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Side-by-side financial comparison of AEMETIS, INC (AMTX) and Finwise Bancorp (FINW). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($46.9M vs $43.3M, roughly 1.1× AEMETIS, INC). On growth, Finwise Bancorp posted the faster year-over-year revenue change (121.7% vs -7.9%). AEMETIS, INC produced more free cash flow last quarter ($-10.8M vs $-28.6M). Over the past eight quarters, Finwise Bancorp's revenue compounded faster (54.3% CAGR vs -22.8%).
Aemetis, Inc. is a renewable fuels and sustainable biochemicals producer operating across North America and India. Its core products include low-carbon ethanol, renewable natural gas and biodiesel, serving transportation, industrial and agricultural sectors with decarbonization solutions for commercial clients.
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
AMTX vs FINW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $43.3M | $46.9M |
| Net Profit | — | $3.9M |
| Gross Margin | 17.8% | — |
| Operating Margin | -5.7% | 11.7% |
| Net Margin | — | 8.4% |
| Revenue YoY | -7.9% | 121.7% |
| Net Profit YoY | — | 40.1% |
| EPS (diluted) | $-0.03 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $43.3M | $46.9M | ||
| Q3 25 | $59.2M | $36.7M | ||
| Q2 25 | $52.2M | $25.1M | ||
| Q1 25 | $42.9M | $22.1M | ||
| Q4 24 | $47.0M | $21.1M | ||
| Q3 24 | $81.4M | $20.8M | ||
| Q2 24 | $66.6M | $19.8M | ||
| Q1 24 | $72.6M | $19.7M |
| Q4 25 | — | $3.9M | ||
| Q3 25 | $-23.7M | $4.9M | ||
| Q2 25 | $-23.4M | $4.1M | ||
| Q1 25 | $-24.5M | $3.2M | ||
| Q4 24 | — | $2.8M | ||
| Q3 24 | $-17.9M | $3.5M | ||
| Q2 24 | $-29.2M | $3.2M | ||
| Q1 24 | $-24.2M | $3.3M |
| Q4 25 | 17.8% | — | ||
| Q3 25 | -0.1% | — | ||
| Q2 25 | -6.4% | — | ||
| Q1 25 | -11.8% | — | ||
| Q4 24 | -4.3% | — | ||
| Q3 24 | 4.8% | — | ||
| Q2 24 | -2.7% | — | ||
| Q1 24 | -0.8% | — |
| Q4 25 | -5.7% | 11.7% | ||
| Q3 25 | -14.4% | 17.5% | ||
| Q2 25 | -20.4% | 21.7% | ||
| Q1 25 | -36.3% | 20.1% | ||
| Q4 24 | -28.7% | 17.5% | ||
| Q3 24 | -4.8% | 22.2% | ||
| Q2 24 | -20.4% | 21.1% | ||
| Q1 24 | -13.0% | 22.9% |
| Q4 25 | — | 8.4% | ||
| Q3 25 | -40.1% | 13.3% | ||
| Q2 25 | -44.8% | 16.3% | ||
| Q1 25 | -57.2% | 14.4% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | -22.0% | 16.6% | ||
| Q2 24 | -43.8% | 16.1% | ||
| Q1 24 | -33.4% | 16.9% |
| Q4 25 | $-0.03 | $0.27 | ||
| Q3 25 | $-0.37 | $0.34 | ||
| Q2 25 | $-0.41 | $0.29 | ||
| Q1 25 | $-0.47 | $0.23 | ||
| Q4 24 | $-0.29 | $0.19 | ||
| Q3 24 | $-0.38 | $0.25 | ||
| Q2 24 | $-0.66 | $0.24 | ||
| Q1 24 | $-0.58 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | $163.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-306.8M | $193.2M |
| Total Assets | $259.8M | $977.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | $163.4M | ||
| Q3 25 | $5.6M | $105.6M | ||
| Q2 25 | $1.6M | $90.1M | ||
| Q1 25 | $499.0K | $120.3M | ||
| Q4 24 | $898.0K | $109.2M | ||
| Q3 24 | $296.0K | $85.8M | ||
| Q2 24 | $234.0K | $89.0M | ||
| Q1 24 | $1.6M | $115.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $338.1M | — | ||
| Q3 24 | $322.2M | — | ||
| Q2 24 | $309.0M | — | ||
| Q1 24 | $307.2M | — |
| Q4 25 | $-306.8M | $193.2M | ||
| Q3 25 | $-304.9M | $187.8M | ||
| Q2 25 | $-289.3M | $182.0M | ||
| Q1 25 | $-280.7M | $177.4M | ||
| Q4 24 | $-263.9M | $173.7M | ||
| Q3 24 | $-258.9M | $170.4M | ||
| Q2 24 | $-249.0M | $165.8M | ||
| Q1 24 | $-232.1M | $162.5M |
| Q4 25 | $259.8M | $977.1M | ||
| Q3 25 | $241.1M | $899.9M | ||
| Q2 25 | $240.0M | $842.5M | ||
| Q1 25 | $242.5M | $804.1M | ||
| Q4 24 | $259.3M | $746.0M | ||
| Q3 24 | $259.3M | $683.0M | ||
| Q2 24 | $259.3M | $617.8M | ||
| Q1 24 | $259.3M | $610.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $-28.4M |
| Free Cash FlowOCF − Capex | $-10.8M | $-28.6M |
| FCF MarginFCF / Revenue | -24.9% | -61.1% |
| Capex IntensityCapex / Revenue | 38.2% | 0.5% |
| Cash ConversionOCF / Net Profit | — | -7.26× |
| TTM Free Cash FlowTrailing 4 quarters | $-22.7M | $-68.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $-28.4M | ||
| Q3 25 | $3.1M | $3.5M | ||
| Q2 25 | $-5.7M | $-18.3M | ||
| Q1 25 | $160.0K | $-21.6M | ||
| Q4 24 | $-12.6M | $-15.0M | ||
| Q3 24 | $-5.0M | $-9.8M | ||
| Q2 24 | $-5.1M | $-7.6M | ||
| Q1 24 | $-10.3M | $1.8M |
| Q4 25 | $-10.8M | $-28.6M | ||
| Q3 25 | $-1.0M | $3.4M | ||
| Q2 25 | $-9.3M | $-19.8M | ||
| Q1 25 | $-1.7M | $-23.3M | ||
| Q4 24 | $-19.4M | $-16.1M | ||
| Q3 24 | $-9.5M | $-13.4M | ||
| Q2 24 | $-10.5M | $-7.7M | ||
| Q1 24 | $-13.9M | $568.0K |
| Q4 25 | -24.9% | -61.1% | ||
| Q3 25 | -1.7% | 9.4% | ||
| Q2 25 | -17.7% | -79.0% | ||
| Q1 25 | -3.9% | -105.3% | ||
| Q4 24 | -41.2% | -76.0% | ||
| Q3 24 | -11.6% | -64.3% | ||
| Q2 24 | -15.8% | -38.7% | ||
| Q1 24 | -19.1% | 2.9% |
| Q4 25 | 38.2% | 0.5% | ||
| Q3 25 | 6.9% | 0.1% | ||
| Q2 25 | 6.7% | 5.8% | ||
| Q1 25 | 4.3% | 7.4% | ||
| Q4 24 | 14.4% | 5.1% | ||
| Q3 24 | 5.5% | 17.2% | ||
| Q2 24 | 8.1% | 0.3% | ||
| Q1 24 | 4.9% | 6.0% |
| Q4 25 | — | -7.26× | ||
| Q3 25 | — | 0.71× | ||
| Q2 25 | — | -4.48× | ||
| Q1 25 | — | -6.78× | ||
| Q4 24 | — | -5.37× | ||
| Q3 24 | — | -2.84× | ||
| Q2 24 | — | -2.39× | ||
| Q1 24 | — | 0.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMTX
| Ethanol Sales | $28.8M | 66% |
| Wet Distillers Grains | $6.8M | 16% |
| California Dairy Renewable Natural Gas | $5.2M | 12% |
| Other | $1.8M | 4% |
FINW
Segment breakdown not available.
