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Side-by-side financial comparison of AEMETIS, INC (AMTX) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

AEMETIS, INC is the larger business by last-quarter revenue ($43.3M vs $31.4M, roughly 1.4× Ponce Financial Group, Inc.). On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -7.9%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-10.8M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -22.8%).

Aemetis, Inc. is a renewable fuels and sustainable biochemicals producer operating across North America and India. Its core products include low-carbon ethanol, renewable natural gas and biodiesel, serving transportation, industrial and agricultural sectors with decarbonization solutions for commercial clients.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

AMTX vs PDLB — Head-to-Head

Bigger by revenue
AMTX
AMTX
1.4× larger
AMTX
$43.3M
$31.4M
PDLB
Growing faster (revenue YoY)
PDLB
PDLB
+45.5% gap
PDLB
37.6%
-7.9%
AMTX
More free cash flow
PDLB
PDLB
$65.4M more FCF
PDLB
$54.6M
$-10.8M
AMTX
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
-22.8%
AMTX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMTX
AMTX
PDLB
PDLB
Revenue
$43.3M
$31.4M
Net Profit
$10.1M
Gross Margin
17.8%
Operating Margin
-5.7%
43.6%
Net Margin
36.3%
Revenue YoY
-7.9%
37.6%
Net Profit YoY
245.6%
EPS (diluted)
$-0.03
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMTX
AMTX
PDLB
PDLB
Q4 25
$43.3M
$31.4M
Q3 25
$59.2M
$26.7M
Q2 25
$52.2M
$26.5M
Q1 25
$42.9M
$24.6M
Q4 24
$47.0M
$22.8M
Q3 24
$81.4M
$20.2M
Q2 24
$66.6M
$20.2M
Q1 24
$72.6M
$20.5M
Net Profit
AMTX
AMTX
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$-23.7M
$6.5M
Q2 25
$-23.4M
$6.1M
Q1 25
$-24.5M
$6.0M
Q4 24
$2.9M
Q3 24
$-17.9M
$2.4M
Q2 24
$-29.2M
$3.2M
Q1 24
$-24.2M
$2.4M
Gross Margin
AMTX
AMTX
PDLB
PDLB
Q4 25
17.8%
Q3 25
-0.1%
Q2 25
-6.4%
Q1 25
-11.8%
Q4 24
-4.3%
Q3 24
4.8%
Q2 24
-2.7%
Q1 24
-0.8%
Operating Margin
AMTX
AMTX
PDLB
PDLB
Q4 25
-5.7%
43.6%
Q3 25
-14.4%
32.8%
Q2 25
-20.4%
30.2%
Q1 25
-36.3%
32.5%
Q4 24
-28.7%
19.6%
Q3 24
-4.8%
15.2%
Q2 24
-20.4%
21.8%
Q1 24
-13.0%
18.3%
Net Margin
AMTX
AMTX
PDLB
PDLB
Q4 25
36.3%
Q3 25
-40.1%
24.3%
Q2 25
-44.8%
23.0%
Q1 25
-57.2%
24.2%
Q4 24
14.1%
Q3 24
-22.0%
12.1%
Q2 24
-43.8%
15.8%
Q1 24
-33.4%
11.8%
EPS (diluted)
AMTX
AMTX
PDLB
PDLB
Q4 25
$-0.03
$0.43
Q3 25
$-0.37
$0.27
Q2 25
$-0.41
$0.25
Q1 25
$-0.47
$0.25
Q4 24
$-0.29
$0.11
Q3 24
$-0.38
$0.10
Q2 24
$-0.66
$0.14
Q1 24
$-0.58
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMTX
AMTX
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$4.9M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$-306.8M
$541.5M
Total Assets
$259.8M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMTX
AMTX
PDLB
PDLB
Q4 25
$4.9M
$126.2M
Q3 25
$5.6M
$146.6M
Q2 25
$1.6M
$126.6M
Q1 25
$499.0K
$129.9M
Q4 24
$898.0K
$139.8M
Q3 24
$296.0K
$155.8M
Q2 24
$234.0K
$103.2M
Q1 24
$1.6M
$134.7M
Total Debt
AMTX
AMTX
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$338.1M
$596.1M
Q3 24
$322.2M
$580.4M
Q2 24
$309.0M
$680.4M
Q1 24
$307.2M
$680.4M
Stockholders' Equity
AMTX
AMTX
PDLB
PDLB
Q4 25
$-306.8M
$541.5M
Q3 25
$-304.9M
$529.8M
Q2 25
$-289.3M
$521.1M
Q1 25
$-280.7M
$513.9M
Q4 24
$-263.9M
$505.5M
Q3 24
$-258.9M
$504.6M
Q2 24
$-249.0M
$497.7M
Q1 24
$-232.1M
$493.7M
Total Assets
AMTX
AMTX
PDLB
PDLB
Q4 25
$259.8M
$3.2B
Q3 25
$241.1M
$3.2B
Q2 25
$240.0M
$3.2B
Q1 25
$242.5M
$3.1B
Q4 24
$259.3M
$3.0B
Q3 24
$259.3M
$3.0B
Q2 24
$259.3M
$2.8B
Q1 24
$259.3M
$2.8B
Debt / Equity
AMTX
AMTX
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMTX
AMTX
PDLB
PDLB
Operating Cash FlowLast quarter
$5.8M
$55.6M
Free Cash FlowOCF − Capex
$-10.8M
$54.6M
FCF MarginFCF / Revenue
-24.9%
173.9%
Capex IntensityCapex / Revenue
38.2%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-22.7M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMTX
AMTX
PDLB
PDLB
Q4 25
$5.8M
$55.6M
Q3 25
$3.1M
$1.4M
Q2 25
$-5.7M
$6.2M
Q1 25
$160.0K
$13.1M
Q4 24
$-12.6M
$7.2M
Q3 24
$-5.0M
$-14.6M
Q2 24
$-5.1M
$-2.6M
Q1 24
$-10.3M
$1.5M
Free Cash Flow
AMTX
AMTX
PDLB
PDLB
Q4 25
$-10.8M
$54.6M
Q3 25
$-1.0M
$786.0K
Q2 25
$-9.3M
$5.9M
Q1 25
$-1.7M
$12.9M
Q4 24
$-19.4M
$4.5M
Q3 24
$-9.5M
$-15.0M
Q2 24
$-10.5M
$-2.6M
Q1 24
$-13.9M
$-315.0K
FCF Margin
AMTX
AMTX
PDLB
PDLB
Q4 25
-24.9%
173.9%
Q3 25
-1.7%
2.9%
Q2 25
-17.7%
22.4%
Q1 25
-3.9%
52.6%
Q4 24
-41.2%
19.7%
Q3 24
-11.6%
-74.1%
Q2 24
-15.8%
-13.0%
Q1 24
-19.1%
-1.5%
Capex Intensity
AMTX
AMTX
PDLB
PDLB
Q4 25
38.2%
3.1%
Q3 25
6.9%
2.3%
Q2 25
6.7%
1.0%
Q1 25
4.3%
0.6%
Q4 24
14.4%
11.9%
Q3 24
5.5%
2.0%
Q2 24
8.1%
0.3%
Q1 24
4.9%
8.7%
Cash Conversion
AMTX
AMTX
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMTX
AMTX

Ethanol Sales$28.8M66%
Wet Distillers Grains$6.8M16%
California Dairy Renewable Natural Gas$5.2M12%
Other$1.8M4%

PDLB
PDLB

Segment breakdown not available.

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