2 24
$66.1M
Q1 24
$82.1M
Total Debt
AMTB
AMTB
RMAX
RMAX
Q4 25
$432.2M
Q3 25
$433.3M
Q2 25
$434.4M
Q1 25
$435.3M
Q4 24
$436.2M
Q3 24
$437.2M
Q2 24
$438.1M
Q1 24
$439.0M
Stockholders' Equity
AMTB
AMTB
RMAX
RMAX
Q4 25
$938.8M
$452.4M
Q3 25
$944.9M
$448.1M
Q2 25
$924.3M
$442.4M
Q1 25
$906.3M
$433.5M
Q4 24
$890.5M
$429.5M
Q3 24
$902.9M
$423.1M
Q2 24
$734.3M
$418.4M
Q1 24
$738.1M
$412.0M
Total Assets
AMTB
AMTB
RMAX
RMAX
Q4 25
$9.8B
$582.5M
Q3 25
$10.4B
$582.2M
Q2 25
$10.3B
$574.8M
Q1 25
$10.2B
$571.4M
Q4 24
$9.9B
$581.6M
Q3 24
$10.4B
$578.6M
Q2 24
$9.7B
$571.4M
Q1 24
$9.8B
$566.7M
Debt / Equity
AMTB
AMTB
RMAX
RMAX
Q4 25
0.96×
Q3 25
0.97×
Q2 25
0.98×
Q1 25
1.00×
Q4 24
1.02×
Q3 24
1.03×
Q2 24
1.05×
Q1 24
1.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMTB
AMTB
RMAX
RMAX
Operating Cash FlowLast quarter
$137.0M
$40.9M
Free Cash FlowOCF − Capex
$129.2M
$33.5M
FCF MarginFCF / Revenue
115.2%
47.1%
Capex IntensityCapex / Revenue
6.9%
10.4%
Cash ConversionOCF / Net Profit
50.71×
28.39×
TTM Free Cash FlowTrailing 4 quarters
$225.2M
$56.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMTB
AMTB
RMAX
RMAX
Q4 25
$137.0M
$40.9M
Q3 25
$22.7M
$17.7M
Q2 25
$57.6M
$4.6M
Q1 25
$20.2M
$5.7M
Q4 24
$82.2M
$59.7M
Q3 24
$4.2M
$17.6M
Q2 24
$-2.3M
$15.9M
Q1 24
$2.8M
$9.4M
Free Cash Flow
AMTB
AMTB
RMAX
RMAX
Q4 25
$129.2M
$33.5M
Q3 25
$21.7M
$16.4M
Q2 25
$56.3M
$2.9M
Q1 25
$18.0M
$4.0M
Q4 24
$74.8M
$53.0M
Q3 24
$2.6M
$16.3M
Q2 24
$-3.9M
$14.0M
Q1 24
$-694.0K
$6.8M
FCF Margin
AMTB
AMTB
RMAX
RMAX
Q4 25
115.2%
47.1%
Q3 25
19.5%
22.4%
Q2 25
51.0%
4.0%
Q1 25
17.1%
5.3%
Q4 24
85.3%
73.2%
Q3 24
7.8%
20.8%
Q2 24
-3.9%
17.8%
Q1 24
-0.8%
8.6%
Capex Intensity
AMTB
AMTB
RMAX
RMAX
Q4 25
6.9%
10.4%
Q3 25
0.9%
1.8%
Q2 25
1.2%
2.2%
Q1 25
2.1%
2.3%
Q4 24
8.4%
9.1%
Q3 24
4.8%
1.7%
Q2 24
1.5%
2.4%
Q1 24
3.8%
3.3%
Cash Conversion
AMTB
AMTB
RMAX
RMAX
Q4 25
50.71×
28.39×
Q3 25
1.54×
4.45×
Q2 25
2.50×
0.97×
Q1 25
1.69×
Q4 24
4.87×
10.28×
Q3 24
18.22×
Q2 24
-0.47×
4.29×
Q1 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMTB
AMTB

Other$58.0M52%
Commercial Portfolio Segment$25.7M23%
Commercial Real Estate Portfolio Segment$17.3M15%
Consumer Portfolio Segment$11.1M10%

RMAX
RMAX

Franchising Segment$50.1M70%
Broker Fees$13.9M20%
Annual Dues$7.4M10%

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